Hi

I purchased one property by paying the price according to development stages. Currently I have paid 1.2M and another 500K still remaining to payoff. The property scheduled to handover by end of 2024. My question is can I get the loan for remaining balance (500K)? Can developer stop me from getting loan for remaining balance since I signed S&P as cash buyer?

Thank you for your time to reply my question.

Hello everyone,

I recently made a significant investment by purchasing a property, and I'm seeking some advice regarding the possibility of applying for a mortgage. Here's my situation:

I entered into a Sales and Purchase Agreement (SPA) as a cash buyer for a property priced at 1.4 million. At the time of signing the SPA, I paid 800,000 towards the house. Now, I'm contemplating whether it's feasible to apply for a mortgage to cover the remaining balance.

I'm wondering if anyone has experience or knowledge about such scenarios. Can I apply for a mortgage despite initially committing as a cash buyer? What are the potential challenges or considerations I should be aware of? And if it's possible, what would be the general process for applying for a mortgage in this situation?

Any insights, advice, or personal experiences would be greatly appreciated. Thank you in advance for your help!

Hello all,

I have quick question. How much would be the practical or acceptable percent of duit kopi to kawtim mortgage loan?

Thank in advance.

I just want to clarify my earlier message. I did not ask or request advice on any corrupt practice. Did you fully read my question? I clearly stated that I was asking about the loan percentage, not requesting or suggesting any corrupt actions, as you seemed to imply.

I appreciate advice focused solely on the loan process itself.

Thank you