May be a little bit out of topic:

In what condition do you consider start purchase your dream house:
1) When you have enough 10% to make the down payment?
2) When you afford to pay the monthly installment?
3) When you have extra money for the renovation?
4) Do you keep extra money for emergency? If yes, how many months?

When you think you are ready for your dream house?

If you wait for longer to accumulate your 'bullet', the appreciation of housing price is faster pace then you can save. You would end up in a dilemma.

Some just said, "trade up"..... but some said this is the tactic that developer lure you to buy their house. You end up working for the bank to get a house.

Ha ha.... do not rotan me for asking silly question....

Wow... you are superb. Sometimes you just need the 'extra' pressure to push you for working hard.....

But it is true, if you wait for longer time, you will end up with smaller house because our salary always can't catch up with the inflation. Trade up seems to be the only solution.

Continue in this trend, bank will start offer the loan for "TWO" generation. Parents ==> Child

For me, I'm a bit better than you. I had down payment + some fund for renovation / emergency. But I won't have enough for the monthly installment. So now is the time to "TIGHT" my stomach......

Good to you......

I proceed to book once the bank officer said I'm eligible for the loan. Without think twice, pay the booking fees and proceed for loan arrangement.

VP soon...... already start service the interest...... must find one tougher tali to ikat my perut now..... ha ha ha

The good thing of purchase late....... the VP is so near. I just service one month interest only...... now wait for VP

https://www.facebook.com/groups/BandarRimbayuChimesRA/

Plan to setup Chimes RA Pro Term Committee..... welcome all Chimes buyer to join

This is more for the setup of RA and thing related to Chimes area only. Others would not interest to know.
For more general items, should post to the the BandarRimbayu group. https://www.facebook.com/groups/bandarrimbayu/


At this moment, no restriction yet as everything just started.

The main different between strata and individual. Just hope most will support and do not against it

This post has been edited by phonixloo: Dec 15 2014, 09:20 PM

That's why put promotion here to ask more people to join loh

Agreed... If I'm investor, I wish to get the fencing up soon so I may sell at higher price .

For investor, important is they give consent for the RA to do their job.

This post has been edited by phonixloo: Dec 16 2014, 09:03 AM

I play stock before, but all sold 2-3 months ago. All dump to my house lor..... he he he....

Now waiting for the share to drop further..... at least drop to below 1,500 pt lah..... only will consider put some money to stock.

I believe in the 10 year stock 'feng shui'..... Every 10 year there will be stock crush.....

Next will be in somewhere 2017-2018....... That will be the time for you to buy share.
Of course you must have the gut to do it...... Talk is easy, but do not really
everybody can do one.

So I lock up all my money now in Rimbayu and wait for it to happen.

But do not take my words for it.... it is just my personal opinion Worth RM0.01 only

Only 200K is not enough for me to sell it... After minus my expenses, I may end up only with 100K.

Unless there is 400K I may consider it

Then I will had money to buy G&G Strata title already Ha ha

Spare me a chicken wing...... fried one

My expectation for this 2 years will be difficult to achieve your target

For me, I don't asked for much. If on paper no lost (gain on the lawyer fees + interest) is consider good enough during these type of soft market. Then in 5 years times you will be able to see a big jump on your property price

Which one? Scape?

Good point. Liquidity is important for the era of soft market. But I still prefer landed vs highrise
If you look at Klang valley, not much empty space (with good location) for big project. The potential for landed is definitely very huge. As long as you had enough holding power, good location landed property won't died

In fact, Rimbayu sales office got one maps with all the info..... it shows the Malay reserve, developed area and empty land available.... try to look for good vacant land in Klang Valley

For Rimbayu, I buy to stay. I took maximum flexi loan for maximum liquidity If the time coming, I will draw out money to play share. Cross my finger there is a correction in share market in coming 2-3 years times

If you consider for own stay, it should be OK. But if you consider for future "potential" appreciation, I bet on Canal City then Alam Impian. It seems that I'm like 2nd Eastken.... ha ha ha

I believe location and environment more important than freehold / leasehold

This post has been edited by phonixloo: Dec 17 2014, 06:02 PM

http://www.malaysia-chronicle.com/index.ph...3#axzz3M7sqiguj

The start of bubble?

This post has been edited by phonixloo: Dec 17 2014, 07:18 PM