What if the project abandone? You keep saying economy no good wo! Not scare developer chap lap ah? By the way.... developer need to vp max 3 years.

Got female friends only lar.

Did he  say is his gf?

Cannot buy new launching la, hahah he laugh kau people water fish when buy new launching at 500k, perhaps he looking for 300k new launch with zero entry gua

He likes to imagine himself to be rich...... Likes to imagine himself having a lawyer gf....... Likes to imagine taking over PAMA wealth and asset....... Likes to imagine the world rotate according to his desire......   

That's why show fake doc to lie ppl how much he hav when he is actually earning only 2k+......... That's why keeping talking getting married even when there is no gf......... and etc and etc........   

so actually 2018 /2017 property price crisis? well... lets wait the subsales price catch up with new launch price first

TNS.... last time you say so loud wan to buy in 2015. Now delay to 2017/ 2018 as suggest by showtime? You belive him liao meh? One thing very confirm liao. No gf now. Either kena dump or never hav.

How much is ok?? A person no need to pay tax how much his income can be??   

Car confirm PAMA pays one la........ One useless son.......   

Confirm 2k-3k max income.....  

lol EA form can show commitment meh? I no EA form one

ok lor you say like this , bo bian lor me ... let you test you dunwant..

then I ask for credit increase... I reject all 3 credit increase lor

EPF ah need to have gua, how to apply credit card? nothing amsuing

house got what car then use lor.. got civic use civic, got city use city got proton use proton lor .. lol

house got what...otherwise stay under bridge meh

First Property for bbw

First property is always the hardest, especially for a white collar executive with less than 5 years of working experience. It’s the single largest item that one would be buying in their lives. Lots of doubts, questions and worry running in every time  think about my first property. What if, that first property turned out to be the wrong one?! He do have some savings. Yet not enough and simply not fast enough in terms of savings for the property that Feel comfortable with. With my ‘just enough’ salary, He still have to maintain my normal lifestyle, give some to my family and save a little for that elusive first property.

1) Try first,

He did not want the low cost apartment but for the medium cost apartment, one’s salary must not exceed RM3,500. Somehow, He overqualified and yet when He look at the condo prices,he knew that He may join those who got rejected in their loan applications.  the state government is pushing for more affordable homes costing less than RM500,000 in 2015. hope He got one by then.


2) Acceptance of location

Where should we live? He want to live near to town. He want to live near my friends. He want to live near my workplace. He want a good location which is not far from everything that He want. Ok, perhaps that’s a bit too much. Yet, everyone would have an ideal location in their mind. Actually you can choose any location if you are rich enough. However, I think everyone should be willing to consider their second choice if they can still reach the places they want, just slightly further away.



3) Managing expectations

At our current age, there’s little reason to overburden ourselves. The reason is because the road to retirement is still many years away. If we simple can’t qualify, then don’t try. Just look at the high rejections for loan applications and you understand what he mean. Truth is, a 650sf apartment may be even more suitable for me than a 1,000sf one. Current low cost apartments include those of 650sf costing around RM100,000 and also those which are 850sf for RM250,000. If He can renovate it with some inspiration, He think it would be a home sweet home, for five years or until Can upgrade.

Last but not least, do not keep looking at just the new ones. Why not buy one which you can almost stay immediately? have been to many secondary properties and the truth is, it’s not all bad. In fact, some can be considered very well maintained. Just do your research well, view a few more units. Use a little imagination and make that your home sweet home. He think He should be able to get one soon. Wish bearbear good luck 2005

I wanted landed initially as well. New launch cannot afford. Subsale don't have enough cash for reno. Ended up no choice buy new launch condo. Wait to flip when I have more income for landed.