Terima kasih kepada semua yang berkongsi ilmu. Mudah mudahan dikurniakan pahala berterusan

if i use a cashless means of payment (not pre-paid) and i get perks like rebate, discounts etc... that's allowed?

what if we use a credit card just like a debit card? use this much, when payment is due, we pay 100% of the amount. every time, never hutang.

Sorry, friend. I don't really understand the system of cashless payment that you mentioned.

1) If it is using debit cards that is linked to your saving/current account, then the perks are counted as Riba. Because in this case, you are the lender (the one who lends the money, i.e. deposits money to the bank and the bank arranges for these perks due to that deposit)

2) If it is using credit card, you are in the position of the borrower. In this case, I don't know what is the ruling of those perks for you. However, scholars have agreed that opening a credit card account (applying for credit cards) in itself implicates that you agree to be charged the Riba of interest. This "aqad" itself is already haram. [I guess this answers the second question, too]. Similarly, opening a savings account (or a fixed deposit), is of course haram because you agree to receive the Riba / interest.

However, some scholars recognize that in some countries, even Islamic countries, there may be occasions where you cannot avoid but use a credit card. I have heard this from at least one prominent ustadz (having specialty in islamic economy/muammalat).

But they only say that you are allowed to open up a cc account for that purpose only and then immediately close it afterwards. Unfortunately this is highly inconvenient if, for example you have to book hotels frequently and they only accept credit cards. But it is what it is, I haven't heard/read anything else that is less of an inconvenience. If anyone else knows something, please do share it here.

The trials in economics/muammalat in the modern age is definitely challenging. Hopefully, we will move towards a more syari'ah compliant economy soon. We can all start by having (if not moving) our accounts to syari'ah compliant banks. When I worked in Brunei, I opened up an account with Bank Islam Brunei. When I returned to Malaysia, I tried to open RHB Islamic, but my company refuse to transfer my salary there, so I had one RHB account and another with Bank Islam Malaysia. Here in Qatar, my account does not give any interest at all. So despite the bank not being an "Islamic" or claiming syari'ah compliant, there is no Riba to collect.

Sorry for the long post. Here's a picture of some sweet potatoes for your reading.


Attached thumbnail(s)

tq tq... something to ponder indeed.

i read that in the case of cards (debit/credit), the banks have the freedom to share with you their profit (from fee collection etc), n give to in forms of rebates.

and about the fixed deposit, they use ur money to do investment and they share the profit with you.

but why sweet potato?
goreng sedap!

This post has been edited by miaopurr: Jul 19 2019, 04:59 PM

Assalamu'alaikum warahmatullahi wabarakatuh

Daripada Sa'id bin Amir Abu Maryam, daripada Muhammad bin Ja'far,
daripada Humaid bin Abu Humaid Ath Thawil, daripada Anas bin Malik r.a.,

“Ada tiga (3) orang mendatangi rumah isteri-isteri Nabi s.a.w.
dan bertanya tentang ibadah Nabi s.a.w.

Dan setelah diberitakan kepada mereka,
sepertinya mereka merasa hal itu masih sedikit
bagi mereka.

Mereka berkata,
"Ibadah kita tidak ada apa-apanya
dibanding Rasulullah s.a.w.,

bukankah Rasulullah s.a.w. sudah diampuni dosa-dosanya yang telah lalu
dan juga yang akan datang?"

Salah seorang daripada mereka berkata,
"Sungguh, aku akan solat malam selama-lamanya."

Kemudian yang lain berkata,
"Kalau aku, maka sungguh, aku akan berpuasa Dahr (setahun penuh)
dan aku tidak akan berbuka."

Dan yang lain lagi berkata,
"Aku akan menjauhi wanita
dan tidak akan menikah selama-lamanya."

Kemudian datanglah Rasulullah s.a.w. kepada mereka seraya bertanya,
"Kalian berkata begini dan begitu?

Ada pun aku, demi Allah,
adalah orang yang paling takut kepada Allah di antara kalian,
dan juga paling bertakwa.

Aku berpuasa dan juga berbuka,
aku solat dan juga tidur
serta menikahi wanita.

Barangsiapa yang benci sunnahku,
maka bukanlah daripada golonganku."

(Hadith Bukhari no. 4675)

Nota penting:
Untuk pemahaman yg lebih baik,
sila rujuk nasihat pakar
(ulama, ustaz atau yg setaraf dengannya

This post has been edited by boca120879: Jul 20 2019, 12:21 AM

Assalamu'alaikum warahmatullahi wabarakatuh

Daripada Muhammad bin Al Mutsanna dan Ibnu Basysyar, kedua-duanya daripada Muhammad bin Ja'far, daripada Syu'bah, daripada Qatadah, daripada Anas bin Malik,

"Ketahuilah,
saya akan memberitahukan kepada kalian
suatu hadith yang pernah saya dengar daripada Rasulullah s.a.w.
yang tidak akan ada seorang pun yang menceritakan kembali
kepada kalian sepeninggalan saya kelak.

Rasulullah s.a.w. telah bersabda,
“Di antara tanda-tanda kiamat adalah

hilangnya ilmu (keislaman),

merebaknya kebodohan,

bermaharajalelanya perzinaan,

banyaknya orang yang meminum minuman keras,

berkurangnya populasi kaum lelaki
dan bertambahnya kaum wanita,
hingga akhirnya seorang lelaki
akan menguruskan lima puluh (50) orang wanita.”

(Hadith Muslim no. 4825)

Nota penting:
Untuk pemahaman yg lebih baik,
sila rujuk nasihat pakar
(ulama, ustaz atau yg setaraf dengannya)

This post has been edited by boca120879: Jul 24 2019, 10:57 AM

Assalamu'alaikum warahmatullahi wabarakatuh

Daripada Abu Bakar bin Abu Syaibah, daripada Yazid bin Harun,
daripada Abdul Malik bin Qudamah Al Jumahi, daripada Ishaq bin Abu Furat, daripada Al Maqburi,
daripada Abu Hurairah,
Rasulullah s.a.w. bersabda,

"Akan datang tahun-tahun
penuh dengan kedustaan
yang menimpa manusia,

pendusta dipercayai,
orang yang jujur didustakan,

amanat diberikan kepada pengkhianat,
orang yang jujur dikhianati,

dan Ruwaibidhah turut berbicara."

Lalu Rasulullah s.a.w. ditanya,
"Apakah Ruwaibidhah itu?"

Rasulullah s.a.w. menjawab,
"Orang-orang bodoh
yang menguruskan
urusan perkara umum."

(Hadith Ibnu Majah no. 4026)

Nota penting:
Untuk pemahaman yg lebih baik,
sila rujuk nasihat pakar
(ulama, ustaz atau yg setaraf dengannya)

This post has been edited by boca120879: Jul 20 2019, 09:41 AM

ni dah berlaku ke?

dalam proses

yang mati accident
banyak lelaki,
termasuklah yang suka merempit,
x silap saya

yang mati perang,
lelaki,
ni kemungkinan besar

Wallahu A'lam

This post has been edited by boca120879: Jul 20 2019, 09:56 AM

Assalamu'alaikum warahmatullahi wabarakatuh

Daripada Yahya bin Ayyub, Qutaibah dan Ibnu Hujr, kesemuanya daripada Ismail bin Ja'far,
daripada Ibnu Ayyub, daripada Ismail, daripada al-Ala', daripada bapanya, daripada Abu Hurairah,
Rasulullah s.a.w. bersabda,

"Segeralah beramal
sebelum datangnya fitnah
seperti malam yang gelap gelita.

Pada pagi hari seorang lelaki dalam keadaan mukmin,
lalu kafir di petang harinya.

Pada petang hari seorang lelaki dalam keadaan mukmin,
lalu kafir di pagi harinya.

Dia menjual agamanya
dengan barang kenikmatan dunia."

(Hadith Muslim no. 169)

Nota penting:
Untuk pemahaman yg lebih baik,
sila rujuk nasihat pakar
(ulama, ustaz atau yg setaraf dengannya)

Assalamu'alaikum warahmatullahi wabarakatuh

Daripada Abul Yaman, daripada Syu'aib, daripada Az Zuhri, daripada Abu Salamah bin Abdurrahman, daripada Abu Hurairah,
Rasulullah s.a.w. bersabda,

"Akan terjadi fitnah,

orang yang duduk pada saat itu lebih baik
daripada orang yang berdiri,

orang yang berdiri lebih baik
daripada orang yang berjalan,

orang yang berjalan lebih baik
daripada yang berlari,

barangsiapa berusaha menghadapi fitnah itu,
maka fitnah itu akan mempengaruhinya,

maka barangsiapa mendapat tempat berlindung atau kem pertahanan,
hendaklah dia berlindung diri di tempat itu."

(Hadith Bukhari no. 6555)

Nota penting:
Untuk pemahaman yg lebih baik,
sila rujuk nasihat pakar
(ulama, ustaz atau yg setaraf dengannya)

Hard to say. In some countries, the population of women is higher. Other countries is the opposite way (India has 944w for every 1000m, for example). The official sensus for the whole world still ranks male higher than female (ratio of 101m to 100f, 2012 data in wikipedia).

Jazakallahu khairan
for the info.

Need to consider what happening at Syria war, Yemen etc.

Thousands of human died.

This post has been edited by boca120879: Jul 20 2019, 04:50 PM

Yes, we won't know for sure until the next sensus happens. But even in Syria and Yemen, or any other places with war... The population of india is very high. China is also male dominated by population. So both countries combined can disrupt the balance of male to female ratio of the world.

To be cautious
based on Rasulullah s.a.w.'s warning,

we must start to improve
all of our "amal makruf, nahi mungkar"
because

we don't know
whether we at the early stage
or close to final countdown.

May Allah bless us.

Hi korang.
Is this the muslim fellowship thread yang i pernah nampak in serious kopitiam?

Ke this one the unofficial one?

Either way, I have a question. Asking for opinion

Have you guys experienced anyone you know, coming from a mixed marriage family, which mean either one of the parents is from different culture and religion but converted to islam and one of them is a muslim, and somehow the children became murtad?

Either self acclaimed or publicly murtad?
What is your take on that?

This post has been edited by Teddysaur: Jul 21 2019, 01:24 PM

Someone goes murtad, we have no jurisdiction. Government may have, but not individual.

We pray for hidayah and forgiveness. That is all.

Agreed