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Accident 101: i teach u claim loss of use
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constancethen
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Feb 3 2018, 04:28 PM
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New Member
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i'm glad that got this useful tread to enlighten me some good knowledge. but can i ask have somebody ever claim towing fee direct with TAKAFUL MALAYSIA? i got the reply from takaful malaysia that asking me to liaise directly with workshop on towing reimbursement . but the problem is i paid cash by myself. i dont trust with the workshop because they act slow and no fast respond taken even called has made/ text. any similiar case for my reference. if reimbursement thru the workshop is no hassle free . the money with go thru they account .....tq.
This post has been edited by constancethen: Feb 3 2018, 04:29 PM
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TSsaigetsu
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Feb 3 2018, 04:47 PM
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QUOTE(constancethen @ Feb 3 2018, 04:28 PM) i'm glad that got this useful tread to enlighten me some good knowledge. but can i ask have somebody ever claim towing fee direct with TAKAFUL MALAYSIA? i got the reply from takaful malaysia that asking me to liaise directly with workshop on towing reimbursement . but the problem is i paid cash by myself. i dont trust with the workshop because they act slow and no fast respond taken even called has made/ text. any similiar case for my reference. if reimbursement thru the workshop is no hassle free . the money with go thru they account .....tq. Ur mistake is to pay the tow truck. U shud contact ur insurance and they will tow ur car for free
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ultimate93
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Feb 3 2018, 06:42 PM
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Getting Started

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QUOTE(saigetsu @ Feb 3 2018, 01:22 PM) If u bought compensation against repair time coverage then yes. It is additional coverage. There is no such thing as premoum insurance. If u just simply buy, high likely u didnt buy CART cover Oh that's mean it not come by default.... Most likely i didnt add on
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buggie
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Feb 5 2018, 04:23 PM
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QUOTE(constancethen @ Feb 3 2018, 04:28 PM) i'm glad that got this useful tread to enlighten me some good knowledge. but can i ask have somebody ever claim towing fee direct with TAKAFUL MALAYSIA? i got the reply from takaful malaysia that asking me to liaise directly with workshop on towing reimbursement . but the problem is i paid cash by myself. i dont trust with the workshop because they act slow and no fast respond taken even called has made/ text. any similiar case for my reference. if reimbursement thru the workshop is no hassle free . the money with go thru they account .....tq. Your policy should allow a reimbursement of the towing fee up to RM 200.00 I think maybe the insurance is asking you to claim the 200 from workshop, pass them the bill and the workshop will built into the claim along with the repair cost. If you paid more than 200 then sorry. Max you get back is 200. If your policy comes with free towing, next time best to call your insurer call centre.
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MeToo
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Feb 5 2018, 04:32 PM
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QUOTE(buggie @ Feb 5 2018, 04:23 PM) Your policy should allow a reimbursement of the towing fee up to RM 200.00 I think maybe the insurance is asking you to claim the 200 from workshop, pass them the bill and the workshop will built into the claim along with the repair cost. If you paid more than 200 then sorry. Max you get back is 200. If your policy comes with free towing, next time best to call your insurer call centre. ALWAYS call your insurance. Allianz/AIG, very easy to deal... just call their tow truck come no questions asked.
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wongck
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Feb 6 2018, 10:26 AM
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I would like to know what you can do if you have accident inside parking mall? Not hit and run situation, is on the spot either you bang people or people bang you. Is it 100% unclaimable from insurance since is consider private compound?
This post has been edited by wongck: Feb 6 2018, 10:28 AM
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TSsaigetsu
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Feb 6 2018, 10:36 AM
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QUOTE(wongck @ Feb 6 2018, 10:26 AM) I would like to know what you can do if you have accident inside parking mall? Not hit and run situation, is on the spot either you bang people or people bang you. Is it 100% unclaimable from insurance since is consider private compound? can claim. as long as public car can access, it is consider as public. apartment parking pun boleh
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wongck
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Feb 6 2018, 10:47 AM
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QUOTE(saigetsu @ Feb 6 2018, 10:36 AM) can claim. as long as public car can access, it is consider as public. apartment parking pun boleh Noted thank you. But is it same procedure? make police report and claim the insurance? Or need extra steps, like get the building management letter or whatever is required? This post has been edited by wongck: Feb 6 2018, 10:49 AM
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MeToo
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Feb 6 2018, 10:54 AM
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QUOTE(wongck @ Feb 6 2018, 10:47 AM) Noted thank you. But is it same procedure? make police report and claim the insurance? Or need extra steps, like get the building management letter or whatever is required? Nope. The usual process.
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wongck
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Feb 6 2018, 11:12 AM
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QUOTE(MeToo @ Feb 6 2018, 10:54 AM) TQ
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TSsaigetsu
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Feb 6 2018, 01:15 PM
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QUOTE(wongck @ Feb 6 2018, 10:47 AM) Noted thank you. But is it same procedure? make police report and claim the insurance? Or need extra steps, like get the building management letter or whatever is required? Nonneed
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SUSAmeiN
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Feb 9 2018, 05:54 PM
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QUOTE(saigetsu @ Feb 6 2018, 01:15 PM) boss, want to ask.. stolen car claim, how long can get? ask etiqa, hesitate to give answer.
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TSsaigetsu
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Feb 9 2018, 11:03 PM
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QUOTE(AmeiN @ Feb 9 2018, 05:54 PM) boss, want to ask.. stolen car claim, how long can get? ask etiqa, hesitate to give answer. Atleast more than 6 months. Coz the rule set is that must give 6 months to police looking for ur car. Or rather, wait until so happen by luck found urcar
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SUSAmeiN
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Feb 9 2018, 11:21 PM
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QUOTE(saigetsu @ Feb 9 2018, 11:03 PM) Atleast more than 6 months. Coz the rule set is that must give 6 months to police looking for ur car. Or rather, wait until so happen by luck found urcar I see.. Thank you..
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MeToo
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Feb 10 2018, 11:32 AM
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QUOTE(saigetsu @ Feb 9 2018, 11:03 PM) Atleast more than 6 months. Coz the rule set is that must give 6 months to police looking for ur car. Or rather, wait until so happen by luck found urcar You better PRAY they don't find your car....
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RiriRuruRara
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Feb 11 2018, 08:54 PM
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QUOTE(saigetsu @ Feb 9 2018, 11:03 PM) Atleast more than 6 months. Coz the rule set is that must give 6 months to police looking for ur car. Or rather, wait until so happen by luck found urcar Hi boss, wta did I do any mistake. A car reverse into me just now causing damage to my car. There came these toll truck runner on the motorcycle. He say just let him do everything from police report right up to the repairs. It was my first time having accident, is it ok I trust this guy completely???
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TSsaigetsu
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Feb 11 2018, 10:24 PM
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QUOTE(RiriRuruRara @ Feb 11 2018, 08:54 PM) Hi boss, wta did I do any mistake. A car reverse into me just now causing damage to my car. There came these toll truck runner on the motorcycle. He say just let him do everything from police report right up to the repairs. It was my first time having accident, is it ok I trust this guy completely??? He will send tonhis workshop, and probably will charge u for tow truck fees. U cannot send ur car to ur preferred workshop or honda toyota etc . Thats all i guess.
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RiriRuruRara
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Feb 11 2018, 10:29 PM
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QUOTE(saigetsu @ Feb 11 2018, 10:24 PM) He will send tonhis workshop, and probably will charge u for tow truck fees. U cannot send ur car to ur preferred workshop or honda toyota etc . Thats all i guess. He told me I don't have to spend anything, everything will claim from the guy who bang me? My car is a perodua he said will replace everything with original parts? Should I trust him or go get back my car???
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TSsaigetsu
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Feb 11 2018, 10:45 PM
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QUOTE(RiriRuruRara @ Feb 11 2018, 10:29 PM) He told me I don't have to spend anything, everything will claim from the guy who bang me? My car is a perodua he said will replace everything with original parts? Should I trust him or go get back my car??? Trust him oso can. Just confirm with him that he wont charge u for the tow. Remember loss of use? Probably he gonna claim for u and songlap that too. Read loss of use on my first post.
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