weird
my chronology=
1) owned ikhwan visa CL 5k
2) after almost 5 years, then got to know about M2C
3) submit application for M2C but the counter said need to submit my 3 months latest salary payslip to increase CL first while i went for lunch
4) came back after lunch, then they approved the CL till 15k
5) so the counter said i need to decide on splitting the CL amount between both cards
6) so decided 10k goes to m2c and 5k to current ikhwan visa
7) next month applied ikhwan master and using the epf statement only
8) approved, shared the same CL with my ikhwan visa
9) took the ikhwan master and close the ikhwan visa on the same day