also same case to me. had an accident wif a motorbike. he sent me lawyer letter asking if i mengaku bersalah or not and want to compensate or not.

we both reported to the police separately. he minor injury. i mean no broken born or blood loss. coz i immediately took him to a nearby clinic for checkup and even paid for the medical expense.

any advice?

Contact ur insurance and tell them th3 details. While what u did is good. U should just let ur insurance pay for him that is what insurance for after all.
Dont admit yet. Let the insurance tell u what to do.

Noted with many thanks.

by the way - would it be any concern if i'm the driver but the car is NOT mine. belongs to my wife. and so the insurance policy is also under my wife name.

not a concern. make sure that the other guy didnt make fraud claim ok. i hope u still keep the receipt of the medical expense of that guy.

it is a concerns if the other guy patah tangan or what not, sebab your wife and u might need to go to court.

fraud claim? meaning?

nope...didnt keep the receipt. dun recall they even produced a receipt for me.
just a medical sheet for the guy.

IF...need to go to court - what's the worse case scenario?

i dun think he patah tangan/kaki or what not - cause during the examination he can still bend his injured arm/leg...albeit slightly and painfully.

Overclaim or exaggerating the injury.
Keep whatever doc u have.
Go to court waste time only. U need to testify and alll. Fees all semua insurance pay.

saigetsu i asked my insurance company and they said because no report nor claim received yet at their end - they're also not sure what to do now.

so i guess i'll just email back the lawyer and ask them to refer to my insurance company.

Yes. Dont admit liability pls.

thanks saigetsu. u've been real helpful.

hope you dun mind explaning what you meant by "liability"?

Liability mean u r responsible for his injury. If they ask keep saying refer to my insurance company. They will appoint a lawyer for me. Then give the name of ur insurance company

just out of curiousity - what's gonna happen if i'm responsible for the injury???

and if i dun admit - can they still drag me to the court instead of referring to the insurance company???

oredi sent email to the lawyer...
hope all goes well...

many thanks again

adjuster and his lawyer will come and ask u questions (recorded or jotted down punya interview)

u will need to go to court to testify
the process is that if let say his lawyer contact your lawyer and wish to bring this matter to court, your insurance company will send a letter to you say u must not admit liability.. if u have already, then you tanggung sendiri, insurance wont cover coz u might say something that will against you (aka insurance company).

so to save you the trouble - i advice you not to admit liability. let insurance company handle.

fuhhh...thank god.

and many, many thanks to your explanation and guidance

edit:
sorry sorry...got one more question.

if go to court - and i lost. insurance company will still cover?

Hi, I keep hearing people said if accident with bus, lorry or taxi aka public transport... police patrol car, army lorry... If we are in the right and unable to claim 3rd party from them... Is it true?

Ayam abit confiused...

This is my case.

Met accident and reported police 1 hour after that on the same day.
Bring car to shop and claim OD-KFK, fixed and out shop after 1 week.
Waited 2 weeks for keputusan but police say not yet out due to 3rd party no report.
The sergeant doesnt seems to be helpful...keputusan still pending until now due to im at KL, reported at BTW.

My NCD still not affected although i have not submitted keputusan (special case)

So will i am to claim LOU?
If yes, will my insurance company kao tim for me or i ownself have to do it?
If ownself, how?

Eyh now got option if renew insurance pay a little bit more can protect ncd no matter what happened. Dunno is it true or not.