Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
126 Pages « < 47 48 49 50 51 > » Bottom

Outline · [ Standard ] · Linear+

 Property Bubble & Its Social Impact V13, LYN famous DDD Vs UUU Thread

views
     
icemanfx
post Nov 10 2014, 08:30 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(homosapien8888 @ Nov 10 2014, 06:36 PM)
hi , my debt is about 1 million, hope to get advice from  sifu here
i got 50k cash now, how should i use it now?

house 1 , debt 443k installment 2600/month , interest rate blr-2.3 - no rental
personal loan 41k, 24 month now left 18 month , rm1815, interest 3.13%
house 2, debt 460k - DIBS, will need to serve the installment 1Q 2015, installment about 2.1k a month, BLR-2.4
car loan , 100 k , interest 2.48 % monthly installment 1874, 5 year,

how should i restructure my debt?

my income to debt ratio is 90 % at this moment
*
https://forum.lowyat.net/topic/3406036

Is this common?

Showtime747
post Nov 10 2014, 08:36 PM

Look at all my stars!!
*******
Senior Member
4,258 posts

Joined: Nov 2012
QUOTE(icemanfx @ Nov 10 2014, 08:30 PM)
First time i see this kind of thread. Once in a blue moon. You say common or not ?
AppreciativeMan
post Nov 10 2014, 08:47 PM

Regular
******
Senior Member
1,801 posts

Joined: Aug 2012
QUOTE(icemanfx @ Nov 10 2014, 08:30 PM)
Is this u???.... brows.gif brows.gif

Anyway.... i dont think tat TS is in financial trouble.... He is still cool.... thumbup.gif thumbup.gif

Wife shld hav income to support too or some other source..... Car loan is new....... Personal loan also few mths back only.... So i doubt he hav any financial difficulty..... 50k shld be jus received.... may be his this yr bonus or whatever..... cool2.gif cool2.gif
SUSjolokia
post Nov 10 2014, 09:14 PM

So Hot It Burns..!!!
*******
Senior Member
3,274 posts

Joined: May 2013


QUOTE(icemanfx @ Nov 10 2014, 08:30 PM)
Ice Cream boy win Liao today, finally he found whonhe looking for.. rclxms.gif

The fellow still got family house to stay, most probably still got PAMA to support in case emergency.

He more like wanna know how to extent his 50K.

Let hear from him next year & see how.

How yesterday ice cream sales ? Good ? If got people eating expensive ice cream mean economy still good.
bcpbeancounter
post Nov 10 2014, 09:16 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(bearbearwong @ Nov 10 2014, 04:45 PM)
that means buy any property will sure profit? or just Taman Tun, MK areas only... there are so many new launches out there unfinished, why? ppl dunno the buy property theory sure increase?
*
Tmn tun dulu launch time got sapu all in 1 day? So what is the point you wan to tell? There are units still available after completion. Question is can u get it cheap? The transactions are low now compare to 2 years ago, can you get your unit? Dont be naive la...
bcpbeancounter
post Nov 10 2014, 09:29 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(bearbearwong @ Nov 10 2014, 06:25 PM)
oh like this, when we should see sub sales market rolling back or half effective as new launch? problem is due to excessive speculation, property price are the same mana-mana in KV except Malai areas.. still not limited? Malai population 60%, rest is Cina, India and sabah & sarawak ppl..
*
If i read you correctly, you are blaming seller not sell8ng the prop to you cheap right? Dont be naive la.
bcpbeancounter
post Nov 10 2014, 09:31 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(Jliew168 @ Nov 10 2014, 06:28 PM)
Maximum I give u 30k per acre  tongue.gif
*
Bear bear you see....how to sell your ulu land at 840k? Dont be naive la...
bcpbeancounter
post Nov 10 2014, 09:32 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(ykit_88 @ Nov 10 2014, 06:45 PM)
I've learn something thank you.

We need more of these informative posts instead of some rubbish comment.  thumbup.gif
*
All these common sense you also dont know? I tot only bbw cannot understand. tongue.gif
Tigerr
post Nov 10 2014, 09:33 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(icemanfx @ Nov 10 2014, 08:30 PM)
Not common. U satisfy with the answer?
bcpbeancounter
post Nov 10 2014, 09:34 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(bearbearwong @ Nov 10 2014, 05:10 PM)
so why and what you are waiting? there will be demands to cater ppl there, and since you say ok, and property increase in long run, buy savanah lar.. working well.. and environment created nice what..

really do not see why you not buying sure to profit..
*
Say good then must buy ah? Then i will think bkt tunku more exclusive lo....or condo next to klcc also not bad...price confirm wont drop next year. Should buy or not? Dont be naive la...
Tigerr
post Nov 10 2014, 09:35 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(bcpbeancounter @ Nov 10 2014, 09:31 PM)
Bear bear you see....how to sell your ulu land at 840k? Dont be naive la...
*
I now offer him 28k for the whole 10 ekars. This is buyers market now as he cant find real buyers.
bcpbeancounter
post Nov 10 2014, 09:35 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(Tigerr @ Nov 10 2014, 09:33 PM)
Not common. U satisfy with the answer?
*
Hmm...this is common but a bit uncommon.
MishimaZ
post Nov 10 2014, 09:36 PM

Getting Started
**
Junior Member
269 posts

Joined: Feb 2011
QUOTE(icemanfx @ Nov 10 2014, 08:30 PM)
Common, and many won't admit lah.
bcpbeancounter
post Nov 10 2014, 09:37 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(jolokia @ Nov 10 2014, 09:14 PM)
Ice Cream boy win Liao today, finally he found whonhe looking for.. rclxms.gif

The fellow still got family house to stay, most probably still got PAMA to support in case emergency.

He more like wanna know how to extent his 50K.

Let hear from him next year & see how.

How yesterday ice cream sales ? Good ? If got people eating expensive ice cream mean economy still good.
*
Everyday also got people bankrupt la....naive bear bear know the best.
bcpbeancounter
post Nov 10 2014, 09:38 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(MishimaZ @ Nov 10 2014, 09:36 PM)
Common, and many won't admit lah.
*
When bankrupt no need to admit one....bear bear will come to find you.
bcpbeancounter
post Nov 10 2014, 09:40 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
QUOTE(Tigerr @ Nov 10 2014, 09:35 PM)
I now offer him 28k for the whole 10 ekars. This is buyers market now as he cant find real buyers.
*
You really greedy....2k just give him lim kopi la.
bcpbeancounter
post Nov 10 2014, 09:42 PM

Regular
******
Senior Member
1,070 posts

Joined: Jan 2014
Today so many people come here to hamtam bear bear....what happen? Bear bear now like a cross road mouse, everyone see also wan to hamtam.
Tigerr
post Nov 10 2014, 09:48 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(MishimaZ @ Nov 10 2014, 09:36 PM)
Common, and many won't admit lah.
*
I bet u r one of them since it is common. Dont deny. Better admit it. Bet u also won't admit as u said. tongue.gif

This post has been edited by Tigerr: Nov 10 2014, 09:49 PM
bearbearwong
post Nov 10 2014, 09:51 PM

Look at all my stars!!
*******
Senior Member
9,533 posts

Joined: Jun 2013


QUOTE(Tigerr @ Nov 10 2014, 09:33 PM)
Not common. U satisfy with the answer?
*
how the f*** the can get loans? bro showtime747, time for clarification time... 90% damm overstretch flippers ....but how to get loans like that?
Tigerr
post Nov 10 2014, 09:53 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(bearbearwong @ Nov 10 2014, 09:51 PM)
how the f*** the can get loans? bro showtime747, time for clarification time... 90% damm overstretch flippers ....but how to get loans like that?
*
It could be joint account for loans. Dont jump into conclusion too fast. Could also have guarantors too.

This post has been edited by Tigerr: Nov 10 2014, 09:53 PM

126 Pages « < 47 48 49 50 51 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0141sec    0.59    6 queries    GZIP Disabled
Time is now: 10th December 2025 - 05:29 PM