please quote the appreciation over the years... name projects, we can analyse carefully how was the status of appreciation.. ok?

my friends also bought 1 units behind the shell station tmn desa, the food court area.. 600k this year.. condos

you are expecting and think I am mentioning those old condos to undergo bubble? how much was the entry price? 200k to 300k ? or less..

think you have misconception on the bubble meaning, it quite clear, it is targeted at newly vp units and outskirt major developments

if you are holding a 200k units in tmn desa condo, how to bubble? you think bubble hit mature areas and old properties?

20 years... if these LYN members are 20 years to hold highrise, they are fully cooked lor.. 20 years high rise surely old.. price stops then, think 5 years after, no agents will be interested to sell your old units..

so many new launch and nicer facade... not to mention older units are old and same time also pricey, owners self call price

i dun fancy staying there.. maybe you tell us your successful stories

i just started comparing... those with cheras props and kajang props..

4 consultant Vs 1 bear bear. bear2 geng!

Bear2 can we cut these nonsense & get to the point.

How much is your income aka salary per month exact number (mileage claim, birdnest feed profit not included, as those are not official)

Where is the exact location you decide to buy, don't says whole cheras from Miharja to MC, Sg Long which part, OKR which property, which price tag (make 50K variance only, don't from 400K to 1.5M as that not make sense).

Give up exact number eg. 5.5K gross, Makota Cheras 400K apartment, Can afford pay 20% downpayment after withdrawing EPF, Legal fees & MRTA need include in loan.

Don't beat around the bush if you sincerely asking for advice, we will not laugh at you, poke fun a bit maybe, no need give GF income figure as you not yet married.

We teach you strategy how to buy fast & minimize  inflation loses.

If he born 10-15 years earlier maybe got hope.

hie, have you thought about what section of ppl buying vped units?

planning to get condo, but if too expensive, then buy landed better..

ok lar, only need 1 now and another one later..

yes I have, kajang or cheras areas  high chance bandar mahkota cheras area

dun alwayls hantam me, things I said are got base one

I think dsl more expensive....maybe buy semi D la....

it is not inflated, it agreed/allowed . rental dun say, few hundreds only, furthermore, it is my relatives one..

Unless selling price in sibu is higher, by your definition, kl purchasers are also water fish.
Believe this is how the syndicate moved the price and the herd took it hook, line and sinker.

If the rumors map is accurate, there should be a station in front of the paparich which is the parking area and another in front of pbb..


300k apartment can't expect too much.. But most of the resident is Chinese not foreigner..
might be a little bit better for resale in future..

If interested to discuss about general issue of property price up or down, please head to the famous U/D topic

Ty


(Wow !    Now i only know this is "Famous" U/D topic leh, even Moderator is recomending, must be one of Moderator Pick..
People sell house high price is flipping, not added value just greedy piggs waiting to earn, but his PAMA land free from ah kong is not.
People increase rental is greedy & evil, but he himself flip the rent to earn money, somemore from relative is not.
People house vacant is waiting for bankrupt but his PAMA Sri Kembangan New Village empty land doing nothing is not.

Ever wonder why after end of bull run be it stock, gold, property, etc, few if any herd member not under water?

Please eleborate...... or its jus your pure "speculation"???  

Transacted means cost!! I'll like to kno which syndicate really so "silly" to do it in this way...... or at least..... share with us which condo or project hav such syndicate doing it?.....   

I accept the theory of agreed & accept, but the market price disagree, most of time no valuation fetch, then under table valuer to give valuation, after this distortion, the owners claim new valuation, price increases . the under table don't just stop there, it then distorted again and again under table again and again..
we havent add distortion of the borrowers who cant borrow money.. few rounds of these distorted valuation become loans approved to borrowers who are not capable of loan servicing, a lot are coming before August 2013 before DSR was in force , this cause mini American collapse model... loans to under qualify borrowers

in the past it was like 90% of gross salary still need to under table means these investors/buyers are very very bad

Malaysia bank actually is very prudence in lending , what Bearbear said just on a very small percentage of cases.

U think bank really so easy lend to ah pig ah dog meh, if like this loan shark can chap lap dy

u check more clearly with bankers, you are right on the valuation point not much can be stretch around extra 10-15% upwards, but the tings, every new purchase stretch a bit , then different effect, that is one of the reason price go sky high..

owners bank on the distorted valuation..make a lot of effect, once one distorted valuation is in, owners not taking it as one off case of distorted valuation, they tread this as "market price" and further distort further the valuation

this is the problem, irregardless the bank giving valuation, it is still no price to value , not to mention they inflated it another 200k earlier already

it is now after DSR 70% see surge of loan rejections, loan approval rates, but still loan officers/manager got target to hit, otherwise commission burn, one thing the bank can do is abolished all forms of commission , freebies, benefits for loan approved, this will promote what " along chasing scenario" no matter how, what, they will make the loan happen.. no earning documents , no problem, cannot get valuation, no problem, and etc..

this valuation and inflated activity is like a rubber band, once stretched till max, it breaches affordability limits, now segments stop at 400k to 800k section, that is how weak the buying powers are

increase more, it will be like no taker property,