Investment SETIA ECOHILL (VERSION 10), An Inspiring Eco Township in Semenyih
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 Oct 9 2014, 01:53 PM
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#21
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9,913 posts Joined: Jun 2014 
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QUOTE(Lionking1900 @ Oct 9 2014, 12:15 PM) My maybank semi-flexi allow doing so too Few months back when I applied loan, I knew that RHB semi-flexi need to do the withdrawal over the counter. So Maybank seems more flexible allowing withdrawal through online banking transaction? |
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Oct 9 2014, 10:10 PM
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#22
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9,913 posts Joined: Jun 2014
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QUOTE(Lionking1900 @ Oct 9 2014, 09:20 PM) If blr is 6.60-2.60= 4.00%?!! BLR is 6.85%, right? |
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Oct 9 2014, 10:35 PM
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#23
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(Lionking1900 @ Oct 9 2014, 04:59 PM) Taiko, just put in simple points:- Just for sharing... my full flexi loan with RHB seems a good deal - no admin charges or maintenance fee (with one small exception that current account needs to maintain min average balance of RM1000, else RM10 every half year will be charged), freely withdraw excess funds (can be done through online) from the loan account to the current account with no charges and no restrictions set for each withdrawal.1.there will be charge of RM25 everytime you withdraw excess money 2. Withdraw shall be in multiple of 1 thousands 3. Withdraw can be done via maybank2u 4. Withdraw is immediate effect 5. I was not informed there is any limitation for withdraw(please correct me if I'm wrong) 6. We don't have current account and cheque book which link with the loan account 7. For sure..... I save RM120 a year, hehehe |
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Oct 9 2014, 10:40 PM
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#24
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(hello-hello92 @ Oct 9 2014, 10:38 PM) Rhb got full flexi? Yes. |
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Oct 9 2014, 11:06 PM
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#25
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9,913 posts Joined: Jun 2014
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QUOTE(samkps @ Oct 9 2014, 10:54 PM) A very good deal indeed.. current account with no maintenance fees. I think the loan amount will affect the loan pricing but not the product features... KO CIMB full flexi... wish I know this earlier..  Maybe only applicable for loan more than 1mil....  Other best things are no lock in period and no MRTA  |
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Oct 9 2014, 11:31 PM
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#26
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(Lionking1900 @ Oct 9 2014, 11:20 PM) Oopss.... Soli soli... Bro, time to change your calculator 6.85-2.6= 4.15 still good lo  |
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Oct 9 2014, 11:37 PM
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#27
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(samkps @ Oct 9 2014, 11:09 PM) One of my fren bought tropicana height recently, just last month... He asked the SA from RHB, but have been told there is no such product available for loan less than 1 mil... Noted.Not sure how true though... just listen from friend, not personal experience.. To be more specific the product is called RHB My1 Full Flexi Housing Loan. Perhaps ypur fren can check and see. |
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Oct 9 2014, 11:39 PM
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#28
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(samkps @ Oct 9 2014, 11:37 PM) wah, lion gor belanja makan, syiok... Lion gor, si kucing boleh tag along |
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Oct 9 2014, 11:40 PM
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#29
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(samkps @ Oct 9 2014, 11:37 PM) wah, lion gor belanja makan, syiok... Lion gor, si kucing boleh tag along  |
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Oct 9 2014, 11:44 PM
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#30
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(samkps @ Oct 9 2014, 11:39 PM) Thanks jasor gor... Is this one? http://www.rhb.com.my/loans/home-loans/hl_flexi_main.html [REDRAW FEES: RM50.00 per transaction shall be debited into the loan account] ????  I was shocked also last time tot that there was miss-selling when I found this. But the banker clarified diff product. It is without "full". |
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Oct 9 2014, 11:55 PM
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#31
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(samkps @ Oct 9 2014, 11:48 PM) lol.... Samkor, you know the motto here mah - sharing is caring RHB My1 Flexi Home Loan = semi flexi RHB My1 FULL Flexi Home Loan = full flexi must be a new product for sure, not even available in the website.. Thanks for sharing.. |
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Oct 10 2014, 12:05 AM
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#32
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(samkps @ Oct 9 2014, 11:58 PM) By the way jason gor, is all this terms and conditions stated clearly in the LO / LA? My laoya CIMB full flexi clearly stated RM 10 service fees per month in the LO, as a product disclosure. Nope. Not all stated in the LO. But I insist sth in black & white and I managed to get a proper record via email reply.Have you ever tried to withdraw money from this account and confirm there's no charge incurred? I got this loan for my EM unit - no disbursement yet so "not tested"  |
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Oct 10 2014, 12:11 AM
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#33
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(Chris Chew @ Oct 10 2014, 12:01 AM) Oic. Huh!? I believe this could be a rare product which is not implemented across the board from RHB or perhaps, it is yet to roll out to the market accordingly thus under test cell for some centers only. When u mentioned in the EM thread previously, I did find out with a lot of RHB friends, quite senior somemore but none of them said got such product. Thats weird. Good for u boss. But it is true that this is sth quite new. What happened was when I just got my RHB semi-flexi loan approved, soon the full flexi roled out. Immediately I changed to full flexi then. |
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Oct 10 2014, 12:50 AM
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#34
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(Chris Chew @ Oct 10 2014, 12:15 AM) Boss. From the bankers via EM or ur personal relationship manager that servicing you, heheh. It's from the banker via EM Good service. |
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Oct 10 2014, 09:37 AM
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#35
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(hello-hello92 @ Oct 10 2014, 09:33 AM) Should be this : Notice the DISS - I guess this is old poster right? |
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Oct 10 2014, 12:59 PM
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#36
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(cheryee @ Oct 10 2014, 12:48 PM) I am kambing @ coming  I thought you are tigress |
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Oct 10 2014, 01:22 PM
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#37
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(cheryee @ Oct 10 2014, 01:03 PM) Me very gentle and kind @ wan yau, thai tip .. where got like tigress jek I learnt from experience - woman / lady always says sth contrary to the facts  |
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Oct 10 2014, 02:09 PM
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#38
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(samkps @ Oct 10 2014, 02:00 PM) TKJ.. my taling always say only can praise her one and only wen you tai tip woh.. how ah? Samkor, tell the truth, the whole truth and nothing but the truth. |
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Oct 10 2014, 10:18 PM
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#39
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Senior Member
9,913 posts Joined: Jun 2014
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To SEHrian,
Happy 1st Year Anniversary! Best wishes from Your "neighbour next door" Attached image(s)  |
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Oct 11 2014, 10:27 AM
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#40
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Senior Member
9,913 posts Joined: Jun 2014
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QUOTE(treehill @ Oct 11 2014, 05:24 AM) Bro, you reallly like cat hor? Lol! TKJ also seems to like monkey a lot |
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