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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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SUSDavid83
post Jan 4 2015, 09:07 PM

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QUOTE(iiam @ Jan 4 2015, 09:02 PM)
Yeah.
However, during some of my online transaction for example, ipmart online etc, it kept rejecting my card. Have called Maybank on this but the online merchant still wont accept it sad.gif
Really need to follow up from Maybank soon.

By the way, do I need to call Maybank to activate the CC for any foreign transaction? ill be going to oversea next week.
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Better to call CS to turn on the international flag.
PrincZe
post Jan 4 2015, 11:22 PM

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guys, when is the last day for paying my cc? sorry for asking noob question.

because i been paying immediately.

need to know when is the latest due date, how to calculate unsure.gif
SUSDavid83
post Jan 4 2015, 11:29 PM

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QUOTE(PrincZe @ Jan 4 2015, 11:22 PM)
guys, when is the last day for paying my cc? sorry for asking noob question.

because i been paying immediately.

need to know when is the latest due date, how to calculate unsure.gif
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20 days from statement date == payment due date

Do you have statement with you?
PrincZe
post Jan 4 2015, 11:46 PM

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QUOTE(David83 @ Jan 4 2015, 11:29 PM)
20 days from statement date == payment due date

Do you have statement with you?
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you mean the receipt they issue when u use to buy things?
SUSDavid83
post Jan 4 2015, 11:53 PM

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QUOTE(PrincZe @ Jan 4 2015, 11:46 PM)
you mean the receipt they issue when u use to buy things?
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Your credit card monthly bill statement. It is either post to your mailbox or through e-statement in M2U.

You're obligated to clear whatever amount is being billed. However, you have flexibility not to clear whatever unbilled till next bill cycle.

This post has been edited by David83: Jan 4 2015, 11:55 PM
MandyG
post Jan 5 2015, 02:08 AM

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QUOTE(victorywp @ Jan 3 2015, 03:04 PM)
yeah, mbb is famous with their ke-kedekut-ness in offering cl increase.
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I applied for CL increase and mbb increase 150%.... I submitted my EA form and pay slip... They dragged for three months only approved... Applied increase CL because for wedding preparation....
victorywp
post Jan 5 2015, 03:40 AM

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QUOTE(MandyG @ Jan 5 2015, 02:08 AM)
I applied for CL increase and mbb increase 150%.... I submitted my EA form and pay slip... They dragged for three months only approved... Applied increase CL because for wedding preparation....
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permanent increase?
subpar
post Jan 5 2015, 10:17 AM

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QUOTE(cybpsych @ Dec 31 2014, 05:29 PM)
if your primary reason to get a 2nd card for shopping, perhaps Citibank Rewards/Cashback cards would be better?
Since your Wise already maximized, it's hard to "downgrade" the benefits to other cards  biggrin.gif This is the only card that gives >5% cashback, and since your spending behavior already adjusted to meet Wise's benefits, it's better to keep it. Unless, of course you planned to STOP using Wise (about 2 months earlier) and cancel it due to high AF for Wise Platinum.

Keep your current Wise for your usual petrol + mobile + dining spending. Please cancel the AMEX Gold.  laugh.gif
M2C Amex is the better card to complement Wise. Limitation to M2C Amex is the 5% cashback only limited to weekends transactions. Moving Wise to Amex means you need to swipe all your usual transactions exclusively on weekends.

'sides, M2C has signup promo with RM100 rebate (note: 2x RM50 GST is currently imposed to new application). This is literally ZERO commitment for year 1 considering M2C has no AF. Furthermore, most likely, current credit card GST could be abolished by 1 Apr 2015. Let's hope Maybank doesnt introduce AF for M2C (which will be taxable at the rate of 6% GST next year).
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Thanks for your reply, you understood my question perfectly! I think I'll take your advice and keep Wise at the moment. Let me get adjusted to M2C first and if I think I can do without Wise, then I'll cancel it later.
benalish
post Jan 5 2015, 12:11 PM

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QUOTE(MandyG @ Jan 5 2015, 02:08 AM)
I applied for CL increase and mbb increase 150%.... I submitted my EA form and pay slip... They dragged for three months only approved... Applied increase CL because for wedding preparation....
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Good for you.
I was told that CL can only be increased once every 6 months.
victorywp
post Jan 5 2015, 08:28 PM

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QUOTE(supersound @ Jan 5 2015, 12:40 PM)
If your spending are > rm1000 and <rm2000, STUPID for petrol, dining and mobile while the rest of the transactions using your M2C's AMEX(TNB, Screamyx)
Actual cash back for STUPID is 8.25%(after paying AF and GST) while M2C about 6.4%(assuming every year you spend rm12000 and all are swiped using AMEX)
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not everyone (especially newbie) understand that you are referring stupid = wise. if you want to be helpful, do use a language that everyone understand.

This post has been edited by victorywp: Jan 5 2015, 08:29 PM
MandyG
post Jan 5 2015, 10:24 PM

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QUOTE(victorywp @ Jan 5 2015, 03:40 AM)
permanent increase?
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Yes permanent increase.
MandyG
post Jan 5 2015, 10:27 PM

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QUOTE(benalish @ Jan 5 2015, 12:11 PM)
Good for you.
I was told that CL can only be increased once every 6 months.
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Ya, I was told that mbb very kedekut in CL... Dunno y they so good upgrade
maskedchan
post Jan 5 2015, 11:11 PM

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QUOTE(MandyG @ Jan 5 2015, 10:27 PM)
Ya, I was told that mbb very kedekut in CL... Dunno y they so good upgrade
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how long you never had any CL increase?
enkil
post Jan 6 2015, 02:26 AM

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QUOTE(maskedchan @ Jan 5 2015, 11:11 PM)
how long you never had any CL increase?
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Mine last Maybank card 5 years no increase. Apply oso no get. Cancel after that. Now ok new card much better than other banks.

MandyG
post Jan 6 2015, 11:28 AM

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QUOTE(maskedchan @ Jan 5 2015, 11:11 PM)
how long you never had any CL increase?
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double post...

This post has been edited by MandyG: Jan 6 2015, 11:29 AM
MandyG
post Jan 6 2015, 11:28 AM

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QUOTE(maskedchan @ Jan 5 2015, 11:11 PM)
how long you never had any CL increase?
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Mine is 1st time apply CL.... About a year since I first time collect the card.....
maskedchan
post Jan 6 2015, 11:40 AM

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QUOTE(MandyG @ Jan 6 2015, 11:28 AM)
Mine is 1st time apply CL.... About a year since I first time collect the card.....
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so i guess you are the lucky one to get high CL increment..

tednet
post Jan 6 2015, 12:57 PM

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few years ago they offer me to increase my CL.. but i request to downgrade my CL
Prodigenous Zee
post Jan 6 2015, 03:20 PM

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Went to Maybank Card Centre at 1 Utama to apply for MBB2Cards. I didn't have high hopes for the "card issued within 60 minutes" promise they make on the advertisements, but I expected it to be around 90 minutes. In the end, it took 180 minutes for the card to be ready for collection.

So for anyone here thinking that you can get the card ready during your lunch hour, better plan to come again the next day. You must collect your card within 3 days of application.

maskedchan
post Jan 6 2015, 03:52 PM

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QUOTE(Prodigenous Zee @ Jan 6 2015, 03:20 PM)
Went to Maybank Card Centre at 1 Utama to apply for MBB2Cards. I didn't have high hopes for the "card issued within 60 minutes" promise they make on the advertisements, but I expected it to be around 90 minutes. In the end, it took 180 minutes for the card to be ready for collection.

So for anyone here thinking that you can get the card ready during your lunch hour, better plan to come again the next day. You must collect your card within 3 days of application.
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they already change from 60mins to 120mins.. thumbup.gif
so extra one more hours consider good already...
you go lunch, MBB officer also go lunch

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