Yes.

Yes. 14 working days

14 working days from they day u make polis report.

U decide.


Dont forget to call YOUR insurance company notify them.

If the market value is about 20k only? How much can get?

Expect 20k

Does ur policy has number 87 anywhere?

If yes then u will get 26k

Alright thanks.

Will call the insurance company tomorrow.

will check about it... tqvm boss....

can i claim “loss of use” compensation if it is my fault and my car needs repair.

scenario: I hit a car, the party claims from my insurance, for which I’ll lose the NCD, and I want to claim for my car repairs as well with the car needing to be at their workshop for about a month.

No. Cannot.

I was told by Berjaya Sompo, if motorcycle hit my car and police result concluded it was motorcyclist fault but motorcyclist stated got minor injuries after he hit me then whoever I claim insurance, my NCD gone.

This is so unfair right? not my fault but my NCD gone?!

yes correct. unfair but, think about this, that motorcyclist suffer some serious injury. and nobody gonna pay his medical.

but this will change soon. new product from insurance companoes will protect your ncd from this kind of case

well, if motorcyclist is injured and is his own fault that caused himself injured, he has to bear himself, right? is his own carelessness that cause the bill. I am also a motorcyclist and I know I have to be careful while riding motorcycle, and I involve in few accident before and I have to pay my own medical bill.

now I am victim of somebody else's carelessness and I have to bear the consequences?

Thats how it works.

Dear all,

I want to ask about LOU, my car took 43 days from accident, repair and collection of the car. The car company said the repair work will take about 2-3 weeks. So i am very concerned about the LOU, since i live far away from my work place.

Lets make it short, if the work takes longer than adjuster recommended, who is responsible to pay for the remaining days ? And why would the adjuster recommend a days that is incompatible with the workshop?

The insurance only paid 14 days, it seems many people face the same issue that workshop taking longer time than expected. What is the solution ? What if the appointed car workshop is a proper dealer ?

Hi All, would like to ask for advise. I'm having car accident at PLUS highway which i was hit the lorry tyre in the middle of the road during night time and causes the serious damage on my condenser compressor, radiator and etc.

27/10: I submitted all the necessary documents to PLUS for the insurance claim. However, I has been told by PLUS insurance dept that the processing time might take minimum 30days or more.

Therefore, is it i'm able to claim the "loss of use" from PLUS? Because they told me that i only able to claim for the repairing cost and normally they will pay us half of the total cost only!!!

7/11: I decided to claim from my insurance first while waiting for PLUS. Because, was told by PLUS that i can go ahead to claim for my insurance first while waiting for their investigation.

Please advise for the case above. Anything wrong and is it I really not entitle to claim for loss of use?

U can argue back with company thats all. Try nego.

U need to hire lawyer to claim this case mang.

And y do u want ro claim from ur insurance? Ull lose ur ncd.u ll have bad record

Anyone can share what's the main differences between CART and LOU? Is it worth to add on to etiqa standard policy?

Cart when u salah. U can claim like loss of use of car. Like u bang other car. U claim own damage to repair car. So the period u unavle to use car u can claim. Or u hit tree. Ur own fault.

Lou is when somebody hit u. He salah. So u claim loss of use of car against his insurance. Not yours.

Worth? It is worth when u accident and its your own fault.

hello guys..want to share my story and maybe can get some help/opinion from all the taiko in here here goes..

was on my way to work (construction site)..past the security guard and went straight to site office..almost 100m to car park, a crawler crane in the the middle of the road..so i follow patiently..soon the signal man wave green flag to overtake from the side of the road..to maintain a safe distance from the crane, i decide to pass over a bunch of grass..suddenly heard a loud bang from under the car..manage to stop, look under car & saw fluid pouring out...gear box busted went to investigate...i hit a lamp post footing covered with grass ...immediately call car manufacturer emergency assist..give me option to pay the repair myself or claim insurance..i choose claim insurance..tow truck came and i quickly make police report..after finish with report time to talk to investigating officer..a sergeant i guess..he didn't say anything much..just listen to my story.. ..then went to service center and gave all the papers the same day..

will i loose my NCD? some of my friends says no some say yes..i'm a little bit confused..

Yes.