You said got 200k cash as holding power. That I assume is joint with your gf. True? If your gf leaves u. That 200k ll shrink to left how much? Understand mou?

sounded familiar , sounds not newbie after all, the other threads you mean bro tikaram?

joint accounts? Guarantors (e.g parents/relative with high income?)

E.g. My relative + his gf joint income ard 10~12k I think buying 1.5m hse. Not qualify for loan but his father guarantor instant qualify.

U dont know my income x 2.6 meh????

try to look down on me???

This post has been edited by Tigerr: Nov 10 2014, 11:32 PM

Lesson 1 for bbw. Everyday he learns new thing.

Yeah.... He'll start scouting a 1.5mil prop liao.... asking his PAMA as guarantor.....

Can buy diamond city bungalows....

bro, serious discussion ok...

see, take GT example, 350k purchased, superbull come suddenly naik 200k to 550k, superbull over in 3 years

now showtime 747 bit conservative 5-10% inflation (previously small bull running) , you more daring 8-15%

so 550k, 8-15% ( 44k to 83k) yearly infaltion,

so 3 years , 3 X ( 44k to 83k) = ( 132k to 250k)

550k (after superbull run) increased 200k, yearly around 70k, now inflation itself is (132k to 250k), if you take the higher value it is even more than super bull, even take the lowest margin, is still a semibull 1/2 of superbull run effect... you recommend medium based 10%, that would be 55k yearly, 2 years 160k, looks like and same like superbull, just mere inflation..

can this be reason out as to inflation rate now replaced with superbull run? properties till run in such a way? then no need to worry isnt, inflation itself will be every year, any year of entry will ok

say we take Midfields 2, bought 550k after rebate, so as per above,

550k + ( 132k to 250) = 683k to 800k... wow, no wonder , even lowest range also nearing 700k, still say selling 600k?

where got look down, u Singa dollars earnings.. ask you tell projects, say this say that.. how the hell we know without you telling?

Nobody is worrying. Only those who hasn't board the ship worrying. If u not believe what Lansri Liew said, u create the prediction thread n see lor.....

ur relative better sure, coz this case really need father to chip in and pay... 10k to 12 k havent deduct car commitments.. for sure, 2 cars sumore, staying in 1.5 million, basic also honda/toyota/voks

this is still not overstretching case?

market out there are working on a majority and usually to have include only 2 joint incomes of wife and husband, that is where the house price maxed out, wife and husband cannot take over 50% on housing loans , carloads will take another 10 to 15 %, the rest for children, practically saving minimal..

U forgotten in the past what u asked I ll tell u. But what I got is your ddd shoot me for boasting....same like Jliew, kena blackmail tim.

I did ask u join us yum cha n u can learn n know what we blowing here....but u sendiri tak mau saja.

I dun get to understand, is not superbull run still out there, but replaced with yearly inflation? but yuearly inflation really that much?

sumore, Midfields 2 vs Midfields 1 got that big a difference meh? those subsales still loitering around 500k to 550k region.. and they had over superbull series run... only left with inflation yearly

like wise, Amaya, GT208, seri puteri, one year vp di lor..

Why u think people has car loan? U also no car loan. I got 2 cars but no loan also. So, don't always think one sided. People father may be cash loaded n has helped paid down 50% dp leh...this people wont tell u all the truth mah..

That is called prediction mah. Jliew n showtime can go holland too if they are wrong but they can afford go holland shopping if price drop. Only u if not yet buy n if they are right, price keep going up, your turn go holland, not shopping but wash dish in restaurant lor.

Next year got gst, not sure what is the impact yet n petrol subsidi going to reduce further....high inflation year.

finish car loans normally means 5, 7, 9 years... at these years after, surely got house already what, and loans haven't finish, with today, after car loans many young also cant buy house..

I different what, saving max credit... u surely more than 35, 50% consider very high, with children, barely left anything, hang on strong on work,

Why not sure? Father open business one..

Ever heard saying "No see straight face also see buddha face"? Means he no enuf power now but also need see behind him who support lah...

And mr.student will say he will die if property crash but dunno behind got who support

Edit: forgot..car loan 3years coz father wan him got exp paying loan. wan noe car brand also? audi or peugeot i forgot..kenot put out too much info liao la even if this is interent.

This post has been edited by party: Nov 10 2014, 11:55 PM

I always hear this threatening fear, of this GST , inflation and etc.. why no talks about after GST kicks in? 5 months more only, since everything is going to be up in such a way, inflation too, shouldn't the market even slower? more curtailed spending and etc?

no?

Cannot buy car in cash or take 3 years loan meh? Why must 5,7,9 years? Some humble people can buy 2nd car too, why must brand new toyota, honda or mazda?

I much much younger than lat jiu gor.... another 1 month+, he ll be 100 lor

bbw tone did soften already......
Good for himself......
Bad for us liao........