Gila meh. Down accumulate ma. Up u oso wan accumulate ar??? U really kenot touch investment hor.

Same to prop. U think down I sked meh. Down ma accumulate LO. If I can buy stock with cash, wats props with loan har???

Come on. THINK!!!

Boss stock market all the same. Now trade online make it no different at all. U try ask ur broker to help. Either reg here or oversea. Then can start trading liao.

My 2 units r landed. U wan??? I oso hav a land at DPC gonna b built b4 2020. Can sell u if u wan. Btw for own stay or any resi under my belt, there is no loan. Cos I reckon own stay props r non productive. So no need loan. Liddat not sure ngam mou??? Any comment ar bro bear???

Not new things for real investor. Onli new to tin koson like u. All wet dream theory kenot pakai . Yaksi la.

Knn!! Ur salary reali 4k onli ka? niama.. thn dat make sense y u hav to forgo Goodview 700k+ property. U cant get loan with ur low salary. Thn u wasted so much time thr promoting dat project for wat? Ur head too small for tht big hat. Wake up la.

wah.. seems you guys are more tension.. we know the game plan of investors for, they wanted to cash out and stay off property grid during this bad market...

and prepare money to whack dead chicken... well as mention and examined before..long term servicing loans and maintenance will only cut ones profit margin lower.. as the ceiling of sub sales inflated price are there, not much can be done, bearing this in mind, it pretty certain than one to dispose off the properties as soon as possible

they will only take advantage by using GST, material increase yearly (bull run syndrome increase 5-10% but when calculated is the same bull run) to increase the price unilaterally, irrregardlenss the price was earlier inflated 200k , and irregardless GST and material price do not affected them as completed units..

those strong holding powers or holding blue chips like 300k are the ones protesting against bubble, coz both these groups say can hold and the 300k chips say we still have 500k and 700k investors... why worry..

with slowing down of transaction, the (upgrading theory were put on halt) , thus servicing loans coming into picture. investors especially one day grab finis new launch or few days do not even think/have back up plans to hold long, upon vp sell is their idea.. those vp more than 1 year and counting in to 2 years or more will a problem, 2015 is a year of super inflation, spending on big bills will be halted until the full GST effect comes, till then those vp 1 year will the become 1.5 years... , lost quite a lot of money already

Last time bear bear cheat 10km. Now he cheat 100km.

cheat wor... boss siao one meh.. he dun see and give money?

relax lar.. Huichyr mention before your property wor.. it round 200k? or lesser?

With ur 4k salary, i reckon u consider buyin dis..Loan sure no problem. U can be neighbor with msHuichyr.


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Bear bear..dun feel insult yea if i tell u some true fact tht some mangkalai worker pay inclusiv overtime alreadi easily more thn 4k liau. Accomodation and transport provided by employer. No tax deduction. In comparison, they r richer thn u. Sori to tell u the fact.

This post has been edited by CloudAtla$: Oct 23 2014, 09:02 AM

thank you why you always like to speculate ppl salary one.. wonder why there are so many vacant units around? btw is it true ur unnits in wangsa maju less than 200k?

I dun hav any chips below 200k. Min 200k and are old chips. No need to thank me. Importnt u need to be realistic and realize wat u can afford. With ur 4k salary, jz forget bout 700k+ goodview. U cant afford it. For own stay, y u bother if many vacant units? Somemore u can only afford the most 400k chips. No need to think so much if u found ur samsui unit and u can afford it. Jz buy and end the bear story. OUG Parklane suit u based on wat u can afford now. Walkin distance to nearby lrt, location not bad. Later whn u can afford better home, u can upgrade and eithr sell or rent out the unit u bought today. Apply dis as investment strategy.

http://www.thestar.com.my/Business/Busines...ages/?style=biz

Bear i feel your pain.. 4K income really jialat..

Hope you get RM 200 pay rise this year end.. make you don't loss you 8K GF or else you very cham..

4k indeed very low. Now fresh graduate already demand 3k starting pay.
But bear bear aim for 700k+ home.

Since we are dreaming I'll go for option 3.

House advertisement remains at 2%.
I only pay 20k for the developer to sell his house instead of 60k. The 40k I save I spend on:

1) 20k for direct advertising for my business. I now get 300 customers per day who spend RM 60 per head (direct advertising will have larger impact than economic growth).
2) 6k for 55" UHD TV
3) 6k for 7d mark ii
3) 5k for short trip for family
4) 2k for bicycles for family
5) 1k for 8 x relaxed dinner

You have good imagination

That's why he can only go in and out from SHL sale office, looking at other buyer grab unit by unit until next phase open for sale at 790k.
90% from 728k needed 3,500 mthly installment, which bank willing to approve the loan?

No wonder 200k chips.. sure loud bo bubble.. how bubble? 300k.. 400k 500k still got buyers

No wonder you remain poor..

Your customer don't earn mean they don't spend in your business, how you get 60K & save 40K ,,

40K spend on thing with no ROI, you remained poor for long2 time, but don't worry Bear2 is with you, he just loss hi 8K GF, now with his 4K income he is low income group which don't need to pay income tax, both of you can line up for BR1M RM 950.