QUOTE(Neo Light @ Jul 30 2015, 12:48 AM)
So far, enquire three banks for interest rate. The lowest is 4.45% Public Bank, with 30 years tenure, loan amount 680K.
Any of you guys got better offer than 4.45%? Which bank?
Affinbank 4.4% wihout mrta, loan amt 530k..Any of you guys got better offer than 4.45%? Which bank?
Publicbank 4.35% without mrta
Both semi flexi.
Still waiting for ambank..submitted more than 2 wks ago, havent got approval yet...and yet the manager actually promised to giv me a reply within 1 wk...dun really trust them now..plus their counter service is really bad...the staffs r quite rude too..
Publicbank service is ok..at least efficient..i got reply fr them within 1wk over raya holiday..
Affinbank very troublesome...ask for lots of additional documents which other bank nv req for..And also take ages to process loan approval..
Rhb even worse, went there first time the loan ppl not in left my contact they nv contact me, second time go the person was so rude and not helpful..actually went to 2 diff branches and end up din get to apply coz the loan ppl not in...if they dun wanna giv out loan better just close their loan service..swore i will nv use their service anymore...gonna close my savings acc too..
Guess u should also take into consderation the bank servixe when choosing loan...if bank cause so much troubles its really a waste of time and money..and who knows wat will go wrong if some r so unproffessional..