Was told by the CS of motortakaful just now that nowadays if u call them by phone they no longer entertain swiping CC(visa/MC/amex) on weekend but will do it on next working day instead.

Hi, sorry just curious to ask.
Which mean Amex not appropriate to pay by Paypal right? (Ebay, Lazada & etc)

Why was i given 90k limit..

Tqtq

Quick question. How do I use the treatpoints for waiving annual service tax? Can provide link or give some guide to me?

to easy cash out......get HLB CC

use HLB CC cash out, after that use Maybank 0% BT 12 months

Sure need to pay fee. Sometime they will call u to offer lower rate.

Enjoy Extra Cash with affordable monthly repayments

Need extra cash? With the Hong Leong Call-For-Cash Plus, you can withdraw cash anytime, anywhere with just one phone call away. It is a credit card facility which gives you the flexibility to pay in affordable equal monthly installments at a low interest rate of only 6.38% p.a.
Hong Leong Call-For-Cash Plus is this simple

    Choose Call-For-Cash Plus Amount and Number Of Installments
    Minimum of RM1, 500 over 12, 18, 24, 36, 48 or 60 months.
    Call 03-7950 1118
    Our Officers will assist you in completing your application.
    Fast Approval
    Call-For-Cash Plus amount can be credited into your savings or current account at Hong Leong Bank or at other banks via Inter-Bank GIRO (IBG).

For my GST redemption, I have been calling CS all these years.
I find it easy and simple.

fee ～ IBG RM2.......plus 6.99% PA interest
U can cash out from HLB and then use Maybank BT 95% of the cash out amount, dun settle immediately the cash out (if you want to avoid early cancellation penalty fee RM70).  However if you feel that the early cancellation penalty is lower than the total amount of interest (6.99% PA) for next six month repayment, u can proceed.

6.99%, reducing balance calculation.

example.

you call HLB to cash out 20K, total charge appear into account 20,002.00

once you see this cash out account number appear into your online account, apply Maybank balance transfer 19500 (monthly repayment 1625 x 12 months).  Balance 502 at HLB account, u repayment progressively in 6 months.

Roughly calculation
1st month statement, 502+(502 interest = RM3-4), repayment 50
2nd month.....
6th month, settle it......total fee and interest will be less than RM30
At the same time, repay Maybank 1625 punctually to avoid any interest charge.

U can read the BT thread how to cash out

some ppl like to use this matter to get money.......interest rate less than business loan interest rate (short term).

debt free is great!

But, U will only get money from BT after few days or more than 10 days for some bank after u submit the BT application.
Cannot wait for BT to approved if it is emergency

Just got cl increased only by 25%.
is this usual increment allowed?

requested for it last monday. they didn't inform either success or not. and i stumble upon my cl and saw it was increased.
but only 25%. nevermind will request again when feel needed more. how many times they will entertain cl per year?

If no mistaken only review after 6 months for CL request

does anyone know if we can buy tesco voucher from tesco with AMEX just like in aeon?

I think for the option 2 is not possible as I have requested to increase CL few times but all rejected