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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSDavid83
post Apr 28 2015, 06:10 AM

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QUOTE(red_scorpion @ Apr 28 2015, 12:41 AM)
Ikhwan card holder, today i saw the transaction history of my card posted with the zing card fees 10.60. I thought the zing card is free?
It will auto be reverse or I need to call CS ?

Thanks.
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That is the registration fee of the Zing card.

You can call CS to ask for reversal or waiver.
CcL
post Apr 29 2015, 04:19 PM

i cheated... hah
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now that RM50 gov tax is waived on credit cards, this card has to be the best backup card for the m2card right? spend or don't spend also its ok.

btw yes limit is separate, not combined. i believe this is due to islamic and conventional banks being different entities although they are under the maybank umbrella.
SUSDavid83
post Apr 29 2015, 04:50 PM

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QUOTE(CcL @ Apr 29 2015, 04:19 PM)
now that RM50 gov tax is waived on credit cards, this card has to be the best backup card for the m2card right? spend or don't spend also its ok.

btw yes limit is separate, not combined. i believe this is due to islamic and conventional banks being different entities although they are under the maybank umbrella.
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As long as there's no annual fee, any card will be good as backup. LOL
sewordz
post May 5 2015, 02:24 PM

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Hi all. Previously MB has called me to promote this card. Now that I have received the card via courier, I started to have concern whether I should use it or not (not activate yet). I have never use a credit card before. Can you guys give me any advice on how can I benefit from this card?
red_scorpion
post May 5 2015, 02:53 PM

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QUOTE(sewordz @ May 5 2015, 02:24 PM)
Hi all. Previously MB has called me to promote this card. Now that I have received the card via courier, I started to have concern whether I should use it or not (not activate yet). I have never use a credit card before. Can you guys give me any advice on how can I benefit from this card?
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pump your petrol and buy your groceries on Friday and Saturday, to earn 5% cash rebate.
Other day dont use it. brows.gif

This post has been edited by red_scorpion: May 5 2015, 02:54 PM
chiahau
post May 5 2015, 03:35 PM

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QUOTE(red_scorpion @ May 5 2015, 02:53 PM)
pump your petrol and buy your groceries on Friday and Saturday, to earn 5% cash rebate.
Other day dont use it.  brows.gif
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Friday / Sat whack this card.

Sat / Sun whack Amex from 2 cards.

laugh.gif

Too bad this card don't have 5x treatpoints on Fri / Sat. If not, I sure whack kaw kaw.
roy azloy
post May 5 2015, 10:37 PM

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Hi,

if we do cash advance for maybank ikhwan gold card, how much percent can be cash out credit llimit

let say my credit limit is 4k, so how much percent can i take out from that limit
SUSDavid83
post May 6 2015, 07:30 AM

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QUOTE(roy azloy @ May 5 2015, 10:37 PM)
Hi,

if we do cash advance for maybank ikhwan gold card, how much percent can be cash out credit llimit

let say my credit limit is 4k, so how much percent can i take out from that limit
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Very likely 80 to 90%
Eddy924
post May 7 2015, 09:38 PM

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new card user reporting in

prior was comparing between m2cards with this one
imo, this card was much better for those who don't really spend much, only spend on those necessary, eg. petrol & dining
not restricted to finding retailer who can accept amex, this card imo is much better & 'easier' to use

tongue.gif tongue.gif tongue.gif
Human Nature
post May 7 2015, 09:54 PM

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QUOTE(Eddy924 @ May 7 2015, 09:38 PM)
new card user reporting in

prior was comparing between m2cards with this one
imo, this card was much better for those who don't really spend much, only spend on those necessary, eg. petrol & dining
not restricted to finding retailer who can accept amex, this card imo is much better & 'easier' to use

tongue.gif tongue.gif tongue.gif
*
The cashback is for Petrol and Groceries on Fridays and Saturdays, NOT dining.
chiahau
post May 7 2015, 10:36 PM

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QUOTE(Eddy924 @ May 7 2015, 09:38 PM)
new card user reporting in

prior was comparing between m2cards with this one
imo, this card was much better for those who don't really spend much, only spend on those necessary, eg. petrol & dining
not restricted to finding retailer who can accept amex, this card imo is much better & 'easier' to use

tongue.gif tongue.gif tongue.gif
*
Hard to cash out on the cashback since limited to petrol and groceries compared to 2 cards which can whack for almost anything that accepts Amex.
Eddy924
post May 7 2015, 11:28 PM

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QUOTE(Human Nature @ May 7 2015, 09:54 PM)
The cashback is for Petrol and Groceries on Fridays and Saturdays, NOT dining.
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opss, yea... grocery
Eddy924
post May 7 2015, 11:30 PM

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QUOTE(chiahau @ May 7 2015, 10:36 PM)
Hard to cash out on the cashback since limited to petrol and groceries compared to 2 cards which can whack for almost anything that accepts Amex.
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but i lazy to purposely go find a retail store which accept amex... biggrin.gif
virgoguy
post May 7 2015, 11:43 PM

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any visa version for this cc?
victorywp
post May 7 2015, 11:46 PM

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QUOTE(Eddy924 @ May 7 2015, 11:30 PM)
but i lazy to purposely go find a retail store which accept amex...  biggrin.gif
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no need purposely. all the main ones like tesco, giant, aeon big, mydin, jaya grocer, aeon store, parkson, etc. all accept amex.
chiahau
post May 8 2015, 12:20 AM

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QUOTE(Eddy924 @ May 7 2015, 11:30 PM)
but i lazy to purposely go find a retail store which accept amex...  biggrin.gif
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Most retail store accepts Amex already nowadays.

QUOTE(virgoguy @ May 7 2015, 11:43 PM)
any visa version for this cc?
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Sadly, only master.

Not much diff, no?
victorywp
post May 8 2015, 05:19 AM

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QUOTE(chiahau @ May 8 2015, 12:20 AM)
Sadly, only master.

Not much diff, no?
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not much difference in terms of acceptance. maybe he already own a mastercard so would prefer to have a visa to get the promo benefits from both worlds.

This post has been edited by victorywp: May 8 2015, 05:20 AM
virgoguy
post May 8 2015, 08:31 AM

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QUOTE(victorywp @ May 8 2015, 05:19 AM)
not much difference in terms of acceptance. maybe he already own a mastercard so would prefer to have a visa to get the promo benefits from both worlds.
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well said! thumbup.gif
heavencloud
post May 8 2015, 08:38 AM

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QUOTE(virgoguy @ May 7 2015, 11:43 PM)
any visa version for this cc?
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got visa ikhwan petronas, but no cashback.
8x TreatsPoints on weekend and 5x TreatsPoints on weekdays whenever you spend at PETRONAS Service Stations
8x TreatsPoints for purchase at groceries every weekend
SUSDavid83
post May 8 2015, 08:48 AM

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QUOTE(heavencloud @ May 8 2015, 08:38 AM)
got visa ikhwan petronas, but no cashback.
8x TreatsPoints on weekend and 5x TreatsPoints on weekdays whenever you spend at PETRONAS Service Stations
8x TreatsPoints for purchase at groceries every weekend
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That is Petronas card; technically not from the same series as this one.

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