RM11,580.00.
what does this mean?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Jul 9 2015, 10:48 PM
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#1
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Junior Member
144 posts Joined: Jun 2012 
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to finance the premium for the MRTA policy taken on XXX ’s life up to the sum of
RM11,580.00. what does this mean? |
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Jul 13 2015, 11:10 PM
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#2
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Junior Member
144 posts Joined: Jun 2012
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sifus..
taking a 300k loan for 25 years vs 35 years..does it makes a difference in terms of interest paid? if say i take 35 years but I finish paying the loan in 25 years..it comes down to the same or not? able to afford higher monthly payment..just want to know got difference or not..thanks |
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Jul 14 2015, 09:08 PM
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#3
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Junior Member
144 posts Joined: Jun 2012
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QUOTE(ims2628 @ Jul 13 2015, 11:42 PM) Goes for flexi loan, then the extra you pay for you principle account can reduce the interest you owe bank, in long run you can save up quite a lot interest and able do early settlement also hi u mean semi-flexi or full flexi? I am going for semi flexi..just want to ask in terms of loan period..shorter or longer better? example 25 years loan vs 35 years loan? which wan i can save more interest. This post has been edited by MAC-tronome: Jul 14 2015, 09:09 PM |
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Jul 27 2015, 11:57 PM
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#4
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Junior Member
144 posts Joined: Jun 2012
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Hi guys...
which wan will u guys take: 4.45% with 15 years MRTA (premium around 3790) 4.5% without MRTA Please advise if is worth to get 0.05% lower by taking up the MRTA? Thanks This post has been edited by MAC-tronome: Jul 27 2015, 11:57 PM |
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Aug 2 2015, 11:32 AM
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#5
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Junior Member
144 posts Joined: Jun 2012
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anyone know difference of islamic loan vs normal?
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Aug 4 2015, 10:13 PM
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#6
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Junior Member
144 posts Joined: Jun 2012
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QUOTE(ims2628 @ Aug 2 2015, 09:51 PM) Whole picture is Islamic loan there's 20% discount in stamping fees however lawyer professional fees charge will be slightly higher because they need to prepare more documentation. Some bank package for Islamic is slightly diff like there's no flexi package, some is without lock in. So need to compare base on your prefer bank. hi,if 1st time homebuyer entitled 50% discount on stamp duty am i right? so 50% + 20%? in terms of discount in stamping fee vs lawyer fee? which wan is better savings? i got quote semi flexi islamic loan without lock in period... |
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