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 V17 Property Bubble (Is there a bubble at all ?), Property Inflated or Inflation ?

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JasonW13
post Jan 4 2015, 02:07 AM

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QUOTE(bearbearwong @ Jan 4 2015, 02:03 AM)
you also waiting after GST lor... lol

lol, then the UTAR product must been very well versed you mean? superiority is sth that can be proved not bragged.. just in case you dunno
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B honest, i am still searching around but finalized area of choice. Definitely not kajang no worry. I am also waiting for my bonus too.

following ur logic then u dont bragged about poor quality of utar grads n bankers too.
JasonW13
post Jan 4 2015, 02:13 AM

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QUOTE(bearbearwong @ Jan 4 2015, 02:08 AM)
talk only izzit, put ur children in sin...

some say me 30's some say mid 30's, hmm dunno which one is right hor..

well at any age, BBB will still troll, too young , need learning lesson from BBB, too old , no achievement..

at anyway BBB just wanted to troll and for ppl to stop talking about property bubble
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U r 40s actually??? No way! Lol.

Agree with u on forming bubble but disagree with u on waiting bubble to burst in order to buy. I scare when the bubble is burst, v hv recession, many r out of job included a lazy banker as claimed by u. IF can find below asking price with discount n is what u want n affordable, why still wait then?
JasonW13
post Jan 4 2015, 02:15 AM

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QUOTE(bearbearwong @ Jan 4 2015, 02:13 AM)
hmm how is your children bringing up? not ah cat ah dog can enter one.. see NUS? simply cant enter, even can , if not gifted will be graduating with paper talk also got problem

Jliew why need to study? you got a good link for them already what.. flipping property, buy few more Mi\dields 2 for them to reflip higher...

no need to study one...
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NUS? Uni of Alvin n Vivian scandal?
JasonW13
post Jan 4 2015, 08:19 AM

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QUOTE(musteng @ Jan 4 2015, 02:30 AM)
Sincerely. Even is not good for you if failed. But this is the only comment you gain my respect  notworthy.gif
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+1 for musteng
JasonW13
post Jan 4 2015, 08:32 AM

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QUOTE(bearbearwong @ Jan 4 2015, 02:16 AM)
10-20% discount from asking price = burst? I see it as correction leh...

not waiting for burst...

despite buying for ownstay, you need to draw the new car analogy...same car one is lower price, but you use it for own consumption..

do you the difference?
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Ya i see the diff that's why i keep saying if u manage to get one which fulfilled ur requirement of location, own stay, reasonable price with discount, affordable, then what r u still waiting for? ABang ayam coming from the unchange direction since the beginning cant u see that? I didnt BS u at all.


QUOTE(bearbearwong @ Jan 4 2015, 02:18 AM)
similar traits of BBB, vulgar, sex, immoral, easy money earning like flipping, fast money, young concept (krandun) , troll to make a living ( Jolokia & appreciative man troopers quality)

think bout something positive...

you are a BBB, that explains the selective comment addressing
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Alvin n Vivian scandal explains that my mind is full of stuffs as claimed by u? That is a fact n came out in news right? I was clarifying if both r from NUS. U said that NUS is hard to get in n one not going to do well if not GIFTED and basically and just a wet wood if graduated without GIFTED. That's my understanding on ur explaination earlier.
JasonW13
post Jan 4 2015, 09:06 AM

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QUOTE(jolokia @ Jan 4 2015, 08:50 AM)
Don't be so harsh on him, I believe 1 of the 5K FD IS his one lah.

He got 3 credit card mah ! Can use for DP.

Ah Bear life very miserable leh ! His mama got all the Gold & Silver mountain but he can only see but cannot touch, that why day & night he is waiting, but while waiting he did nothing for himself.

Just like keep on waiting for GST to help him bulldozer property market to have 10-20% correction.

He really remind me of those useless Yee Sai Zhou @ Siew Yeh in those classic Chinese TV series, whole day do nothing but gambling, drinking, go kacau girl, look down on the poor people & waiting for their PAMA to pass them the ancestors wealth.

Now he is calculating his PAMA land in Sepang worth 1 million per acre already.

No wonder no efforts in life, just keep waiting & waiting.
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To add on, he seems to b kiasu also n must win over every arguement or anyone who challenge or poke his true face. If he can't argue over, then twist his word to favor himself.

Nowadays buying property still accept credit card for DP? Thought just banker cheque or cheque or cash? Not sure about this lol. If can accept credit card then can swipe three cards at diff amount to combine payment for one same thing? Hmmmm...

This post has been edited by JasonW13: Jan 4 2015, 09:31 AM
JasonW13
post Jan 4 2015, 09:32 AM

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QUOTE(jolokia @ Jan 4 2015, 09:07 AM)
Once again I would like to thank our mod Cherroy for forwarding topic to my thread, but once again I would like to emphasis that my thread merely talking about pricing, not raw material cost what not, & definitely not a recycle bin for unwanted thread from Property Talk, if Cherroy is so afraid of upsetting advertiser, please just close the unwanted thread & tell those who started it please do not start thread to upset my advertising client aka developer as Lyn need advertising  income to survive.
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So what should v do now?
JasonW13
post Jan 4 2015, 10:49 AM

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QUOTE(tnang @ Jan 4 2015, 10:16 AM)
rclxms.gif  i still dont understand why ccris rpt is important, whole life never bother, more important is you income, clean payment, when you want to borrow, bank will check for you, never see my ccris before.
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Ccris showing zero - prompt payment
Ccris showing 1- late payment of 1 month
Ccris showing 2- late payment of 2 months
Credit card is also captured in ccris if i rmb correctly.
If no ccris record, meaning no credit card also.
JasonW13
post Jan 4 2015, 10:52 AM

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QUOTE(musteng @ Jan 4 2015, 10:30 AM)
Not sure for other developer. But KLEC accept credit card for downpayment. Anyway 35k credit limit can not secured a unit there.
Dont know he got money left for renovation, furniture & home appliances after all in for the first home.
Base on the quality expectation (can't be lowend), the renovation cost at least need around 50k (for condo/apartment). I dare not to imagine the renovation cost for Landed property.  sweat.gif
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If landed, light touch up no major expansion all in should b rm20k easily for painting, polishing, touch up on air lines, fiz leakage, wardrobe, kitchen cabinet etc..

QUOTE(Tigerr @ Jan 4 2015, 10:38 AM)
Dont look down on bbw. This kind of repoman got lots of side income one. Could be more than your annual salary. But all cannot see light one.
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Ya totally agree. Many also know how to launder the money. Maybe bbw still finding his way.
JasonW13
post Jan 4 2015, 10:55 AM

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QUOTE(ABC5999 @ Jan 4 2015, 10:39 AM)
BBW, I born 87 graduate in 2008 May. Is normal to grad at 21 nowadays. I finish spm when I was 17. Then took a 4 year degree. But I finish in 3.5 years.

As for ppl that earn 10k at 26.. is very normal for sales ppl worth commission. I have friends work as insurance agent already making 10k plus at 24. Driving TT at 25.

I also have friends work as bank staff that getting commission of 10k per month on top of salary.

If you always live in your own world then you will never improve.
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He dislike sales man one..he also dislike utar, ukm grads and nsu grads...

QUOTE(Tigerr @ Jan 4 2015, 10:40 AM)
Bbw got 9 inches. That's why he day n night showing n waving it.
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Maybe thats his born talent. No wonder gf still love him so much.

This post has been edited by JasonW13: Jan 4 2015, 10:56 AM
JasonW13
post Jan 4 2015, 10:57 AM

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QUOTE(ManutdGiggs @ Jan 4 2015, 10:55 AM)
lat jiu gor. I likey tis part
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Nigeria Soft Rice University lolllll. My mom just asked me why i laughed so loud..dunno how to explain to her on this.
JasonW13
post Jan 4 2015, 03:48 PM

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After GST,
Renovation cost increase
Manufacturing cost increase
More taxable items
Cost of living increase mainly because of food price
Professional fees increase because professionals are required to pay GST although is service sector
Condo/Apartment maintenance fees increase for those commercial title like SOHO, SOFO etc.
Potentially need to buy flood insurance from now onward. Also need to pay GST.

Apart from that,
Cukai pintu also bising to naik harga
TNB also bising to naik harga
Base rate is subject to quarterly review by lending bank
Labor pay remains stagnant
Rosma complaining not enough diamonds.


If you are buying subsale, confirmed more expensive considering the above.
If you are buying new launch, confirmed it is also more expensive because developer need to pay GST.

Want to buy Pr1ma /Rumahwip home? Balloting and quality concern
Want to buy PKNS home? Distance from town is killing and security is a concern

If you have found a desire and affordable unit for your own stay, then better buy now than later. Buy within means.

Please correct me if any of the above is incorrect. TQ.

This post has been edited by JasonW13: Jan 4 2015, 03:52 PM
JasonW13
post Jan 4 2015, 03:51 PM

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QUOTE(jolokia @ Jan 4 2015, 03:19 PM)
Problem is you can no longer afford what you want previously, you can only afford what you rejected initially plus paying a hefty premium for it or under the bridge you go,
You think market research will spend months doing statistics & come back to tell you the truth ?

I remember reading this somewhere, if those stock expert tell you which share to buy probably that's what they wanna dispose, in return what they told you to sell is what they wanna collect.

Understand boh ? Btw I don't believe a shxt these market research said in media or Internet.

If one can predict so accurately WTF they need to share with you all ?

Like If I know a good buy & high potential new launching before anybody does, you think I would be stupid enough to post on public forum ? definitely I will buy first then ask all my families & friends, colleagues to buy, Lastly I post in public forum to lure other to buy & make it a sucess project & push the price UUU.

Faham Mat Ais Krim ?
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+1. Don't believe in share analyst. U still need to do your own research and evaluation.
JasonW13
post Jan 4 2015, 04:10 PM

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QUOTE(Yello_page @ Jan 4 2015, 04:09 PM)
Only bubble milk tea..cheers
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+1.

Actually bubble tea business is no longer sustainable already la..same as those cafe2 business... cry.gif

This post has been edited by JasonW13: Jan 4 2015, 04:11 PM
JasonW13
post Jan 4 2015, 04:14 PM

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QUOTE(Tigerr @ Jan 4 2015, 04:13 PM)
Looks like this ice cream boy is a very materialistic. Guess his money all stuck with fancy watches, wallets, belts, shoes, socks, fine dining, etc. Leaving him no money to buy house
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Miss out the love fund to go after girl? brows.gif
JasonW13
post Jan 4 2015, 04:24 PM

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QUOTE(jolokia @ Jan 4 2015, 04:21 PM)
Hut over your head lah ! How to be under your head, you lived on roof top ? tongue.gif

Anyway that's your relatives apartment rented to you only & PAMA house not yours (at least not yet, could be pass to your brother & sister, or never know something happened they may need to sell it off. )

Get your own house don't be a Yee Sai Zhou.
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Commonwealth countries grad.... doh.gif
JasonW13
post Jan 4 2015, 04:25 PM

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QUOTE(bearbearwong @ Jan 4 2015, 04:23 PM)
why we need to support such an inflated price... I can afford to wait.. waiting subsales price to soar higher or around new launch, easier to make decision

GT 208 is catching up... going 630k according to you, 70k more will hit 700k, touch green residence new mass unsold units and high end  thumbup.gif
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When subsale = new launch price or close, then what is ur strategy? hmm.gif
JasonW13
post Jan 4 2015, 04:29 PM

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QUOTE(bearbearwong @ Jan 4 2015, 04:21 PM)
subsales are completed units what has the increase has to do with subsales? feel like increasing the price factor got lar..

professional fees no need increase, bann all discounts that would be good..

as much one want to say the bad quality of gov coming houses, they secure very strategic locations , like it not, due to location, it may not you cup of tea... not to say wanted to inflate or otherwise, sureluy some will buy due to price and location, just the question is who..

with ppl/buyers filling the gov houses, surely pool of buyers shrink.. in simple terms, more property , more stock, the ones which are cheap and new and good location may be reducing the current market, and the transaction record shall take the tolls..  thumbup.gif
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I won't deny that there are people who tend to push up the price post GST for the sake of pushing it up. However, if there is no demand, the price will still need to come down right? Also, one particular case cannot be generalized to other cases too right? Not all sellers behave in same pattern..

Those RumahWip is for those people who really need a roof but with low income. Pr1ma is open for higher income earners but at the same time those with lower income can rent. When this kind of logic also can be developed, that means you are likely not going to get it because you are earning 4.5K nett salary, not to mention the butt pain quota policy. shakehead.gif
How can you compare supply of Pr1ma / RumahWip with parklane oug or other residential properties etc? They are not in the same league at all la...

This post has been edited by JasonW13: Jan 4 2015, 04:31 PM
JasonW13
post Jan 4 2015, 04:36 PM

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QUOTE(bearbearwong @ Jan 4 2015, 04:32 PM)
it is easy right for me...

a)same price different area properties
b)different facade, high end vs mid end, modern
c)low entry.. confirm loan
d)hassle free till completion 3-4 year down the road
e)new units
f)legal fees and stamp duty included
g) possibility of fetching higher price upon vp

buying sub sales will used up lot of upfront cash.. instead keep it and and pay low entry wait 3-4 years and start servicing, at that time, ur money can be utilise to service loan instead
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Then you should just buy new launch. Why bother to go for sub sale? shakehead.gif
With GST, your new launch is getting more expensive and farther from the town.
JasonW13
post Jan 4 2015, 04:36 PM

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QUOTE(Tigerr @ Jan 4 2015, 04:36 PM)
It is not surprising that this bbw is also aiming his relative apartment by cursing all his coursins
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