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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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lamode
post Oct 15 2014, 12:44 AM

anything could happen!
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Joined: Jul 2007
03 OCT - Emailed BT form and M2C AMEX statement to AEON
07 OCT - Receveid verification call + approval SMS + appeared in online banking
15 OCT - Still nothing in M2U, hopefully it will clear today or tomorrow.

This post has been edited by lamode: Oct 15 2014, 03:37 PM
DarReNz
post Oct 15 2014, 01:03 AM

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QUOTE(Lineage @ Oct 15 2014, 12:27 AM)
At first thinking to cancel MBB, so use OCBC BT..but now change my mind already..and BT approved..  sweat.gif
Never mind la..  smile.gif
*
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
lamode
post Oct 15 2014, 01:04 AM

anything could happen!
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QUOTE(DarReNz @ Oct 15 2014, 01:03 AM)
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
*
i will definitely try avoid citi at all costs, just cancelled my CASA last week.
their phone customer service is worst ever!!! doh.gif
DarReNz
post Oct 15 2014, 01:05 AM

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QUOTE(lamode @ Oct 15 2014, 12:44 AM)
03 SEP - Emailed BT form and M2C AMEX statement to AEON
07 SEP - Receveid verification call + approval SMS + appeared in online banking
15 SEP - Still nothing in M2U, hopefully it will clear today or tomorrow.
*
mine was approved on 8 Sep, 10 Sep only they send out the cheque, hope it gets cleared by due date 16 Sep sweat.gif
Lineage
post Oct 15 2014, 01:13 AM

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QUOTE(DarReNz @ Oct 15 2014, 01:03 AM)
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
*
Yeah, but I didnt do survey before this..and dont want to apply so many cards.. nod.gif

jasontoh
post Oct 15 2014, 07:48 AM

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QUOTE(DarReNz @ Oct 15 2014, 01:03 AM)
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
*
Citibank 0% is for new card or existing also entitled?
smartly
post Oct 15 2014, 08:11 AM

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Citibank 0% bt?
cyang
post Oct 15 2014, 09:22 AM

On my way
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QUOTE(DarReNz @ Oct 15 2014, 01:03 AM)
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
*
QUOTE(jasontoh @ Oct 15 2014, 07:48 AM)
Citibank 0% is for new card or existing also entitled?
*
QUOTE(smartly @ Oct 15 2014, 08:11 AM)
Citibank 0% bt?
*
https://ringgitplus.com/en/balance-transfer...nsfer-Plan.html

It seems like just 1 time sign up offer. I will check with Citibank CS and update here smile.gif
victorywp
post Oct 15 2014, 11:58 AM

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QUOTE(bee993 @ Oct 12 2014, 05:25 PM)
juz to comfirm b4 i submit mbb bt

can i combine ocbc 6xx and aeon 1xxx to for the application?

or the min for each bank shud 1k?

thx.
*
just to inform that although can combine, but the smallest amount to add into your application must be minimum rm100 (same goes to aeon bt application). nod.gif

This post has been edited by victorywp: Oct 15 2014, 12:06 PM
sendohz
post Oct 15 2014, 12:17 PM

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FYI

For my first BT, i put the exact same amount as my balance statement.
MBB approved it.
I did not put the amount closest to RM100.
Just put in the exact figure from my statement and they approved it.

Awaiting for second BT approval. Sent it to the email.
victorywp
post Oct 15 2014, 12:19 PM

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QUOTE(sendohz @ Oct 15 2014, 12:17 PM)
FYI

For my first BT, i put the exact same amount as my balance statement.
MBB approved it.
I did not put the amount closest to RM100.
Just put in the exact figure from my statement and they approved it.

Awaiting for second BT approval. Sent it to the email.
*
good, but usually i will mark up to the nearest rm100.

this month i have completed 5 bt...
Lineage
post Oct 15 2014, 01:17 PM

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QUOTE(victorywp @ Oct 15 2014, 12:19 PM)
good, but usually i will mark up to the nearest rm100.

this month i have completed 5 bt...
*
Wow..so much..

Actually before the BT repayment finish, can we use other bank to BT the existing 1?

Example, my OCBC just approve, I pay for 3months but I plan to use MBB BT, Can I use MBB BT to pay off OCBC?
victorywp
post Oct 15 2014, 02:21 PM

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QUOTE(Lineage @ Oct 15 2014, 01:17 PM)
Wow..so much..

Actually before the BT repayment finish, can we use other bank to BT the existing 1?

Example, my OCBC just approve, I pay for 3months but I plan to use MBB BT, Can I use MBB BT to pay off OCBC?
*
yes, sure.
alexwsk
post Oct 15 2014, 02:23 PM

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QUOTE(lamode @ Oct 15 2014, 12:44 AM)
03 SEP - Emailed BT form and M2C AMEX statement to AEON
07 SEP - Receveid verification call + approval SMS + appeared in online banking
15 SEP - Still nothing in M2U, hopefully it will clear today or tomorrow.
*
SEP???

my previous exp:
MBB to Aeon
30/09 - emailed application
01/10 - phone verification
01/10 - installment #1 shown in online banking
10/10 - funds updated in M2U (by cheque, serious??? sweat.gif )

This post has been edited by alexwsk: Oct 15 2014, 02:24 PM
lamode
post Oct 15 2014, 03:38 PM

anything could happen!
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QUOTE(alexwsk @ Oct 15 2014, 02:23 PM)
SEP???

my previous exp:
MBB to Aeon
30/09 - emailed application
01/10 - phone verification
01/10 - installment #1 shown in online banking
10/10 - funds updated in M2U (by cheque, serious??? sweat.gif )
*
sorry, i meant OCT.
just edited my previous post.
cyang
post Oct 15 2014, 05:14 PM

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QUOTE(cyang @ Oct 15 2014, 09:22 AM)
https://ringgitplus.com/en/balance-transfer...nsfer-Plan.html

It seems like just 1 time sign up offer. I will check with Citibank CS and update here smile.gif
*
Just to update you guys what I had find out about Citi 0% BT deal.

Apparently ringgitplus make a mistake on their product.
They had rectified it.
Below is the email from them.

"Thank you for your visit to our website.

Regarding the Citibank Balance Transfer, we are sorry to tell you that the mentioned information from our website for the product is wrong. We have checked with Citibank Customer Service, the bank actually offers interest rate from 6.99% for their balance transfer.

We have forwarded this things to our Product team to update our website."

chongaik82
post Oct 15 2014, 08:53 PM

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Today i download MBB BT Form from their website
When i wanted to fill up the BT Form, i notice
Step3: Yes, I would like to apply for Balance Transfer 5% interest for 12 months with 3% upfront fee waived

New version of BT Form??? No more 0% BT from MBB
tigaxxx
post Oct 15 2014, 09:06 PM

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QUOTE(chongaik82 @ Oct 15 2014, 08:53 PM)
Today i download MBB BT Form from their website
When i wanted to fill up the BT Form, i notice
Step3: Yes, I would like to apply for Balance Transfer 5% interest for 12 months with 3% upfront fee waived

New version of BT Form??? No more 0% BT from MBB
*
U got the wrong one... google "maybankard promotion"
Unable to give u the link since am using hp..
chongaik82
post Oct 15 2014, 09:21 PM

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QUOTE(tigaxxx @ Oct 15 2014, 09:06 PM)
U got the wrong one... google "maybankard promotion"
Unable to give u the link since am using hp..
*
Coz my 1st BT Form is correct Fully 0% interest. Today print out another from MBB website and now want to fill up why is different.

I also don't know how can i get to the wrong BT Form this morning
victorywp
post Oct 15 2014, 09:42 PM

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QUOTE(chongaik82 @ Oct 15 2014, 09:21 PM)
Coz my 1st BT Form is correct Fully 0% interest. Today print out another from MBB website and now want to fill up why is different.

I also don't know how can i get to the wrong BT Form this morning
*
because the 0% only for those who know this promo. mbb purposely created a new bt application form for this promo. if you use the wrong one, you will be charged.

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