lol!
first time pakai amex so didn't know. previously all no issue with my other cards haha
but thanks ya~

Guys I need to renew my car insurance soon. Do motortakaful or etiqa accept Amex if I want to pay using online payment instead of phone call during weekend?

Thanks for the response guys, hehe i still got a few doubts to ask, sorry if asking many questions, but i really found this thread very helpful to me. Especially on the first page

1. As for the GST right, i found that it can be waived by 12500 treatpoints. Since both cards need to pay rm50 each separately, then does the two card have treatpoints separately? Means that we need to collect 12500 on each card to waived it? Example like visa/masterdcard, 1TP for every RM, need to spend about rm12500 to cancel the gst, correct? Lol im not using visa/mstercard as much as amex, any tips?

2. Actually i just realized that both of the card need to pay separately and have two bills, because during application, i was told by the staff that eventhough i got two card, i still share one account and statement, so there's confusion now lol, so whats both of this card sharing other than credit limit?

For finance charges, since both have two different bill, each card will have separate finance charge? Example if 1.5% charge each month, got two card then 1.5% each means in total 3% for both card, am i correct?

3. This may be very stupid question, but whats the different between statement balance and outstanding balance? Lol

4. Most of petron/shell/caltex accept amex at the pump right?

That's why I renew via phone and as for the road tax, I do it myself at nearest JPJ or post office.

The only headache is my current car hire purchase. They don't allow me to take the car geran since my loan is less than 1 year.

I have to renew it at the branch. They also charge me RM 20 for the courier from home branch to the current branch I made payment for.

Next February, I'll request it to transfer the geran to current branch at my working state.

You have money to settle everything. I have none!

save a penny lose a pound...

I always renew online for etiqa, experience is good so far even after accident claim once, approval fast but hate proton for delay the repair for almost 1 month plus.

after renew insurance online, i will renew road tax via myeg ... so no need to waste precious time driving here and there...

sorry for OT, etiqa online offer 10% off, you mean on top of this you get another 10% off?
ya for me, loosing a few pounds is to save the hassle... i hate long Q.

I heard that we can pay for the service tax first then when we have enough treat point to setoff the service tax, we can request for reverse the payment.
Possible? by calling customer service will do?

well bro, it's the same discount offer by doing it on etiqa online... well except doing online only visa/master accepted.
next year renewal have to try call etiqa on a sat morning to charge by amex, as my ncd gone after accident claim 

You mean by using TP to redeem AeonBig Cash Card is worth more than setoff the service tax?
Thank.

Noted with thank...

but aeon big items getting more expensive lately. there's one aeon big outlet at usj 19 city mall going to close by 31/12 (last day). they are doing a stock clearance sales for various sections with 20%-30%-50% discounts til the last day. but even so, most of the final price (after discount) is not that cheap if compared to you buy elsewhere.

My friend said that even you call in to renew with Etiqa, you'll still get 10% off as if you do it yourself online!

Should I redeem a new card rather than top up an existing card? Or I can't topup the card?

Top up a new card rm1000 at weekend and get 5% cb,, spent during 28th and get discount another 5%
Which equivalent to :
Rm1000 top up = rm50 cb
Rm1000 spent = rm50 discount (spent only rm950)
Rm1000 topup = 5000 treats point = rm19 (260 points = rm1)

(50+ 50 + 19) = 12%

Correct me if I'm wrong 

Add in some info,,
Using my wife aeon big member card will gains

Rm1000 = 1000 points
1000 = rm5

Total should be around ( 50 + 50 + 19 + 5 ) = 124 = 12.4% 

sorry for OT.

yup... i went to aeon big, check the usual item and the pricing at least 10-15% higher than tesco...
even aeon supermarket also 5-10% higher than tesco...
so i will buy certain items from tesco on weekend using my amex...

Yes, I got 10% off via phone renewal as well somewhere Jun/July 2014.
The CS even offer to swipe my Amex on Saturday even before I request.
But I noticed their estimated current car value is higher (and hence payable premium) than other insurance companies.

But their 10% discount actually bring the premium around the same as other companies.
There are also other factors one must consider, like excess, loading, car age, adding named new car driver (P license), etc.
Different companies have different treatments and charges...
Just not to be OT too much...at the end I just go with eTiQa using Amex. 

Please stop being off topic guys.. It's a waste of time to go through all the posts unrelated to Maybank 2 card... (including this post)