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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st
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SUSsupersound
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Nov 4 2014, 04:22 PM
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QUOTE(amidamaru @ Nov 4 2014, 04:09 PM) Thanks. means as long as i am the holder of card so i am entitle for this travel insurance? so no need to buy travel insurance since i am already covered? Insurance's T&C most of the time are on advantage to them, won't really cover you.
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SUSsupersound
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Nov 4 2014, 05:17 PM
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QUOTE(wan7075 @ Nov 4 2014, 05:15 PM) yr income >5000 already can apply platinum.. why go for gold? Net income are safer to get, gross income hard a bit.
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SUSsupersound
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Nov 4 2014, 09:46 PM
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QUOTE(cybpsych @ Nov 4 2014, 09:10 PM) speaking of m2u midnight/wee morning maintenance, heads up: 10am 100% cashback transaction with m2u still safe BTW  Maybank so far is the best online banking system while HLB is the worst as they have to shutdown the service to update transaction posting Out of 6 days in a week, most of the time 11pm is down
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SUSsupersound
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Nov 6 2014, 04:10 PM
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So I got my CL increased by rm10000.
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SUSsupersound
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Nov 8 2014, 09:46 AM
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QUOTE(Bigboyz @ Nov 8 2014, 02:38 AM) Guys, which card should I use for better exchange rate payment via PayPal! Amex or visa? AMEX got 5% CB on weekends and 5X TPs.
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SUSsupersound
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Nov 8 2014, 06:32 PM
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QUOTE(Duckies @ Nov 8 2014, 05:45 PM) Guys, how does the 8.88% interest rate for Maybank 2 cards work? 8.88% is still very high. Don't take that as far as possible
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SUSsupersound
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Nov 9 2014, 12:46 AM
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QUOTE(David83 @ Nov 9 2014, 12:02 AM) It's half the usual rate.  But even though, I won't go for it. I usually become the person that release loan
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SUSsupersound
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Nov 11 2014, 04:28 PM
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QUOTE(ziggy87 @ Nov 11 2014, 04:19 PM) so happening here. new MBB2 Plat Amex Visa cardholder here. wanna ask, need to activate after getting the card? got them about 2-3 weeks back. last week try to swipe my Amex, can't go through (make me a bit paiseh  ) swipe another non MBB card then can go through... How you get your card? If by mail then you may need to activate it, if collected in the branch then no need. Mind you, AMEX are not widely accepted in Malaysia.
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SUSsupersound
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Nov 11 2014, 04:45 PM
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QUOTE(ziggy87 @ Nov 11 2014, 04:41 PM) collected at branch. i see, then i'll try it again soon. it was at Goodsaltz restaurant at Curve. 15% off for Maybank cardholders in general. my friend tried with his Maybank credit card and couldn't go through too and he haven't reach his limit.. maybe due to some system technical issues  Some merchant don't want to use AMEX as AMEX are charging high admin fees. AMEX are charging 4-5% while Visa/Master charging 1-3%.
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SUSsupersound
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Nov 12 2014, 06:03 PM
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QUOTE(xalim @ Nov 12 2014, 03:34 PM) is there any possible way to make ezyplus for my maximum limit CC except BT? visa + amex both used up to max... EzyPay Plus Tactical Campaign -called customer service last night, they said about conversion / islamic ? what is it actually?
Still thinking how to settle this amount now Anyway, you can request for easy payment(the name is something like that), about 3% charges for 10 or 12 months. I always getting such offers when my spending reaches 80-90% or swipe for something cost > 50% from my credit limit:idea:
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SUSsupersound
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Nov 12 2014, 06:32 PM
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QUOTE(skawithme @ Nov 12 2014, 06:28 PM) can i ask? whats the different between outstanding balance and statement balance? the minimum repayment is 5% from statement balance is it? haha sorry new user here  Statement balance was my last month's spending. So if I don't settle the amount in full before the payment due date, I'm in trouble. As all the amount will be charged interest. So I need to settle rm8200(not to mention another rm1500 on Master) by 23rd, else I in deep shit Then the rm13+++ I only need to worry next month.
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SUSsupersound
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Nov 12 2014, 06:34 PM
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QUOTE(skawithme @ Nov 12 2014, 06:25 PM) hi there, im plan to apply maybank 2 card gold and i'm new user (never had CC before) so im a bit confuse with some of the terms. I read the product disclosure and not really understand the different between finance charge and late payment charge. Is it eventhough that we made a minimum payment each month before the due date,we kena finance charge? then if we made a minimum payment after the due date we kena both late charges and finance charge?? If yes, i wonder if u have huge outstanding balance that u cant afford to pay lump sump (pay minimum only), then every month kena finance charge is it? Hows the tier 1-3 works? new card members will be in 18% per annum is it? so it'll charged for monthly basis of annual basis? Sorry for my england, lol. Thanks in advance  Never make minimum payment on your spending. If you are planning to do like this, do not apply a credit card. The interest are charged daily.
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SUSsupersound
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Nov 13 2014, 11:16 AM
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QUOTE(xalim @ Nov 13 2014, 07:32 AM) It called ezyplus tactical champaign, called the service center but they said need to do conversion etc, I'm quite blur actually what it is, I don't really bother on that, as I won't be paying interest on my monthly spending.
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SUSsupersound
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Nov 15 2014, 11:38 AM
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QUOTE(alexwsk @ Nov 14 2014, 09:54 PM) if you are overseas (swiping the card physically), always follow overseas time of sat/sun there QUOTE(kinabalu @ Nov 15 2014, 08:43 AM) cool, thanks for the tips. Now i dont have to worry about time conversion. I always swipe follow Malaysia time But to make sure not to crash with time zone issues, I only swipe on Saturday noon, since I'm swiping it for my Malaysia's bill payments.
And after checking on the time, the transaction is following Malaysia time, not oversea time. This post has been edited by supersound: Nov 15 2014, 12:05 PM
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SUSsupersound
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Nov 16 2014, 04:29 PM
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QUOTE(imsokiasu @ Nov 16 2014, 03:19 PM) 5x treatpoints from AMERICAN EXPRESS can easily get u more treat points for redeem baskin robin 250 points for RM1, also Parkson + etc... MBB dual card are more on AMEX only. The master/visa that comes together are kind of useless most of the time.
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SUSsupersound
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Nov 16 2014, 07:28 PM
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QUOTE(eleven dragon @ Nov 16 2014, 07:23 PM) HI all, Mind to share how the following statement works? 7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
I've made a purchase of a product, which causing me allergic reaction. I called to the agent, was told unable to refund.... now is this term of CC able to help me? what should i do? You need to check this with Etiqa.
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SUSsupersound
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Nov 16 2014, 08:29 PM
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QUOTE(kinabalu @ Nov 16 2014, 07:57 PM) Yea, a lot of my family relatives boycott Petron coz it was owned by somebody I told them, not my lost also as I need to stretch my money to the max during this inflation. But just now I was at Petron, I notice everyone come pump petrol also use smile card. I even see an uncle drive big car and use MBB2 mastercard to pump petrol, I told him uncle where is ur amex, much better than the MC la. He left at home and he told me he is running logistic and he use almost RM3k to 4k per mth. How much is that cashback wasted.  Petron owned by somebody's son, Petronas owned by somebody
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SUSsupersound
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Nov 16 2014, 08:38 PM
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QUOTE(kinabalu @ Nov 16 2014, 08:31 PM) Yeap...both also boycott!  Basically I only use Caltex. Even if the tank really low, I'll fill Petronas, for rm5(using card) And Petron petrol you have to choose the right location.
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SUSsupersound
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Nov 16 2014, 08:46 PM
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QUOTE(beyond86 @ Nov 16 2014, 08:44 PM) feel like petronas no tahan la...very fast habis That's why I fill 2l just to make sure I can go to nearest Caltex
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SUSsupersound
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Nov 17 2014, 06:16 PM
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QUOTE(kinabalu @ Nov 17 2014, 06:09 PM) They charge me too, but only to Amex, my Mastercard no charge. Same too, waiting for the RM100 promo cashback. They can't as the rules set by government.
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