HLBB without mlta

yes

3.85% is current rate

Want to ask for opinion
Currently trying to buy house 250k
I tried to apply loan. One bank told me options for the loan:
1) 90% loan with 4% interest
2) 100% loan with 4.1% interest

Which one should is more recommended to take? I am thinking to fork out the downpayment from my epf.

Thanks

May i know if any bank provide zero moving cost for refinance now? Sending my application to PBB, looking for 1 or 2 more banks to try

Withdrawal from EPF only happens after you have paid the down payment, not before.

So if you do not have the 10% down payment now, there’s no point considering option 1.

Looking at the absolute value for money, option 1 is obviously the best.

100%

may I know which bank now offer this rate ya? went to ask MBB and quoted lowest 3.9%

Depend on amount. Try PBB

I need some clarifications. Im trying to buy a house, so what i’ve done is of course through the agent try to look at few banks to apply for loan. So few banks have come back and say can for the loan. But then i changed my mind, want to go for another project/house and cancel the first one.

So i went for the other project/house, go through the same process through another agent went through few banks for the loan.

I checked my ccris in the midst of cancelling the previous house pending loans, Bank A status for the first house is “Pending client acceptance”, while Bank B status is “Approved by FI”.

My question, i think bank A no issue can cancel straight away. But for Bank B, does that mean the banker has forged my signature in accepting the loan offer? For information, i have not physically meet and sign any of the loan offers for the first project.

Hello everyone,

I recently made a significant investment by purchasing a property, and I'm seeking some advice regarding the possibility of applying for a mortgage. Here's my situation:

I entered into a Sales and Purchase Agreement (SPA) as a cash buyer for a property priced at 1.4 million. At the time of signing the SPA, I paid 800,000 towards the house. Now, I'm contemplating whether it's feasible to apply for a mortgage to cover the remaining balance.

I'm wondering if anyone has experience or knowledge about such scenarios. Can I apply for a mortgage despite initially committing as a cash buyer? What are the potential challenges or considerations I should be aware of? And if it's possible, what would be the general process for applying for a mortgage in this situation?

Any insights, advice, or personal experiences would be greatly appreciated. Thank you in advance for your help!

parking.
which bank offer the best rate for agriculture land mortgage?

Need to ask bank B to cancel.

Yes, can apply loan for balance 700k

Talk to the banker that you dealt with instead of speculating in here.

You can still apply loan, as long as you can fulfill to pay off your seller the agreed amount in the SPA>

Anyone know which bank offers zero entry cost except SC and PBB?

Maybank

I asked the banker and he is not answering directly, trying to cover it up.

So i asked him to cancel the application so that i can apply for another loan without it affecting due to compressed loan issue but it took one month he said. Other banks that i have applied straight away cancel and remove in ccris hence why i believe he already accepted without my consent.

In this case, should i report to the bank and BNM? This is causing issue for my loan application

You may talk to the branch manager. BNM do not handle this matter.

so nobody can help if branch manager turn a blind eye?