aku mmg da lame tutup trus ASB...sejak baca web dr zaharuddin tu
lani mcm2 la org pulun buat loan bagai utk dptkan dividen ASB...

zaharudin kata ada 2pendapat = harus / harom, tepuk dada tanya iman (sila baca link, memang pnajang tapi tu lah ilmu)
tapi dia kta kalau buat loan untuk labur di asb kira haram sebab loan tu riba

lepas baca web dia dulu la sy proceed tutup

Pada aku senang je. Dalam banyak banyak pendapat mcm ni namanya khilaf.. Bila ada khilaf macam ni amik la ikut mana yg korang yakini.
Jgn la amik sini separuh sana separuh.
Contohnya ngkorang pegang fatwa kebangsaan kata asb harus. Tp bab rokok x mo amik fatwa kebangsaan pulak.

Kalo loan tu loan islamik camana lak?
Takkan dikira riba?

kalau ikut fatwa ASB harus, then loan pon takde riba, then kira ok lah (aku rasa la, ana bukan ustaz ya akhi )

bak kate dr zaharudin, kite pun kena tgk gak...xleh lepas tgn 'fatwa kata ok, pape depa tanggung dosa' ....

hmm.. aku nak tanya sikit pasal public mutual. kalau syariah compliance punya dana macam mana plak eh?

syariah compliance punya dana ke public mutual syariah compliance investment?

invesment kot. haha.. aku ada letak duit kat public mutual. so nak tau la jugak..

aku memang tak pecaya investment kat bank bank ni

lagi-lagi yang ada nama arab, mintak maap la cakap

fixed deposit pun aku tak letak

lantak la depa nak kata aku old fashion ke, tak pandai uruskan wang ke

rezki sikit takpe janji halal

persoalannya, apakah hukum mewarisi harta yang bercampur riba? pasal setengah orang harta parents dia ada terlibat benda-benda camni

http://zaharuddin.net/pelaburan-&-perniaga...-a-ejennya.html

hola

Narrated 'Ubada bin As-Samit:
who took part in the battle of Badr and was a Naqib (a person heading a group of six persons), on the night of Al-'Aqaba pledge: Allah's Apostle said while a group of his companions were around him, "Swear allegiance to me for:
1. Not to join anything in worship along with Allah.
2. Not to steal.
3. Not to commit illegal sexual intercourse.
4. Not to kill your children.
5. Not to accuse an innocent person (to spread such an accusation among people).
6. Not to be disobedient (when ordered) to do good deed."
The Prophet (ﷺ) added: "Whoever among you fulfills his pledge will be rewarded by Allah. And whoever indulges in any one of them (except the ascription of partners to Allah) and gets the punishment in this world, that punishment will be an expiation for that sin. And if one indulges in any of them, and Allah conceals his sin, it is up to Him to forgive or punish him (in the Hereafter)." 'Ubada bin As-Samit added: "So we swore allegiance for these." (points to Allah's Apostle)

http://sunnah.com/bukhari/2/11

Nice share

Assalamualaikum

In the name of Allah Most gracious merciful

First of all, ALL human being commit sins

Anas ibn Malik reported: The Messenger of Allah, peace and blessings be upon him, said, “All of the children of Adam are sinners, and the best of sinners are those who repent.”

Adam himself sinned, just as Shaitan had sinned. Adam had sinned by consuming the fruit from the tree which ALLAH SWT himself forbids him from eating. But Adam gained salvation, because unlike Shaitan, Adam was remorseful and sought forgiveness from Allah. Had he not repent, he would be no different from Shaitan whose arrogance will lead him to hell.

Adam's salvation will come in the form of the return to Allah's grace and to Paradise, when the time comes. Of course, HE CANNOT UNDO what he has done, he cannot un-eat the fruit, but he got forgiveness from Allah S.W.T

And Islam ABSOLUTELY PROHIBITS US from giving up on Allah S.W.T mercy and forgiveness. Occasionally, we would have this thought : "I have sinned so much, Im definitely doomed..." ignore that thought, erase it from your mind totally, because that is the whisper of Shaitan..if u let that thought get carried away, the thought will progress to "...might as well do whatever I want and enjoy the moment, Im doomed anyway" - realizing this thought will SURELY lead you to hell

Say: “My servants, you who have transgressed against yourselves, do not despair of the mercy of Allah. Truly Allah forgives all wrong actions. He is the Ever-Forgiving, the Most Merciful.”
The Holy Quran 39:53

Allah promises us that after every difficulty is relief. We must never lose hope that our situation will improve.

And once u have repented, do not go back to doing the same sin...the problem with sin is, it has the effect of hardening your heart, making u inclined and delight in continuously committing sins, thus turning you further and further away form Allah S.W.T forgiveness

“...their hearts have been sealed by the sins they have accumulated” (Quran 83:14).

But sometimes, after having repented from our sins, a lot of people fell back to commiting the same sins....they cant control it, but they were genuinely remorseful after that, but at that moment they fell prey to their desire and to Shaitan's whisper.

On the authority of Hadrat Anas (may Allāh be pleased with him) who said: I heard Allāh's Prophetic Messenger (may Allāh's blessings and peace be upon him) say:

Allāh the Almighty said: O Son of Ādam, so long as you call upon Me and ask of Me, I shall forgive you for what you have done, and I shall not mind. O son of Ādam, were your sins to reach the clouds of the sky and were you then to ask for forgiveness of Me, I would forgive you; O son of Ādam, were you to come to Me with sins nearly as great as the earth and were you then to face Me, ascribing no partner to Me, I would bring you forgiveness nearly as great as it. (Tirmidhī) (Hadīth Qudsī)

So dont give up on seeking rahmah and foregiveness from Allah SWT. I myself have committed a lot of sins- and Im trying to make amends - everyday I make dua for His forgiveness and his blessings, and I have full conviction that the Most Merciful will forgive me if my repentance is genuine

Here are some tips :

1. Pray in the Masjid, 2 or 3 times a day if u can...5 times even better
2. Constantly doing istighfar "astaghfirullah, astaghfirullah" and other dhikr
- it has the effect of increasing your iman, and softening your heart so that you will incline towards acts of ibadah - trust me i tried this one, it works
3. Buy yourself a translation of the Quran, and commit yourself to reading it every night, at least 2 to 3 pages. Dont just recite the arabic verses without understanding it, read the transalations too, because we want to understand the word of God...if you dont know the arabic, then just read the translation
4. Watch religious videos on youtube, EVERYDAY
5. Shun your friends who invite you to evil - in the akhirah one of things people will regret over is their choice friends -instead, be in the company of good people
6. Lastly, MIGRATE to other place if possible..go to a place where the people conduct their life according to Islam

You cannot undo what u have committed, but if its a sin against Allah SWT, Allah WILL forgive if you truly repent, but if you have committed a wrong against other human beings, you have to beg for their forgiveness, u have to return to them what is rightfully theirs..and if they refuse to forgive you...then fill your life with good deeds...for good deed removes sins


All suffering we have on this world is only temporary, once we die, an eternal life in paradise awaits.. for those who believe and who seeks forgiveness.

Assalamualaikum wa rahmatullah

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Islam is a simple religion and follows a few set of mathematic rules and laws

This post has been edited by Nachiino Etamay: Jan 12 2016, 08:39 AM

Which is why it is for the modern civilization.

that last part is very important. mostly people will just quote "Islam is a simple religion" - which makes people (over) simplify the rules.