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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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Wongchoy
post May 20 2015, 11:37 PM

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QUOTE(victorywp @ May 20 2015, 11:09 PM)
if the last portion of cb is to be rewarded...
i wonder who will actually gets it?

scenario A: human (human nature)
weekdays swiped 3x on monday 10:00am, 10:01am, 10:02am
weekend swiped on saturday 10:01am

scenario B: fruit (fruitie)
weekdays swiped 3x on monday 10:00am, 10:01am, 10:03am
weekend swiped on saturday 10:00am

human gets it or fruit gets it? hmm.gif
*
Not again! Remember the MBB contest that make all of us swipe at 10am ? I had my fair share of trnx at 10am and satu sen pun tak dapat cry.gif
victorywp
post May 20 2015, 11:44 PM

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QUOTE(Wongchoy @ May 20 2015, 11:37 PM)
Not again! Remember the MBB contest that make all of us swipe at 10am ? I had my fair share of trnx at 10am and satu sen pun tak dapat  cry.gif
*
my question is whether the 3x weekdays transaction is priority or the weekend transaction is priority.

that mbb contest results belum lagi, another few more days. be patient a bit ma. lol...

as i said earlier...

QUOTE(victorywp @ May 15 2015, 12:22 PM)
no patient = accident = hospitalised = patient

better be patient first, rather than to be a patient later...  brows.gif
*
Human Nature
post May 20 2015, 11:49 PM

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QUOTE(victorywp @ May 20 2015, 11:09 PM)
if the last portion of cb is to be rewarded...
i wonder who will actually gets it?

scenario A: human (human nature)
weekdays swiped 3x on monday 10:00am, 10:01am, 10:02am
weekend swiped on saturday 10:01am

scenario B: fruit (fruitie)
weekdays swiped 3x on monday 10:00am, 10:01am, 10:03am
weekend swiped on saturday 10:00am

human gets it or fruit gets it? hmm.gif
*
laugh.gif

answer: fruitie will get it cause I don't own HLB wise tongue.gif

Didn't read up the term but looks like banks are very fond of such promo...maybank, public bank and now hlb
Wongchoy
post May 20 2015, 11:52 PM

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QUOTE(victorywp @ May 20 2015, 11:44 PM)
my question is whether the 3x weekdays transaction is priority or the weekend transaction is priority.

that mbb contest results belum lagi, another few more days. be patient a bit ma. lol...

as i said earlier...
*
My two cents about it, I'd say our Miss Fruitie gets it since the 3x weekday trnx are not rewarded after all, and the prize are first come first serve.
Tigerr
post May 20 2015, 11:58 PM

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QUOTE(Human Nature @ May 20 2015, 11:49 PM)
laugh.gif

answer: fruitie will get it cause I don't own HLB wise  tongue.gif

Didn't read up the term but looks like banks are very fond of such promo...maybank, public bank and now hlb
*
Ya....HLB cash back is awesome. I won their 30% cash back or rm480 before. Hope I ll be lucky again. Was tossed on spending more on UOB (30% cb) or MBB (rm8 n rm188) and now comes this HLB cb lagi.....
CP88
post May 21 2015, 12:08 AM

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QUOTE(Human Nature @ May 20 2015, 11:49 PM)
laugh.gif

answer: fruitie will get it cause I don't own HLB wise  tongue.gif

Didn't read up the term but looks like banks are very fond of such promo...maybank, public bank and now hlb
*
thumbup.gif
CP88
post May 21 2015, 12:23 AM

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QUOTE(Human Nature @ May 20 2015, 11:49 PM)
laugh.gif

answer: fruitie will get it cause I don't own HLB wise  tongue.gif

Didn't read up the term but looks like banks are very fond of such promo...maybank, public bank and now hlb
*
QUOTE(Tigerr @ May 20 2015, 11:58 PM)
Ya....HLB cash back is awesome. I won their 30% cash back or rm480 before. Hope I ll be lucky again. Was tossed on spending more on UOB (30% cb) or MBB (rm8 n rm188) and now comes this HLB cb lagi.....
*
Nowadays the bank encourages the consumer to spend more and get rewarded. tongue.gif
fruitie
post May 21 2015, 12:46 AM

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laugh.gif Neither I will get it too because I also don't have HLB Wise. laugh.gif
victorywp
post May 21 2015, 06:34 AM

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QUOTE(Wongchoy @ May 20 2015, 11:52 PM)
My two cents about it, I'd say our Miss Fruitie gets it since the 3x weekday trnx are not rewarded after all, and the prize are first come first serve.
*
if that's the case, weekdays 3x don't need to rush to swipe but weekend transaction go early to swipe can already. brows.gif

but not sure how hlb system works. maybe the 3x transaction will help to lock their position as priority to get the cb first. hmm.gif
victorywp
post May 21 2015, 06:36 AM

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QUOTE(Tigerr @ May 20 2015, 11:58 PM)
Ya....HLB cash back is awesome. I won their 30% cash back or rm480 before. Hope I ll be lucky again. Was tossed on spending more on UOB (30% cb) or MBB (rm8 n rm188) and now comes this HLB cb lagi.....
*
you may also join cimb on-going campaign to spend >rm50 x 5 times to get rm100 cb = 40% cb!!
victorywp
post May 21 2015, 06:40 AM

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QUOTE(Human Nature @ May 20 2015, 11:49 PM)
laugh.gif

answer: fruitie will get it cause I don't own HLB wise  tongue.gif

Didn't read up the term but looks like banks are very fond of such promo...maybank, public bank and now hlb
*
QUOTE(fruitie @ May 21 2015, 12:46 AM)
laugh.gif Neither I will get it too because I also don't have HLB Wise. laugh.gif
*
wah, virtual samples become reality already! laugh.gif

if that's the case lagi senang. whoever sign up for hlb wise first will win it! thumbup.gif
Tigerr
post May 21 2015, 08:28 AM

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QUOTE(victorywp @ May 21 2015, 06:36 AM)
you may also join cimb on-going campaign to spend >rm50 x 5 times to get rm100 cb = 40% cb!!
*
Oh.....my wife got cimb cards....so which cb to capture now? Headache......laugh.gif

Any link to show what to spend on for the 5 x 50 swipes?
victorywp
post May 21 2015, 08:38 AM

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QUOTE(Tigerr @ May 21 2015, 08:28 AM)
Oh.....my wife got cimb cards....so which cb to capture now? Headache......laugh.gif

Any link to show what to spend on for the 5 x 50 swipes?
*
the best thing is that you can spend on anything!

t&c: http://www.cimbbank.com.my/content/dam/cim...0Conditions.pdf

go to cimb thread for more info: https://forum.lowyat.net/topic/3165524
Tigerr
post May 21 2015, 08:44 AM

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QUOTE(victorywp @ May 21 2015, 08:38 AM)
the best thing is that you can spend on anything!

t&c: http://www.cimbbank.com.my/content/dam/cim...0Conditions.pdf

go to cimb thread for more info: https://forum.lowyat.net/topic/3165524
*
Ya. Just went to the cimb thread n next week is the last n only week to try my luck. Monday 25th ll swipe it....
cdspins
post May 21 2015, 08:57 AM

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QUOTE(ronnie @ May 20 2015, 02:45 PM)
You were mistaken all this while actually...
All transactions posted in the same CALENDAR month is captured for rebate calculation, which is credited on 28th of the next month.
*
Thanks victorywp and ronnie for the clarification... hmm.... the sales told me that to complete my 10x transaction before 28 last time, so I though the rebate capturing is the same...

Ok, anyway, will need to redo my tracking again.
Thanks y'all
cybpsych
post May 21 2015, 09:21 AM

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QUOTE(cdspins @ May 21 2015, 08:57 AM)
Thanks victorywp and ronnie for the clarification... hmm.... the sales told me that to complete my 10x transaction before 28 last time, so I though the rebate capturing is the same...

Ok, anyway, will need to redo my tracking again.
Thanks y'all
*
highlighted above is correct, in some sense.

reason is cashback is given based on POSTING DATE cuz some transactions will get posted few days later. so, to be safe, try to hit 10x by 26th (about 1 week earlier) before month end.

if you know a particular merchant/transaction always posted 1-2 days later, then you can swipe on 28th/29th/30th.

This post has been edited by cybpsych: May 21 2015, 09:22 AM
janson_kaniaz
post May 21 2015, 09:37 AM

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QUOTE(cybpsych @ May 21 2015, 09:21 AM)
highlighted above is correct, in some sense.

reason is cashback is given based on POSTING DATE cuz some transactions will get posted few days later. so, to be safe, try to hit 10x by 26th (about 1 week earlier) before month end.

if you know a particular merchant/transaction always posted 1-2 days later, then you can swipe on 28th/29th/30th.
*
cut off date is still month end right, ie 30th and 31st? i seldom get merchants reporting slower than 2 days for maybank, unless it's online shopping. to stop spending by 26th seems overkill to me sweat.gif
cybpsych
post May 21 2015, 09:54 AM

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QUOTE(janson_kaniaz @ May 21 2015, 09:37 AM)
cut off date is still month end right, ie 30th and 31st? i seldom get merchants reporting slower than 2 days for maybank, unless it's online shopping. to stop spending by 26th seems overkill to me  sweat.gif
*
yes, cut-off still month end smile.gif whole calendar month.
weejin2000
post May 21 2015, 09:58 AM

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I just received my HLB GSC card and Mastercard Platinum and Wise card. I called in to HLB CS to change statement date, my desired statement date is 1st of every month. But the CS told me I can only change the statement date after 1st due date (after 1st statement is generated), so I will need to call again. Anyone encounter this before?
cybpsych
post May 21 2015, 10:12 AM

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QUOTE(weejin2000 @ May 21 2015, 09:58 AM)
I just received my HLB GSC card and Mastercard Platinum and Wise card. I called in to HLB CS to change statement date, my desired statement date is 1st of every month. But the CS told me I can only change the statement date after 1st due date (after 1st statement is generated), so I will need to call again. Anyone encounter this before?
*
yes, same happened to me earlier.

this is because they (CS) do not know the bill date, yet, until system generate the 1st bill.

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