QUOTE(jin^manusia @ Oct 7 2017, 06:28 PM)
Can anyone know about total lost claim? How much they pay.. cos accident involving the enginee.the car is honda city.. year 2006
How much is your sum insured?Accident 101: i teach u claim loss of use
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Oct 7 2017, 09:37 PM
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#261
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Oct 8 2017, 09:17 AM
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#262
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Oct 8 2017, 09:19 AM
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#263
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QUOTE(lcs87 @ Oct 7 2017, 10:47 PM) Hi, Yes.Last friday my car was hit by a reversing car who did not put back to D after using reverse gear. I am kinda confused with the police keputusan report retrieval. Is it true that: 1. I need to go apply for keputusan at the balai polis trafik at Jalan Tun HS Lee. 2. Then they will give a tentative date of the day where the keputusan is ready. For my case, both of us made report together after the incident. Will it take long time? Yes. 14 working days 14 working days from they day u make polis report. U decide. Dont forget to call YOUR insurance company notify them. |
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Oct 8 2017, 08:48 PM
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#264
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Oct 8 2017, 08:49 PM
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#265
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Oct 29 2017, 02:56 AM
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#266
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QUOTE(burn1892 @ Oct 28 2017, 10:55 AM) can i claim “loss of use” compensation if it is my fault and my car needs repair. No. Cannot.scenario: I hit a car, the party claims from my insurance, for which I’ll lose the NCD, and I want to claim for my car repairs as well with the car needing to be at their workshop for about a month. |
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Oct 30 2017, 01:50 PM
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#267
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QUOTE(peace_lover @ Oct 30 2017, 01:07 PM) I was told by Berjaya Sompo, if motorcycle hit my car and police result concluded it was motorcyclist fault but motorcyclist stated got minor injuries after he hit me then whoever I claim insurance, my NCD gone. yes correct. unfair but, think about this, that motorcyclist suffer some serious injury. and nobody gonna pay his medical. This is so unfair right? not my fault but my NCD gone?! but this will change soon. new product from insurance companoes will protect your ncd from this kind of case |
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Oct 30 2017, 09:11 PM
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#268
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QUOTE(peace_lover @ Oct 30 2017, 02:10 PM) well, if motorcyclist is injured and is his own fault that caused himself injured, he has to bear himself, right? is his own carelessness that cause the bill. I am also a motorcyclist and I know I have to be careful while riding motorcycle, and I involve in few accident before and I have to pay my own medical bill. Thats how it works.now I am victim of somebody else's carelessness and I have to bear the consequences? |
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Nov 8 2017, 01:06 AM
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#269
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QUOTE(johnson1992 @ Nov 7 2017, 11:32 PM) Dear all, U can argue back with company thats all. Try nego.I want to ask about LOU, my car took 43 days from accident, repair and collection of the car. The car company said the repair work will take about 2-3 weeks. So i am very concerned about the LOU, since i live far away from my work place. Lets make it short, if the work takes longer than adjuster recommended, who is responsible to pay for the remaining days ? And why would the adjuster recommend a days that is incompatible with the workshop? The insurance only paid 14 days, it seems many people face the same issue that workshop taking longer time than expected. What is the solution ? What if the appointed car workshop is a proper dealer ? |
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Nov 8 2017, 01:08 AM
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#270
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QUOTE(anson18 @ Nov 8 2017, 12:33 AM) Hi All, would like to ask for advise. I'm having car accident at PLUS highway which i was hit the lorry tyre in the middle of the road during night time and causes the serious damage on my condenser compressor, radiator and etc. U need to hire lawyer to claim this case mang. 27/10: I submitted all the necessary documents to PLUS for the insurance claim. However, I has been told by PLUS insurance dept that the processing time might take minimum 30days or more. Therefore, is it i'm able to claim the "loss of use" from PLUS? Because they told me that i only able to claim for the repairing cost and normally they will pay us half of the total cost only!!! 7/11: I decided to claim from my insurance first while waiting for PLUS. Because, was told by PLUS that i can go ahead to claim for my insurance first while waiting for their investigation. Please advise for the case above. Anything wrong and is it I really not entitle to claim for loss of use? And y do u want ro claim from ur insurance? Ull lose ur ncd.u ll have bad record |
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Nov 15 2017, 10:05 PM
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#271
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QUOTE(Andy0625 @ Nov 9 2017, 05:44 PM) Anyone can share what's the main differences between CART and LOU? Is it worth to add on to etiqa standard policy? Cart when u salah. U can claim like loss of use of car. Like u bang other car. U claim own damage to repair car. So the period u unavle to use car u can claim. Or u hit tree. Ur own fault.Lou is when somebody hit u. He salah. So u claim loss of use of car against his insurance. Not yours. Worth? It is worth when u accident and its your own fault. |
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Nov 30 2017, 07:04 AM
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#272
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QUOTE(adlizinc @ Nov 29 2017, 11:55 PM) hello guys..want to share my story and maybe can get some help/opinion from all the taiko in here Yes. was on my way to work (construction site)..past the security guard and went straight to site office..almost 100m to car park, a crawler crane in the the middle of the road..so i follow patiently..soon the signal man wave green flag to overtake from the side of the road..to maintain a safe distance from the crane, i decide to pass over a bunch of grass..suddenly heard a loud bang from under the car..manage to stop, look under car & saw fluid pouring out...gear box busted will i loose my NCD? some of my friends says no some say yes..i'm a little bit confused.. |
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Nov 30 2017, 12:54 PM
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#273
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QUOTE(koinibler @ Nov 30 2017, 10:12 AM) Anyone experience with LOU claim. I wonder how long does the insurance company need time to deposit the money? Follow up bro. Must follow upI make claim of LOU from etiqa since end of September 2017 and no news till now. Roughly 2 month now. Consider normal or too late? |
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Jan 4 2018, 11:43 AM
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#274
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QUOTE(prof.layton @ Jan 4 2018, 10:33 AM) Hi can anyone help me clarify this. the u should claim from that guy. not ur insurance.my car got rammed from the back by another car. it seems that the car that rammed into me has an expired insurance. so the workshop said i have to claim from my insurance which will affect my NCD. any other option? QUOTE(leongcp @ Jan 4 2018, 11:04 AM) Hi, very good info. If a tree branch, roadside, on a private residential taman fell on my car, am I entitled to claim OD KFK? Will this void my NCB? It is a company car tree branch kenot. must vehicle with vehicle. ncb will be zerorised. doesnt matter company or personal carThis post has been edited by saigetsu: Jan 4 2018, 11:44 AM |
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Jan 5 2018, 09:08 AM
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#275
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QUOTE(JadenFongV @ Jan 4 2018, 07:47 PM) Been involved in an accident in August, my car hit a motor and the motor driver injured, as usual the injurer claim insurance..my insurance company lawyer said will need to attend a court later on..what would be the next procedure? Do i need to pay anything like court fee, lawyer fee, etc.. I'm worrying like hell everyday yes u need to attend the court to testify your self. just follow what your lawyer (insruance yang appoint) said.you dont need to pay a dime. but you have to go through the hassle of court procedure. and time of course. did he injured badly if yes - its gonna drag 2-3 years. |
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Jan 5 2018, 02:23 PM
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#276
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Jan 6 2018, 05:24 AM
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#277
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QUOTE(JadenFongV @ Jan 5 2018, 07:34 PM) During the claiming procedure, my car is it still under covered by insurance? What if my car involved in another accident again? *touch wood Yup. But u dont lie to insurance la if the period between tree branch fell vs another accident too far apartAdjuster can tell unlie one |
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Jan 6 2018, 11:02 AM
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#278
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Jan 6 2018, 03:07 PM
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#279
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QUOTE(AmeiN @ Jan 6 2018, 11:45 AM) Depends.U can get 100% from the sum insured if ur policy has endorsement 87 aka agreed value. U can find 87 number at the bottom left side. If u dont hae, just refer to mudaah ur model, should be around that figure. |
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Jan 9 2018, 09:37 PM
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#280
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