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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSDavid83
post Jan 29 2015, 07:19 PM

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QUOTE(kinabalu @ Jan 29 2015, 07:13 PM)
what about groceries? any TP?
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Got.
SUSDavid83
post Jan 30 2015, 10:18 AM

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QUOTE(Cubed1437 @ Jan 30 2015, 09:38 AM)
My monthly petrol is around 200, and groceries 200. But thats about it. Will be able to get rm20 per month. Better than nothing. I didn't manage to find another islamic card that gives more. There's alot more cc that gives high TP for petrol, but I'm having difficulty converting TP to RM. How much TP is required for the petrol voucher?
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Usually it'll be 250 TP for RM 1

Check out TP website: https://www.maybankard.net.my/


SUSDavid83
post Feb 2 2015, 08:53 AM

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QUOTE(jkngo2003 @ Feb 2 2015, 08:51 AM)
may i know the grocery is this card is refer to mcc code or certain supermarket only? please share term and condition of this card about grocery. thanks.
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I think it's shall be referring to MCC code and not at certain supermarket like HSBC Amanah MPower.
SUSDavid83
post Feb 2 2015, 10:04 AM

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QUOTE(jkngo2003 @ Feb 2 2015, 09:08 AM)
i see you got the rebate from that card. whcih supermarket u swipe last month. can share?
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AEON Supermarket, AEON BIG, Tesco Extra
SUSDavid83
post Feb 12 2015, 07:33 PM

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QUOTE(Human Nature @ Feb 12 2015, 06:31 PM)
The cashback for this card is according to the calendar month and is credited on the 1st/2nd of the following month too?
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Yes. Similar to MBB2 AMEX.

This post has been edited by David83: Feb 12 2015, 07:34 PM
SUSDavid83
post Apr 2 2015, 08:52 AM

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The 12-month BT comes with 0% interest but there's a 3% processing fee.
SUSDavid83
post Apr 7 2015, 01:12 PM

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Basic any merchant using similar MCC category as "grocery" / "supermarket" and "hypermarket".

AEON supermarket ---> grocery
AEON departmental store ---> NOT grocery
SUSDavid83
post Apr 8 2015, 08:58 PM

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QUOTE(6@9 @ Apr 8 2015, 08:24 PM)
how to know if grocery purchased get rebate?
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You won't know till you do your manual tracking and calculation yourself after the cash rebate has been credited in.
SUSDavid83
post Apr 9 2015, 04:43 AM

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QUOTE(kelvinlzy @ Apr 8 2015, 11:13 PM)
Maybe call up CS to check is probably a faster way?
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They'll tell you that merchant which carry MCC code of 5411, 5422 and 5451
SUSDavid83
post Apr 12 2015, 03:05 PM

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The CL for Maybank conventional and Maybank Islamic is not shared for your info.
SUSDavid83
post Apr 28 2015, 06:10 AM

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QUOTE(red_scorpion @ Apr 28 2015, 12:41 AM)
Ikhwan card holder, today i saw the transaction history of my card posted with the zing card fees 10.60. I thought the zing card is free?
It will auto be reverse or I need to call CS ?

Thanks.
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That is the registration fee of the Zing card.

You can call CS to ask for reversal or waiver.
SUSDavid83
post Apr 29 2015, 04:50 PM

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QUOTE(CcL @ Apr 29 2015, 04:19 PM)
now that RM50 gov tax is waived on credit cards, this card has to be the best backup card for the m2card right? spend or don't spend also its ok.

btw yes limit is separate, not combined. i believe this is due to islamic and conventional banks being different entities although they are under the maybank umbrella.
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As long as there's no annual fee, any card will be good as backup. LOL
SUSDavid83
post May 6 2015, 07:30 AM

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QUOTE(roy azloy @ May 5 2015, 10:37 PM)
Hi,

if we do cash advance for maybank ikhwan gold card, how much percent can be cash out credit llimit

let say my credit limit is 4k, so how much percent can i take out from that limit
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Very likely 80 to 90%
SUSDavid83
post May 8 2015, 08:48 AM

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QUOTE(heavencloud @ May 8 2015, 08:38 AM)
got visa ikhwan petronas, but no cashback.
8x TreatsPoints on weekend and 5x TreatsPoints on weekdays whenever you spend at PETRONAS Service Stations
8x TreatsPoints for purchase at groceries every weekend
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That is Petronas card; technically not from the same series as this one.
SUSDavid83
post May 8 2015, 09:01 AM

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QUOTE(heavencloud @ May 8 2015, 08:51 AM)
still under maybank islamic's ikhwan series kan  biggrin.gif
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The correct term should co-branded card.
SUSDavid83
post May 24 2015, 05:16 PM

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QUOTE(victorywp @ May 24 2015, 05:15 PM)
yeap... i tried both at econsave malim and batu berendam.
99speedmart yes, tried many in subang, pj, shah alam, all grocery.
kkmart didn't try.
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So 99speedmart is considered as groceries?
SUSDavid83
post Jun 11 2015, 10:33 PM

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QUOTE(kart @ Jun 11 2015, 10:11 PM)
If you already have Maybank 2 Card Amex, would Maybank staff ask you on the reason to apply for Maybank Islamic MasterCard Ikhwan Card?

We cannot simply say that we want to get RM 100 cashback, from both set of cards, right?  blush.gif
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I have both cards.
SUSDavid83
post Jun 24 2015, 11:23 PM

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Seldom use this card now since I seldom shop or refill on Fridays.
SUSDavid83
post Jun 26 2015, 07:53 PM

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QUOTE(6@9 @ Jun 26 2015, 07:51 PM)
what is fixed monthly management charge? it is the same as actual management charge? when it will be charged?
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No applicable if you're always pay in full every month.
SUSDavid83
post Jun 26 2015, 08:18 PM

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QUOTE(6@9 @ Jun 26 2015, 08:16 PM)
so it is the 18% charges per annum? if dont pay full will be charge between 1.5 - 1.8% on the balance not paid right? i'm kinda confius between actual monthly management charge and fixed monthly management charge (RM2,700 for platinum)

Thanks for the reply.
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Yes. Something like that. This term also appears on HSBC Amanah cards too.

Unless you're those who likes to pay min amount, you shouldn't be bothered by this.

This card is free for life till further notice.

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