KFK Claim process mostly would took 9 months or more time longer to process some took more than a years to settle the claim.. Process in General :
1) Workshop repair & claimant settle the bill
2) Bill + others doc send to Insce A
3) Insce A send back all doc to Claimant Insce Co for process
4) Insce A will wait till Claimant Insce Co give approval & amount to be paid.
5) After received approval, Insce A will paid upfront claimant
6) Insce A then recover back from Claimant Insce Co.. (Insce Co call it as KFK Claim Recovery)

So at the end claimant Insce Co itself paid the claim.. To short the claim process than BNM/PIAM intro OD-KFK in early 2000 & order Insce Co not to accept or process KFK anymore but due to consumer limited knowledge & so call "Longkai" keep confusing people out there, Insce Co still process the claim till today but volume not much as 2000 coz Insce co will encourage claimant to go ODKFK method rather than KFK..

OD-KFK process same as OD claim just need extra document either one as below:

1) Keputusan report show you are not fault or getting summons or
2) Prepared SD, if car hit you didn't make police report..

Is not your duty to get the info/others party insurance cause of Financial Services Act, financial Institution can't disclosed any data to 3rd party. Etiqa Claim officer should get the doc from 3rd party Insce Co. through merimen or others e-claim management system.. As long you have both party police report + police investigation result report.. Etiqa have no excuse to delay or ding dong the claim process. You can wrote complain letter to BNM if they still chasing 3rd party doc from you.

my car bumper get scratched by someone who force his car to enter my lane... he dont want to stop the car so i chase him, until 1 point where i really give up on chasing him, so i went to make police report...

from what i heard from the police sergeant told me, if small accident where the repair cost is small one, its better to settle outside...even tho i make a police report, i cannot claim from the guy's insurance (as 3rd party claim insurance) cause the damage done to my car is around RM200-400 only, and insurance company wont entertain this small matters...so is it true i cannot claim the guy insurance?

i just make the report that day morning, and the guy make report in the afternoon, and sergeant told me the guy dont want to admit its his fault... what else i can do? first, i cannot claim his insurance... second, he certainly dont want to pay me since he dont want to admit it... third, if he was found guilty, he can just pay the summon (RM300) and walk away like that without my bumper fixed... i'm the victim but i'm at loss, and the police get the money (from summon RM300)...

the police has yet to issue saman to him, but from what i heard the way the police talk, its the guy fault cause the guy didnt make sure the lane is clear to enter...

and yea, the police got take pic of my car damage...

the car accident happen last thursday and today is the 7th day since the accident... just now afternoon, i call the police to confirm how is it and the saman has yet been issue to the guy... he said will try help me ask the guy to pay for my bumper cost...

btw, can you teach me how to claim against him... this is my first time

so it is confirm that we can claim from his insurance ka? even tho only few hundred ringgit? (my case, bumper scratch and loose - RM200-400)

owh okie...sorry for asking these questions... just to make sure first before i direct call to my insurance company coz the story i heard from police and workshop that insurance company wont entertain such small accident claim... thanks you so much

Allianz Insurance

Hi

My friend just kena langgar depan university dengan kereta while riding my motorcycle. The car make illegal u-turn then bang my friend. Both student.

I already take the student driver detail from security office.

My motorcycle damage coverset and gear box. Still have roadtax.

Now I at hospital waiting my friend.

What should I do next ?

Police report ?

Thanks.

hi

i get hit by motorcycle.. and we already went to police station
the problem is, car cannot claim insurance on motorcycle even the motorcycle is wrong...
so if i claim my insurance, i will lost NCD right...
that's bad

Hi, my friend got an accident while trying to U-turn and a motorcyclist bang on her car wheel and fell. They agreed not to make police report and to settle outside. She had pay for the motor damaged while a terrible momentum fall on the ground that dented the gear crush. She pay for the repair in a nearby motorcycle shop while she kept the receipt as evidence of payment.

The problem is the motorcyclist wants to receipt and not sure what is his intention of, he try to ask more claim for her the next day.

It is necessary for her to give the receipt (snap a photo of it) to the motorcyclist?
In our mind we scare they the motorcyclist will use it to claim insurance. 

Hi,

I claim the loss of used for rm300 (6 days)for repair. But that insurance company decided to pay me only rm60, rm30 per day. How to appeal? From my house take uber to work also need rm80 round trip.

No receipt, still can appeal? Chances high? Rm 18 police report also don't want to pay me back

Honda city, they stated there no of days required for repair of the damaged vehicles as assessed and recommended by the independent loss adjuster and shall exclude any delays howsoever and / or whoever caused, means they think only need 2 days....all also they said one, I really left my cars there for 6 days

when claiming for odkfk, why we as victim need to pay the betterment ourselves?

this is not fair for the victim.

Hi all sifu here, yesterday i am involved in an accident where another party rear ended me. i am planning to rent a car today/tomorrow and use the receipt to claim it under LOU from the another party insurance.

is this doable and anyone have any success story? normally will they cover fully if we submit receipt?

because i saw there's an offer for almera at mayflower car rental. 1 month around RM 2330. i scare later i take liao then they dont want to reimburse LOU then GG.

what's your advice on this matter?

anyway, the other party insurance is liberty insurance berhad.

Total Loss of Use should be >20 days but they just put 5 days.

The vehicle has been in car workshop for >20 days. Reason stated by car workshop was the representative of insurance company they took almost >2 weeks to come and inspect the vehicle. can we claim for full?

Hi,

A car just knock me from behind. My car behind damage and dented.

So now,how do i claim from his insurance?
And what documents do i have to bring to police to make report and what other documents to bring for claiming from his insurance?

Ok, why wud my ncb be safe? please explain

Just had an accident last Saturday. Admitted to hospital till Monday. But till today havent report to police/insurance party as very pain on my head even to stand up. Is there any problem later?

If possible i want claim total lost for my bike...