Yes. Dont forget to bring ur keputusan. Coz they need ref id.

Actually y not u story sikit wat happened

how minor?
have you claim OD kfk?

Laa.. i think what u gest is just police report. Keputusan should include picture, sketch and the other party police report.

Have u buy the keputusan

if he report, he will get saman rm300

i say senyap je la

he should take some photo la to protect him self.

how many days have passed? coz if more than a week, insurance pun dont want to pay coz you may have other accident and tumpang claim insurance.

maybe make police report and mention there that he agreed to settle outside. btw u can ask police fren here in k if still kena or not.

actually it depends on your adjuster. if your adjuster said 12 days 12 days lorh. its your workshop not efficient.

but try to appeal say your workshop took 23 days to repair.

Actually I was given an explanation just now. The reply is given below:
Thank you for your e mail and below is our explanation on your enquiry.

Claim submitted

CART – RM40.00 x 23 days = RM920.00

Receipt – RM24.00

TOTAL - RM944.00

Our offer

CART - RM40.00 x 10 days = RM400.00

Receipt - RM24.00

TOTAL - RM424.00

Kindly be informed all the estimated repair period is advise by claimants insurer as such Tokio Insurance as given 4 days for your claim estimated days.

However I have considered your good self and revise the extra 6 days.

Take notice by virtue of Claim Settlement Practices issued by PIAM it is provided that “Compensation for Assessed Repair Time (CART) shall be construed as number of days required for the repair of the damaged vehicle as assessed and recommended by the independent loss adjuster and shall exclude any delays, howsoever and/or by whomsoever caused, which may occur before and/or after the actual repair”.

Further is emphasized that the compensation for “loss of use” is based on the number of days required to repair the damage vehicle and not the entire period one does not have use of the vehicle.I dun think u can appeal with the adjuster xoz they are independent .. gud luck anyway

Contact ur insurance and tell them th3 details. While what u did is good. U should just let ur insurance pay for him that is what insurance for after all.
Dont admit yet. Let the insurance tell u what to do.

not a concern. make sure that the other guy didnt make fraud claim ok. i hope u still keep the receipt of the medical expense of that guy.

it is a concerns if the other guy patah tangan or what not, sebab your wife and u might need to go to court.

Overclaim or exaggerating the injury.
Keep whatever doc u have.


Go to court waste time only. U need to testify and alll. Fees all semua insurance pay.

Yes. Dont admit liability pls.

Liability mean u r responsible for his injury. If they ask keep saying refer to my insurance company. They will appoint a lawyer for me. Then give the name of ur insurance company

adjuster and his lawyer will come and ask u questions (recorded or jotted down punya interview)

u will need to go to court to testify


the process is that if let say his lawyer contact your lawyer and wish to bring this matter to court, your insurance company will send a letter to you say u must not admit liability.. if u have already, then you tanggung sendiri, insurance wont cover coz u might say something that will against you (aka insurance company).

so to save you the trouble - i advice you not to admit liability. let insurance company handle.

Yes.

Not true

Yes. A lot of companies now offering this

in any accident, whether u are at fault or not, u need to make police report within 24 hours and notify your insurance company within 7 days

now gone case d.

not only u did not make police report within 24 hrs and notify insurance, u hit a motorcycle. if the motorcyclist got injury, whether or not u are at fault, your ncd is gone. because pls read the thread.

sorry then what is your issue>? x faham

because if car hit motorcycle, cyclist, pedastrian, conlanfirm jatuh and got injury.

whos gonna pay the medical bills for the injury? your insurance.