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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSDavid83
post Jan 2 2015, 07:26 PM

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QUOTE(mieza @ Jan 2 2015, 10:59 AM)
Hi. Happy New Year everyone.

Can somebody advice me before I make a call to Maybank? Kindly see attachment below.

1) I have statement balance from both of my credit card
2) I already paid both of it on 19th Dec 2014. So why it still in my statement balance?
3) I make a records for my everyday cashflow. As you can see, I there is an adjustment of -RM9.35.. I don't know where is -RM9.35 come from????? I already check on my statement and no such thing....

Please help me. I'm new in credit card. Is there anything that I did not know?

EDIT :

I called maybank.. They said it is normal.. The amount RM9.35 from dinner that doest not come out on statement.. Now already ok.. Thx..
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Q2: Statement will not cleared to zero even though you make a payment. This statement will be only updated in the next statement.

You should be concerned more on the Outstanding Balance. This Balance will track all the outstanding which includes billed unpaid amount and un-blilled amount
SUSDavid83
post Jan 3 2015, 03:42 PM

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Just called CS and check for the trigger amount for the SMS notification. Apparently it was set to RM 1000. No wonder I didn't receive less SMS lately.

Requested them to lower to RM 201. Will take 3 working days take effect.
SUSDavid83
post Jan 3 2015, 06:33 PM

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QUOTE(victorywp @ Jan 3 2015, 04:54 PM)
why not set to rm1?
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Petrol pre-authorization swipe.
SUSDavid83
post Jan 3 2015, 08:31 PM

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QUOTE(victorywp @ Jan 3 2015, 07:26 PM)
means as long as someone use your cc to swipe for any transaction below rm200, you won't know. tongue.gif
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Ha! Ha! That's the risk. Will monitor for a while to see if necessary to lower it to RM 1.
SUSDavid83
post Jan 5 2015, 04:04 PM

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QUOTE(CWTech @ Jan 5 2015, 02:29 PM)
Hey guys,

Just got my card today, any idea what is Monthly Management Charges about?
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Just ignore if you always pay in full according to the statement.
SUSDavid83
post Jan 5 2015, 08:15 PM

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I don't know where the extra TP came from:

[attachmentid=4288075]
SUSDavid83
post Jan 6 2015, 09:22 AM

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QUOTE(azeL_Inc @ Jan 6 2015, 08:04 AM)
I own a mbb2 (Amex + visa) and ikhwan... as i m trying to keep my wallet as thin as possible, am i right to assume that i no longer need the mbb2 visa?

i ll always use amex whenever possible (for cb on weekend and 5x treatpoints on weekdays), my mbb2 visa is just for backup whenever amex is not accepted. now that i have ikhwan, i can use it as backup, and earn cb if it happens to be on fri sat. so mbb2 visa is kinda redundant as it offers no better benefit that ikhwan.
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My MBB2 Visa is just used for auto-billing. Most of the time, it is kept in the drawer.
SUSDavid83
post Jan 6 2015, 09:35 AM

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QUOTE(eddievh @ Jan 6 2015, 09:27 AM)
Auto billing why didn't assign it to amex ? Merchants didn't accept amex?
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Yes. For instance, Great Eastern.
SUSDavid83
post Jan 6 2015, 07:54 PM

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QUOTE(eddievh @ Jan 6 2015, 07:49 PM)
Is it from the petrol usage that you complained that didn't earn treat point ?
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Too little TP for petrol! I used pretty much for petrol on this card.

This post has been edited by David83: Jan 6 2015, 07:55 PM
SUSDavid83
post Jan 16 2015, 07:49 AM

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RM 50 GST charged!

Redeemed TP for offsetting.
SUSDavid83
post Jan 16 2015, 08:46 AM

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QUOTE(janson_kaniaz @ Jan 16 2015, 08:12 AM)
is it wise to apply for this card prior to gst or after?
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If you're not in the rush to get another card, just wait.

I have no choice since I have used it for more than 2 months.
SUSDavid83
post Jan 16 2015, 09:27 AM

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QUOTE(cybpsych @ Jan 16 2015, 08:58 AM)
check with MBB if there is signup promo rebate.

if yes, then makes no difference applying now or later, cuz you're not paying anything this year and coming next year (year 2), svc tax no more liao, and no 6% GST to the AF (this card is AF-free).
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For the mean time, there's no sign up promo for this card.
SUSDavid83
post Jan 17 2015, 09:09 AM

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Card rejected twice at Petron: self service pump and cashier

Called CS and they said that no attempt or transaction detected. Could be c chip faulty.

5% cash rebate gone since have to use UOB ONE.

This post has been edited by David83: Jan 17 2015, 09:09 AM
SUSDavid83
post Jan 17 2015, 11:47 AM

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Called MBB Platinum CS. They said Mastercard network got problem. All Mastercard regardless of bank will face issue today as of this morning!
SUSDavid83
post Jan 17 2015, 01:01 PM

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QUOTE(victorywp @ Jan 17 2015, 12:09 PM)
5% cb from mbb ikhwan gone but get 5%+3% cb from uob one. not bad ma (you won't know, you might get it)? laugh.gif
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But today's January 17th. 5% CB from UOB is likely finished quota.

QUOTE(victorywp @ Jan 17 2015, 12:20 PM)
the cs who told you chip faulty is not the one from mbb plat? or you called twice to the same number but different cs told you different thing?
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1st time I called MBB general line.

2nd time I called MBB platinum and above dedicated line.
SUSDavid83
post Jan 17 2015, 03:36 PM

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Seem like the Mastercard network is back to operation. I just swiped the card at AEON.
SUSDavid83
post Jan 17 2015, 06:34 PM

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QUOTE(victorywp @ Jan 17 2015, 04:55 PM)
so you already confirmed that this card can get 5% for aeon supermarket (under grocery)?
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I don't know. I seldom buy my groceries at AEON supermarket.

Usually use it at Tesco, Tesco Extra and AEON BIG.
SUSDavid83
post Jan 17 2015, 08:52 PM

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QUOTE(victorywp @ Jan 17 2015, 07:49 PM)
then why you swiped this card at aeon? blink.gif
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I believe it'll be entitled.

Since my AMEX has maxed out, I transfer all my petrol and groceries swipe to this card.

This post has been edited by David83: Jan 17 2015, 08:52 PM
SUSDavid83
post Jan 18 2015, 12:06 PM

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Transaction posted to M2U:

AEON SMKT-TMN MALURI KUALA LUMPUR MY

SMKT == supermarket

I believe should be entitled for 5% rebate.
SUSDavid83
post Jan 29 2015, 06:39 PM

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QUOTE(Cubed1437 @ Jan 29 2015, 05:34 PM)
I've surveyed most Islamic cards, and it seems this one's the best. Did I miss anything?
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If your monthly spending is up to RM 1k for these two categories.

Do note that Petrol swipes doesn't earn TP.

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