yea, no question will be asked, just say you are interested to get 1 more mbb card
Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Jun 12 2015, 12:05 AM
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1,211 posts Joined: Aug 2008  
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Jun 20 2015, 10:48 PM
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Senior Member
1,597 posts Joined: Aug 2014
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cientoo and red_scorpion, thank you for your informative reply.
Do you all know about this fixed monthly management charge, and how do we prevent it from being incurred? QUOTE http://www.maybank2u.com.my/WebBank/MCard-Ikhwan-TnC.pdf “Fixed Monthly Management Charge” refers to the Cardmember will be charged a fixed monthly Management Charge which the amount is dependent on the card type. Fixed Monthly Management Charges Gold Platinum RM900 RM2,700 This post has been edited by kart: Jun 20 2015, 10:50 PM |
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Jun 20 2015, 11:01 PM
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Senior Member
3,218 posts Joined: Apr 2005
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QUOTE(kart @ Jun 20 2015, 10:48 PM) cientoo and red_scorpion, thank you for your informative reply. Statement come then you pay in full amount then you got no worry about this fee.Do you all know about this fixed monthly management charge, and how do we prevent it from being incurred?  |
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Jun 24 2015, 07:08 PM
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Junior Member
431 posts Joined: Apr 2010
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QUOTE(cientoo @ Jun 11 2015, 10:54 PM) Why not just say u want to spend more to enjoy cashback on both cards. got my mc ikhwan y'day at klcc branch, owned the 2 cards already. no questions asked and card ready on the same day applied.But i dont think there will be any questions asked |
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Jun 24 2015, 11:23 PM
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All Stars
52,874 posts Joined: Jan 2003
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Seldom use this card now since I seldom shop or refill on Fridays.
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Jun 26 2015, 07:51 PM
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Junior Member
151 posts Joined: Sep 2007
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what is fixed monthly management charge? it is the same as actual management charge? when it will be charged?
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Jun 26 2015, 07:53 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(6@9 @ Jun 26 2015, 07:51 PM) what is fixed monthly management charge? it is the same as actual management charge? when it will be charged? No applicable if you're always pay in full every month. |
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Jun 26 2015, 08:16 PM
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Junior Member
151 posts Joined: Sep 2007
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so it is the 18% charges per annum? if dont pay full will be charge between 1.5 - 1.8% on the balance not paid right? i'm kinda confius between actual monthly management charge and fixed monthly management charge (RM2,700 for platinum)
Thanks for the reply. QUOTE(David83 @ Jun 26 2015, 07:53 PM) No applicable if you're always pay in full every month. |
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Jun 26 2015, 08:18 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(6@9 @ Jun 26 2015, 08:16 PM) so it is the 18% charges per annum? if dont pay full will be charge between 1.5 - 1.8% on the balance not paid right? i'm kinda confius between actual monthly management charge and fixed monthly management charge (RM2,700 for platinum) Yes. Something like that. This term also appears on HSBC Amanah cards too. Thanks for the reply. Unless you're those who likes to pay min amount, you shouldn't be bothered by this. This card is free for life till further notice. |
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Jun 26 2015, 11:03 PM
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Senior Member
1,597 posts Joined: Aug 2014
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Deleted.
This post has been edited by kart: Jul 10 2015, 03:49 PM |
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Jun 26 2015, 11:06 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(kart @ Jun 26 2015, 11:03 PM) Good for you. I submitted my form with the supporting documents in Menara Maybank, and the officer said that they can't processes my application within a day. What a surprise! Do you have too many credit commitments? Loan perhaps? I just called Maybank CS and my application was rejected. Well, I have only Maybank 2 Card Amex, and no other cards from other bank. I have no loans, and I fulfil the income requirement for Maybank Islamic MasterCard Ikhwan Platinum. I just do not understand the reason my application was rejected. Do you guys spend a lot (more than RM 2000, I guess) on Maybank 2 Card, and it helps to brighten the chances of getting Maybank Islamic MasterCard Ikhwan approved? Thanks for the advice. Did CS share with you the reason of being rejected? |
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Jun 26 2015, 11:11 PM
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Senior Member
1,597 posts Joined: Aug 2014
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Deleted.
This post has been edited by kart: Jul 10 2015, 03:50 PM |
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Jun 26 2015, 11:38 PM
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Staff
72,771 posts Joined: Sep 2005 From: KUL 
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QUOTE(kart @ Jun 26 2015, 11:03 PM) Good for you. I submitted my form with the supporting documents in Menara Maybank, and the officer said that they can't processes my application within a day. What a surprise! I was also being rejected by them. I posted about this earlier and I cannot aopeal. High exposure according to them and I can re-apply in 6 months time.I just called Maybank CS and my application was rejected. Well, I have only Maybank 2 Card Amex, and no other cards from other bank. I have no loans, and I fulfil the income requirement for Maybank Islamic MasterCard Ikhwan Platinum. I just do not understand the reason my application was rejected. Do you guys spend a lot (more than RM 2000, I guess) on Maybank 2 Card, and it helps to brighten the chances of getting Maybank Islamic MasterCard Ikhwan approved? Thanks for the advice. I fulfilled their requirements and currently owning other banks' cards and MBB2 Plat. |
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Jun 27 2015, 03:04 PM
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Junior Member
126 posts Joined: May 2007 
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Just wander the 5% CB will be discon. following the M2 card?
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Jun 27 2015, 03:04 PM
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Junior Member
126 posts Joined: May 2007
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sorry, double post.
 This post has been edited by jes88: Jun 27 2015, 03:06 PM |
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Jun 27 2015, 03:07 PM
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All Stars
52,874 posts Joined: Jan 2003
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We don't know. This card is just introduced for roughly 6 months.
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Jun 27 2015, 03:09 PM
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Junior Member
126 posts Joined: May 2007
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for petrol 5%CB this can replace M2 card. will get this card now
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Jun 27 2015, 03:09 PM
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Junior Member
126 posts Joined: May 2007
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sorry again
This post has been edited by jes88: Jun 27 2015, 03:11 PM |
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Jun 27 2015, 03:37 PM
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Senior Member
2,279 posts Joined: Jul 2008 From: マレーシア
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Going to apply for this card and cut mbb2
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Jun 27 2015, 04:57 PM
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Senior Member
1,634 posts Joined: Mar 2006 From: Ipoh @ Puchong
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perhaps we could wait a while before applying, who knows maybe MBB going to revise some of the features too like what they did to M2C.
this card is my target too. for petrol and groceries. |
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