ur 28-Dec spending will be tabulated in 12 Jan 2015 statement, payment due date 1 Feb 2015.

Thanks for your answer

Q2: Statement will not cleared to zero even though you make a payment. This statement will be only updated in the next statement.

You should be concerned more on the Outstanding Balance. This Balance will track all the outstanding which includes billed unpaid amount and un-blilled amount

Wow rm9 plus plus also use cc which restaurant did you go and allow you to swipe rm9 ?

Just called CS and check for the trigger amount for the SMS notification. Apparently it was set to RM 1000. No wonder I didn't receive less SMS lately.

Requested them to lower to RM 201. Will take 3 working days take effect.

why not set to rm1?

Petrol pre-authorization swipe.

means as long as someone use your cc to swipe for any transaction below rm200, you won't know.

Ha! Ha! That's the risk. Will monitor for a while to see if necessary to lower it to RM 1.

I just know about this after call CS. This is not something that teach in school, so obviously I need to read and ask. I wonder why school does not not teach money management. Kinda late when I found about money management at my age of 20++.

Secret Recipe.. lol..

Hey guys,

Just got my card today, any idea what is Monthly Management Charges about?

Just ignore if you always pay in full according to the statement.

I see, kinda worried when saw RM 900 there.

Thanks bro

I don't know where the extra TP came from:

[attachmentid=4288075]

I own a mbb2 (Amex + visa) and ikhwan... as i m trying to keep my wallet as thin as possible, am i right to assume that i no longer need the mbb2 visa?

i ll always use amex whenever possible (for cb on weekend and 5x treatpoints on weekdays), my mbb2 visa is just for backup whenever amex is not accepted. now that i have ikhwan, i can use it as backup, and earn cb if it happens to be on fri sat. so mbb2 visa is kinda redundant as it offers no better benefit that ikhwan.

This post has been edited by azeL_Inc: Jan 6 2015, 08:05 AM

My MBB2 Visa is just used for auto-billing. Most of the time, it is kept in the drawer.

Auto billing why didn't assign it to amex ? Merchants didn't accept amex?

Yes. For instance, Great Eastern.

haha..mine will be in drawer too starting today, had to give room to new card as I just got my hlb wise card today..
I think i have the best CB card trio now.. (MBB2 amex + MBB Ikhwan + HLB Wise)

Is it from the petrol usage that you complained that didn't earn treat point ?