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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSDavid83
post Nov 19 2014, 08:41 PM

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QUOTE(kinabalu @ Nov 19 2014, 08:35 PM)
So that means we can use TP to offset all the MBB GST for every CC we holding right?
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Should be.
SUSDavid83
post Nov 20 2014, 08:43 PM

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QUOTE(MNet @ Nov 20 2014, 08:42 PM)
still not worth it.
need to pump how many petrol to get rebate rm50 to pay for gst
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Nobody is forcing you to take it.
SUSDavid83
post Nov 21 2014, 09:10 AM

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QUOTE(sj0217 @ Nov 21 2014, 08:16 AM)
But can redeem for this particular card ?? since this card is under Islamic card although is share credit limit
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By the limit, the CL is not shared.

My MBB2 and this car has different figures for the CL.
SUSDavid83
post Nov 21 2014, 09:45 PM

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QUOTE(DarReNz @ Nov 21 2014, 09:37 PM)
u mean u have just applied for plat then straight away apply this card ?
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I applied for Gold and they approved me for Platinum.
SUSDavid83
post Nov 23 2014, 06:13 PM

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QUOTE(janson_kaniaz @ Nov 23 2014, 05:35 PM)
anyone knows if shops like half restaurant and half groceries (typically in organic shop) are considered part of groceries?
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I think it mainly depends on the MCC code when they register their terminal.
SUSDavid83
post Nov 24 2014, 02:08 PM

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QUOTE(mieza @ Nov 24 2014, 02:01 PM)
No column or anything mention about cashback. Statement and treatpoint available. I check on my transaction and I did not receive any cashback.
What is dec2?
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He asked to check the cash rebate which may credit on December 2nd.

It may use similar system as per MBB2 AMEX.


SUSDavid83
post Nov 28 2014, 07:27 AM

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Something is bothering me:

I have swiped for amount of MYR 106.21:

[attachmentid=4236178]

But my accumulated TP as of today under Rewards menu is just 49 points. I'm wondering if the petrol swipe doesn't earn any TP but that shouldn't be the case as it stated 1 TP for each RM 1 swiped locally or overseas.
SUSDavid83
post Nov 28 2014, 08:56 AM

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QUOTE(kinabalu @ Nov 28 2014, 08:52 AM)
Usually TP will take extra few more days to reflect into your rewards.
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Based on my calculation, the TP for the shopping category is already in.

Howeve, TP for the petrol category is not in even it has been posted.

This post has been edited by David83: Nov 28 2014, 08:57 AM
SUSDavid83
post Nov 28 2014, 10:28 AM

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QUOTE(eddievh @ Nov 28 2014, 09:24 AM)
Normal visa and master usually don't earn point when filling petrol. This rule started during pak lah era.
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If petrol category doesn't earn TP, it should state it out clearly like MBB VS:

QUOTE
5% Cashback for all petrol & grocery (domestic only) for all days capped at RM88 per month. Petrol & grocery transactions will not earn TREATSPoints.


From MBB Islamic MC Ikhwan:

QUOTE
5% rebate on petrol and groceries on Friday and Saturday, capped at maximum of RM50.00 per customer per month (Principal Cardmember only)

TreatsPoints. Every RM1 spend locally and overseas earn 1 Treatspoints


This post has been edited by David83: Nov 28 2014, 10:31 AM
SUSDavid83
post Dec 2 2014, 09:21 AM

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QUOTE(eddievh @ Dec 2 2014, 09:12 AM)
Got my cb rm47 yesterday, feeling happy.
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How or where you checked?

My M2U statement still hasn't posted it.
SUSDavid83
post Dec 2 2014, 08:32 PM

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I have a conclusion that petrol category for this card doesn't earn any TP at all.

Do take note, guys!
SUSDavid83
post Dec 2 2014, 09:40 PM

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QUOTE(janson_kaniaz @ Dec 2 2014, 09:38 PM)
hmm, pure rebate then zzz
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The groceries other categories can still earn TP I believe.

I use this card mainly for the petrol and groceries.
SUSDavid83
post Dec 8 2014, 12:51 PM

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QUOTE(asiatrader98 @ Dec 8 2014, 12:29 PM)
yeah what is

4. What are the fees and charges I have to pay?
Fixed Monthly
Management Charge
Gold
Platinum
RM 900
RM
2,700
Fixed
Monthly Cash
Withdrawal
Management
Charge
Gold
Platinum
RM 1,300
RM
3,90
??? rclxub.gif
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Not important if you pay full on-time by the due date.
SUSDavid83
post Dec 27 2014, 03:54 PM

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QUOTE(eddievh @ Dec 27 2014, 03:26 PM)
Mbb system by default the min amount is rm1k then only will receice sms. You can call cs to set in to the amount you wanted, min is rm1 .
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RM 1k? That is too high!

No wonder I didn't receive any SMS notification lately.
SUSDavid83
post Dec 27 2014, 06:35 PM

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QUOTE(6@9 @ Dec 27 2014, 06:22 PM)
I mean do the transaction posted to the online record instantly? Once a purchase made?
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Not instantly till the transaction cleared and get posted. That's why the posting date is usually later than the transaction date.
SUSDavid83
post Dec 28 2014, 05:34 PM

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AEON terminal divided into two: AEON departmental and AEON super/hypermarket

I believe it's differentiated by MCC code.
SUSDavid83
post Dec 30 2014, 11:05 AM

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QUOTE(sms2u @ Dec 30 2014, 10:33 AM)
Some time the terminal can be misplace expecially duing. / after member days.
Meaning terminal with supermarket place in deparmental and terminal with departmental place in super market.
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But you won't want to take the chance. Better be safe than sorry!
SUSDavid83
post Dec 30 2014, 07:52 PM

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QUOTE(6@9 @ Dec 30 2014, 07:32 PM)
How to check for tp point
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Use M2U if you have access.

Or wait for your paper statement.
SUSDavid83
post Dec 30 2014, 09:04 PM

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QUOTE(supersound @ Dec 30 2014, 08:44 PM)
If I were to spend money in Aeon, I'll use my AMEX, sure money and TP thumbup.gif
Why want to take chances?
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When AMEX is maxed out, how? doh.gif
SUSDavid83
post Dec 30 2014, 09:19 PM

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QUOTE(victorywp @ Dec 30 2014, 09:18 PM)
use rhb plat 15%... but only during mega sales period (twice a year, 3 months each period).
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Thanks for the suggestion but I have only this card and UOB ONE as backup.

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