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 Accident 101: i teach u claim loss of use

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TSsaigetsu
post Jan 23 2018, 03:37 PM

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QUOTE(karwaidotnet @ Jan 23 2018, 03:03 PM)
sorry.

i have explained to you before this  sweat.gif
but let me explain again.

a motorcyclist hit my car. probably due to my fault. i'm not sure but he's now claiming at my insurance.
as a result i lose my ncd
since i'm losing my ncd anyway, i might as well claim too for my car dmg.
i didnt claim/notify the insurance company earlier cause was waiting for the motorcyclist to claim first
or the police "keputusan" on whether i'm at fault...

till now i still dun have the "keputusan" from the police and the motorcyclist oredi claim

can i still claim for my car dmg part?
cause the insurance company asked me why i didnt notify them within that 7days period...

hmm...it's not fair that the motorcyclist can claim after a month....but i must claim within the 7days?
i heard from my fren, they can even claim within 6years?!
*
sorry my bad then

till now i still dun have the "keputusan" from the police and the motorcyclist oredi claim - do you still have the case number ref. make a call and ask the status.

cause the insurance company asked me why i didnt notify them within that 7days period... because when you buy your insurance, you are sort of agree to the term and condition. need to report for 7 days period. because after 7 days, you might rosak kan you car more than it already is, and claim against your insurance.

how many days have passed. you might still have time if its within 14 days.
TSsaigetsu
post Jan 23 2018, 03:37 PM

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QUOTE(karwaidotnet @ Jan 23 2018, 03:03 PM)
sorry.

i have explained to you before this  sweat.gif
but let me explain again.

a motorcyclist hit my car. probably due to my fault. i'm not sure but he's now claiming at my insurance.
as a result i lose my ncd
since i'm losing my ncd anyway, i might as well claim too for my car dmg.
i didnt claim/notify the insurance company earlier cause was waiting for the motorcyclist to claim first
or the police "keputusan" on whether i'm at fault...

till now i still dun have the "keputusan" from the police and the motorcyclist oredi claim

can i still claim for my car dmg part?
cause the insurance company asked me why i didnt notify them within that 7days period...

hmm...it's not fair that the motorcyclist can claim after a month....but i must claim within the 7days?
i heard from my fren, they can even claim within 6years?!
*
third party has 6 years to report, coz some of them badly injured and in long comma.
TSsaigetsu
post Jan 30 2018, 08:32 PM

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QUOTE(flintbatu @ Jan 30 2018, 12:06 PM)
Hi saigetsu,

I’ve PM you yesterday on my Mazda CX-5 which was involved in a minor accident. A car bang me from the rear when My car was stationery at a traffic light.

I went to the Mazda Service Centre for the OD-KFK claim. I was told by Mazda even though I wanted to claim on my insurance first, I still have to provide the “keputusan” and etc from the police b4 they can proceed with the claim. Is that correct? Then, there’s no point doing the claim since I still have to wait a few weeks for the report? From my reading of your post, ODKFK is supposed to be less hassle.

Any advise would be appreciated.

Thank you in advance
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Mazda sucks. I send to perodua ok je.

TSsaigetsu
post Feb 1 2018, 02:40 PM

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QUOTE(amar_arifin @ Feb 1 2018, 11:28 AM)
how bout i did a all procedure of accdent case but ehe car / SUV alrdy langgar lari and i didnt know his vehicle plate no.

can possible do anything? claim insrance? summon?
*
Nothing can u do.
TSsaigetsu
post Feb 1 2018, 11:48 PM

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QUOTE(leongcp @ Feb 1 2018, 11:35 PM)
TQ for the wonderful post. OD-KFK. If my car is parked at a legal parking box and another car knocks it, then runs away. Unknown offender plate number. I report to Police. Any way to claim OD-KFK since faulting party cannot be traced? TQ.
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Sadly cannot. Unneed to calim ur own insurance
TSsaigetsu
post Feb 3 2018, 01:22 PM

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QUOTE(ultimate93 @ Feb 3 2018, 01:13 PM)
Hello guys,
Want to ask

I bang people car last month and that car who kena bang doesnt stop and run away.... (dont ask me why... i also dont knw)

So i claimed my own insurance and the car still in repairing now....

Hence, am I able to claim the loss of use from my own insurance? (Premium insurance)
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If u bought compensation against repair time coverage then yes. It is additional coverage. There is no such thing as premoum insurance. If u just simply buy, high likely u didnt buy CART cover
TSsaigetsu
post Feb 3 2018, 04:47 PM

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QUOTE(constancethen @ Feb 3 2018, 04:28 PM)
i'm glad that got this useful tread to enlighten me some good knowledge.
but  can i ask have somebody ever claim towing fee direct with TAKAFUL MALAYSIA? i got the reply from takaful malaysia that asking me to liaise directly with workshop on towing reimbursement . but the problem is i paid cash by myself. i dont trust with the workshop because they act  slow and no fast respond taken even called has made/ text. any similiar case for my reference. if reimbursement thru the workshop is no hassle free . the money with go thru they account .....tq.
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Ur mistake is to pay the tow truck. U shud contact ur insurance and they will tow ur car for free
TSsaigetsu
post Feb 6 2018, 10:36 AM

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QUOTE(wongck @ Feb 6 2018, 10:26 AM)
I would like to know what you can do if you have accident inside parking mall?
Not hit and run situation, is on the spot either you bang people or people bang you.
Is it 100% unclaimable from insurance since is consider private compound?
*
can claim.

as long as public car can access, it is consider as public.

apartment parking pun boleh
TSsaigetsu
post Feb 6 2018, 01:15 PM

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QUOTE(wongck @ Feb 6 2018, 10:47 AM)
Noted thank you.
But is it same procedure? make police report and claim the insurance?
Or need extra steps, like get the building management letter or whatever is required?
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Nonneed
TSsaigetsu
post Feb 9 2018, 11:03 PM

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QUOTE(AmeiN @ Feb 9 2018, 05:54 PM)
boss, want to ask.. stolen car claim, how long can get? ask etiqa, hesitate to give answer.
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Atleast more than 6 months. Coz the rule set is that must give 6 months to police looking for ur car. Or rather, wait until so happen by luck found urcar
TSsaigetsu
post Feb 11 2018, 10:24 PM

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QUOTE(RiriRuruRara @ Feb 11 2018, 08:54 PM)
Hi boss, wta did I do any mistake. A car reverse into me just now causing damage to my car. There came these toll truck runner on the motorcycle. He say just let him do everything from police report right up to the repairs. It was my first time having accident, is it ok I trust this guy completely???
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He will send tonhis workshop, and probably will charge u for tow truck fees.

U cannot send ur car to ur preferred workshop or honda toyota etc .

Thats all i guess.
TSsaigetsu
post Feb 11 2018, 10:45 PM

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QUOTE(RiriRuruRara @ Feb 11 2018, 10:29 PM)
He told me I don't have to spend anything, everything will claim from the guy who bang me? My car is a perodua he said will replace everything with original parts?

Should I trust him or go get back my car???
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Trust him oso can. Just confirm with him that he wont charge u for the tow.

Remember loss of use? Probably he gonna claim for u and songlap that too.

Read loss of use on my first post.
TSsaigetsu
post Feb 12 2018, 01:45 AM

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QUOTE(RiriRuruRara @ Feb 11 2018, 11:17 PM)
Ya he said confirm no charges. But the police report part is that true he can make a police report for me??? My friend said that is not possible?
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Need ur ic. So yeap. Ur fren is right
TSsaigetsu
post Feb 12 2018, 11:25 AM

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QUOTE(MeToo @ Feb 12 2018, 10:54 AM)
Haiz my wife kena read ended this morning...

Looks like bumper koyak, reverse camera also gone.. shit this is the 3rd time i'm replacing the camera (after market cannot claim shit)...

Replace/Repaint the bumper I'm gonna try claim loss of use...

So likely i have to wait keputusan before sending car to workshop?
*
u can send the car now. but depends if your workshop will only repair after received the keputusan, baik guna je your car dulu.
TSsaigetsu
post Feb 12 2018, 11:32 AM

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QUOTE(MeToo @ Feb 12 2018, 11:28 AM)
ya i think guna dulu... CNY holidays coming up workshop tak kerja jugak.... timing teruk...

Thinking to directly send masuk proton hicom sana... tak tahu boleh ke tidak dia orang claim the other side insurance...
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call your insurance first to confirm. ya cny memang cuti la.. summore under gely
TSsaigetsu
post Feb 12 2018, 11:45 AM

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QUOTE(MeToo @ Feb 12 2018, 11:43 AM)
Hahhaah Tong Shan mari?

Eh how come call my insurance? We claiming the other guy's insurance kan?
*
claim from your own insurance faster. your ncd wont afftected.

it will zerorised first, after keputusan given, they will reinstate to your original ncd. so call your insurance
TSsaigetsu
post Feb 13 2018, 08:38 AM

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QUOTE(ramli sarip @ Feb 13 2018, 12:39 AM)
Hi want to ask about this case.

1. Car make u turn on green light.
2. Got bang at the passengger side by a motorcycle that run a red light.
3. Motorcyclist didnt drop single blood but we insisted to the ambulance to take him to hospital for further check up.. later that day found that the motorcyclist never went to the hospital.
4. Motorcyclist doesnt have license. Motorcycle got roadtax.
5. Car make police report. Motorcyclist didnt make police report.

Question.

1. Can car claim from motorcycle insurance?
2. How long aio will wait for the other part to make report?
3. If car claim own damage ncd will be burn?
4. Can motorcylist claim medicall bill if he didnt make police report.

Tqvm.
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Can try luck. Ive seen a case where a guy with nobvalid licensed due to expired. Still can claim

Since he didnt make police report, a bit pain in the ass. Hope u have his plate number or ic or something.

Call ur insurance first notify them only. And then go to any workshop ask them if they can help claim for thid party. Not ur insurance. Coz this involved appointing a third party lawyer, third party adjuster, pesuruh jaya sumpah, jpj to know the motorcycle insurance company to make a claim.

Can claim from ur insurance tapi hilang la ncd.

Motorcycllist cannot make claim it he didnt make police report.
TSsaigetsu
post Feb 14 2018, 06:40 AM

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QUOTE(e-fatty @ Feb 13 2018, 02:39 PM)
Dear Sifus,

My bro's car kena bang by an old car. the car hit and run, luckily he managed to get the plate number. Upon checking, no roadtax no insurance... Police told him they cannot do anything until the guy come report police.

Question, can we do anything? Will reporting to JPJ make any difference?
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QUOTE(teikboon @ Feb 13 2018, 05:25 PM)
Years ago Hit by a lorry and the driver dunwan go police station with me and run away... In the end i pulak kena fork out own money fix my car...
Till now no update at all
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Can. But i dont really know the procedure. U can contact malaysian insurmace bearau whatever biro punya spellong in english.

They can help u if the other party xde insurnance.



But what happens if that motor vehicle has no insurance coverage? Who do you claim from? This is where Motor Insurers' Bureau of West Malaysia or MIB for shor
TSsaigetsu
post Feb 14 2018, 06:41 AM

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QUOTE(MeToo @ Feb 13 2018, 02:47 PM)
If you follow another thread a lot of poster will "claim" the police  will "hunt down" the culprit... but ofcourse reality is you are out of luck. If you are really pissed off, you can always initiate a civil suit...
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Got mib. They can cover.
TSsaigetsu
post Feb 14 2018, 10:58 AM

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QUOTE(ramli sarip @ Feb 14 2018, 09:38 AM)
I read somewhere they just cover the medical bill. Not the cost for car repair.
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Eh yalorr only injury

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