Guys, wanna ask, how does 0% ezypay work?

i wanna buy something for 1k, installment rm88 for 12 months. but

a) when will i be charged the rm88 every month? is there a set date?

b) assuming i buy this thing on a weekend, will i still get 5% cashback for the product? as in, 5% from 1k or 5% from first installment only (rm88)?

c) how about TP? will i get 5k TP upfront, at the end of the installments, or only for the first rm88?

guys this morning i tried to buy stuff from ebay,need to pay through paypal processed page.i entered my mbb amex card detail but was deniedby the 'bank'.2nd attempt i tried use the mbb visa then it successfully paid..izit i need to do other steps before can pay using mbb amex?

Okay, so there are way for me to pay using amex, basically I just have to call the number behind my card and request to speak with their customer service's staff to temporarily "unblock" my card for one transaction? Any other steps other than this?

Can we do it if we have MSOS?

What is MSOS?
MSOS (Maybank Secure Online Shopping) is a feature which gives an extra level of protection and security for online shopping via the MSOS Code. It provides merchants with the ability to request an online verification of the cardmembers before they can proceed with the payment..

What is MSOS Code?
Introducing MSOS Code which uses One-Time-Password (OTP) for Online Transaction which is an extension of American Express SafeKey®, VBV/ MasterCard SecureCode, 3D-Secure solution which is fully adaptable to the 3D-Secure architecture & protocol defined by American Express, VISA / MasterCard. This new enhances security feature takes advantage of mobile communication by sending the MSOS Code to your registered mobile number with Maybank. You will be required to enter the MSOS Code online to complete the transaction.

How To Make An Online Purchases With MSOS Code?
Step 1:  Please ensure your latest mobile number is the same number registered with Maybank. Otherwise, kindly call our Customer Care Hotline at 1-300-88-6688 or Amex Customer Care Hotline at 1-800-88-9559 or visit our nearest branch to update or register.

Step 2:  Fill in your card particulars for authentication purpose at merchant webpage

Step 3:  Upon completing, you will be directed to Maybank's authentication page where you will be required to key in the MSOS Code. The MSOS will be sent to your mobile phone within 30-45 seconds

Step 4:  Please check if your mobile number is the same with as shown in Maybank's authentication page. Otherwise, please call our Customer Care Hotline at 1-300-88-6688 or Amex Customer Care Hotline at 1-800-88-9559

Step 5:  Enter the MSOS Code at Maybank's authentication page and click submit to complete your authentication and proceed with the payment


Why MSOS?
•Consumers are concerned with the security risks of shopping online
•Some merchants are unwilling to accept payments over the Internet due to the potential fraudulent transactions
•E-Commerce merchants are fearful of the high cost associated with fraud and dispute handling
Benefits of MSOS
•Safer transaction via MSOS Code to go with your credit or charge card details when shopping online
•Free service
•Easy, immediate activation with your mobile number updated
•Make Internet Credit or Charge Card payments safer by facilitating an online connection between cardmembers and Maybankard at the time of purchase
•Protect both merchants and cardmembers from fraudulent transactions
•Improve cardmembers customer trust and confidence in purchasing goods online
•Greater control over online purchases by reducing the risk of fraud
•No additional charge for using MSOS

mine never been blocked since day 1 i use mbb card..
i wonder why they choose to block a group people and another group not block at all...

Guys, I suck in math. Just a quick question.

For RM 6k+ of spending, is it better to use AmEx or OCBC Ti 1% rebate? Take note that I have exhausted my AmEx RM 50 cash back. So, for AmEx just solely for 5xTP.

How about if I reduce to RM 3k+? AmEx or OCBC Ti?

Thanks.

Alright, guys! AmEx that is!
It's a Malaysia merchant that accepts AmEx and 5xTP.

hi.. sorry for noob question, how to check my m2c remaining limit?
already tried to find the answer through this forum, but i didnt find it.

thanks

Yes they do, 25,000 TP to offset RM100 GST

or equivelant to RM5000 spending yearly.

ic thx i most probably balance transfer to maybank

Bro supersound you are right, the RM5000 is for amex spending as RM1 = 5Treatpoints
where else for Mastercard or Visa, every RM1 will earn you 1Treatpoint.

   

You shoud keep your MBB2 MC at home. use other Mastercard where they can give u more benefits.

I small potato got small wallet, only got few slots to put card.

You high networth citizen can fit alot alot of cards which i do not have the luxury to do that.     

One day, we should come out minum and teach me how u use on those credit cards for milo. 

Hi guys,

I'm holding Maybank2cards. Now I have got some number of treat points earned via using the cards going to expired end of this year. I'm thinking of either converting the treat points to air miles OR redeem shopping vouchers. I would like to know which of the 2 options is more value for money.

Thanks.

Go to card center and redeem RM105 Aeon Big gift card for 25000TP

Er. If I understand correctly, it's the GST for gold card is waived because it's already canceled . Put it here for the benefit of others.

UPDATE 14 November 2014 - DjK of LYN shared more good news:

"Bro Gen X,

Collected my plat cards yesterday at the gardens

The CS there gave me the option to transfer the outstanding amounts from my gold cards to plat cards with no fees, which i took of course. On top of that, since my gst for my gold cards will be charged in Nov, they have even waived it for me as I cancel the gold cards on the spot. Means I get to enjoy using my gold cards for the whole 2014 without paying the RM50 GST.

You can put in a note/changes in your blog that it will be beneficial for card owners to upgrade before/on the month when their GST will be charged. MBB will waive it.

Good news indeed."

If my statement date is on 2nd of the month and I perform a transaction on the same day as statement date, will it appear in the statement or the next one?

bank won't tell the reason why rejected....

even know the reasons, still have to wait few more months then re-apply

I must say the posting day for Maybank Amex is damn fast, I swipe an item at Puma, 1U on 9.45pm night (30th Nov) and was thinking most likely it will flow to Dec quota as it was late already.

Checked my M2U was pleasantly surprised that it is posted on the same day. It was good as I still have quota for Nov month for the 5% rebate. Perhaps it is using Maybank terminal.

Normally my petrol if I pump at night the posting date will be next day or after.

Well explained by Victorywp, you will never know what you gonna purchase the upcoming month so it's better to free up fully your quota for the upcoming month, especially it is Dec month where there is a lot of sale and event like Christmas etc.

Hence it means I can do more Christmas shopping in month of Dec to maximise my rebate

Make sure you use AMEX on weekends (transaction date must fall within Malaysian weekends).