Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st
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 Nov 25 2014, 11:06 PM
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#1
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Senior Member
3,050 posts Joined: Oct 2008 
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hi guys, newbie to CC here.
i am basically a cash person.so most of the transaction is by cash. but i hardly purchase much things. maybe groceries but not much. petrol around rm150 per month? *cause i commute to work* i pay bills via m2u. would you still recommend me to go for mbb2 card? rm100 for gst some more.  |
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Nov 25 2014, 11:49 PM
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#2
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Senior Member
3,050 posts Joined: Oct 2008
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QUOTE(kinabalu @ Nov 25 2014, 11:16 PM) get a debit card better, got cashback also. debit got CB also? not just credit?and best part is ..... IT IS FREE    QUOTE(leo_kiatez @ Nov 25 2014, 11:23 PM) If you can't consolidate much bill payments, petrol & groceries etc. into AMEX mbb2 card (~at least min RM5k/year spending, then using 25,000 Treatpoint accumulated to offset GST RM100)..Then it is better to go for another 5% mbb card (Maybank Islamic MasterCard Ikhwan Gold and Platinum Card). ok i went through 8 pages including gen-x blog and his comments.Below is the link for the details: https://forum.lowyat.net/topic/3394127 good thing about MBB Islamic card is groceris+petrol on fri and sat. would be greater if they throw in CB or points for dining etc  (greedy  ) |
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Dec 14 2014, 02:45 PM
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#3
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Senior Member
3,050 posts Joined: Oct 2008
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guys, heard there's promotion going on with swipe 3 times on each card (amex + master/visa) u get rm100 cash back can be used to pay gst.
if i sign up now, do i pay for 1 year, example Dec2014 to Dec 2015 or Dec2014 then Jan2015 a new year? pls advice |
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Dec 14 2014, 02:56 PM
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#4
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Senior Member
3,050 posts Joined: Oct 2008
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QUOTE(fruitie @ Dec 14 2014, 02:55 PM) It's Dec 2014 to Nov 2015. You will need to pay in Dec 2015. thank u very much fruitie. then i can go apply one soon.You can redeem TreatsPoints to offset as well. Ever since I got my cards in 2011, I have not paid a single cent for GST. probably during pc fair. when they give out freebies |
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Dec 21 2014, 12:29 AM
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#5
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Senior Member
3,050 posts Joined: Oct 2008
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i just signed up today. at pc fair. although not recommended by fruitie, but i did anyway. got new tumbler for free.
and i guess everything should be ok. OCBC guy keep pester me. although i think UOB one card not bad |
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Dec 29 2014, 09:10 PM
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#6
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Senior Member
3,050 posts Joined: Oct 2008
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i just paid my TNB online using amex. although dont have the card physically with me now.
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Dec 29 2014, 10:39 PM
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#7
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Senior Member
3,050 posts Joined: Oct 2008
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QUOTE(fruitie @ Dec 29 2014, 09:35 PM) Should choose to pay on weekend. i agree. we should do our grocery shopping, retail shopping at weekend too right  |
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Dec 29 2014, 11:09 PM
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#8
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Senior Member
3,050 posts Joined: Oct 2008
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QUOTE(victorywp @ Dec 29 2014, 11:08 PM) she means pay on weekends so that you can get 5% cashback on top of the 5x tp using amex. i see. i just got the card. excited wanted to try it out. that's why or if you really want to pay on weekdays, pay lah at 10am morning (to try your luck on the 100% cashback), why you do it in the night?  |
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Jan 4 2015, 03:18 PM
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#9
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Senior Member
3,050 posts Joined: Oct 2008
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guys, i pay and clear any outstanding balance once i have used my amex/master.
is there any recommendation to pay on which day to maximise (?) for benefits? sorry, newbie here. |
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Jan 4 2015, 03:37 PM
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#10
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Senior Member
3,050 posts Joined: Oct 2008
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QUOTE(Human Nature @ Jan 4 2015, 03:31 PM) clear statement balance 2-3 days before due date thank u sifu. always try to clear asap when there's any amount. i just swiped 3 times master and 2 times amex. planned to swipe 1 more time later for amex for tng reload  |
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Jan 4 2015, 11:22 PM
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#11
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Senior Member
3,050 posts Joined: Oct 2008
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guys, when is the last day for paying my cc? sorry for asking noob question.
because i been paying immediately. need to know when is the latest due date, how to calculate |
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Jan 4 2015, 11:46 PM
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#12
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Senior Member
3,050 posts Joined: Oct 2008
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QUOTE(David83 @ Jan 4 2015, 11:29 PM) 20 days from statement date == payment due date you mean the receipt they issue when u use to buy things?Do you have statement with you? |
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Jan 10 2015, 10:11 PM
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#13
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Senior Member
3,050 posts Joined: Oct 2008
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how bout umobile reload?
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Jan 14 2015, 09:41 PM
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#14
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Senior Member
3,050 posts Joined: Oct 2008
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QUOTE(victorywp @ Jan 14 2015, 02:11 PM) yes, but you should understand that many stay in front of the pc since 9am+ just to wait for 10am to arrive before they use their mbb2amex to pay bills via m2u. really that serious? i would try that soon  |
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