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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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victorywp
post Sep 24 2014, 10:11 AM

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QUOTE(tifosi @ Sep 24 2014, 10:04 AM)
Yup, BT to 2 banks in 1 single form. Gonna wait till end of the week before calling them.
*
so most probably they give waiver one by one for each of your bt.
yeah, wait til the end of the week before asking. nod.gif
victorywp
post Sep 24 2014, 10:14 AM

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QUOTE(victorywp @ Sep 24 2014, 10:10 AM)
aeon to mbb
12/9 : fax bt application to mbb
16/9 : 3% one-time charge posted at mbb
18/9 : payment posted at aeon
19/9 : 3% upfront fee waiver from mbb posted
*
ocbc and uob to aeon
19/9 : fax bt application
22/9 : missed verification call
23/9 : received second verification call
23/9 : received bt approval sms
victorywp
post Sep 24 2014, 04:45 PM

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QUOTE(brotan @ Sep 24 2014, 04:34 PM)
i see. ok, i miss it

so did anyone called and ask what is this "one time charge thing"?
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the one time charge is the 3%. by right, the waiver should be the same amount.
victorywp
post Sep 24 2014, 05:22 PM

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QUOTE(brotan @ Sep 24 2014, 04:52 PM)
so what is it that ppl report about the 2 different set of numbers?
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maybe they bt from different banks cc and the waiver only appear from one of the bt while the other(s) still pending.
victorywp
post Sep 24 2014, 09:08 PM

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QUOTE(LostAndFound @ Sep 24 2014, 09:04 PM)
Repeating question from v2 cos by bad luck it was just before v3 start.

I wish to BT to my maybank card from OCBC card. Can I only BT up to statement amount or can BT the current amount (I wish to BT two statements and don't want to submit 2 BT applications). Dunno whether this is considered overpaying due to current amount not being inside the last statement.
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as i know they take statement amount. or maybe you want to take the risk and try whether they accept current amount.
victorywp
post Sep 24 2014, 11:08 PM

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QUOTE(smartly @ Sep 24 2014, 10:11 PM)
i do MBB BT, card service ask me to amend BT amount to the hundred multiplication... why not following the exact outstanding bal from the statement of the card ? any shortfall we need to top up ?

e.g
statement is RM5678.90
mbb settle RM5600.00

we need to settle the short fall ?
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always mark up, for eg, rm5601 statement you put rm5700 for bt. so no shortfall problem.
victorywp
post Sep 24 2014, 11:11 PM

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QUOTE(goliath @ Sep 24 2014, 09:59 PM)
Wondering if I can choose the amount I want to BT rather than following the statement amount...  hmm.gif
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no, have to follow the statement amount and in multiplication of rm100.
victorywp
post Sep 25 2014, 07:38 AM

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QUOTE(bee993 @ Sep 25 2014, 05:45 AM)
submit bt again...aeon dont bother tp reply at all.
*
what happen? your account blacklisted? tongue.gif
victorywp
post Sep 25 2014, 09:23 AM

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QUOTE(bearbear @ Sep 25 2014, 07:59 AM)
abuse too much tongue.gif
*
how to determine too much? more than 10 or more than 20? hmm.gif
victorywp
post Sep 25 2014, 11:13 AM

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QUOTE(sendohz @ Sep 25 2014, 10:58 AM)
Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card?

Eg. HLB to MBB Month 1
    MBB to HLB Month 2

provided its 0% installment plan

Is it right this way?
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yes
victorywp
post Sep 25 2014, 11:21 AM

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QUOTE(bearbear @ Sep 25 2014, 11:00 AM)
can't be bothered, as long as AEON still approve mine tongue.gif
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some already more than 20 still get approved. mine only around 10 only. you? must be 30+ eh?
victorywp
post Sep 25 2014, 11:32 AM

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QUOTE(WaCKy-Angel @ Sep 25 2014, 11:25 AM)
Yes but then, BT to MBB advertised as 0% interest but its actually got 3% upfront charges.
And then next month you BT back to HLB? So you pay 3% for 1 month?
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the 3% upfront charge will be reversed (after few days) during this promotional period.
victorywp
post Sep 25 2014, 11:45 AM

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QUOTE(sendohz @ Sep 25 2014, 11:38 AM)
Yes will only utilize the 0% plan of course smile.gif

How about i BT again from HLB to Maybank on next month.
As long as i have the CL i can BT within this promotional period right?
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yes
victorywp
post Sep 25 2014, 11:55 AM

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QUOTE(WaCKy-Angel @ Sep 25 2014, 11:47 AM)
Oh ya forgot about that.

Btw i supposed the BT amount are divided for 12 months repayment, so how do you BT it out?
Have to call bank? Whats the procedure?
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assume that you will be actively using your mbb2cards so you can bt out by combining the instalment + monthly expenses with the cc.
victorywp
post Sep 25 2014, 12:26 PM

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QUOTE(AaIto @ Sep 25 2014, 12:21 PM)
This is mine:-
Aeon & Rhb to Mbb
22/9 : email bt application to mbb
23/9 : email reply by customer officer in-charge
24/9 : BT approved
25/9 : 3% one-time Fee posted
29/9 : Payment to b transfered within 3 working days
xx/9 : 3% upfront fee waiver from mbb posted

Response time is pretty fast !!! rclxms.gif

Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119
*
round up to the nearest 100 eh?
victorywp
post Sep 25 2014, 03:54 PM

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QUOTE(goliath @ Sep 25 2014, 03:46 PM)
Which e-mail address you used to send your BT application to MBB?
*
mbbcardservices@maybank.com.my
victorywp
post Sep 25 2014, 05:16 PM

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QUOTE(red_scorpion @ Sep 25 2014, 04:50 PM)
wah, for my case 3180.66, i filled in 3100.. approved and paid to my ocbc 3100...i still have to manually pay 80.66 cry.gif  cry.gif
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i wonder why don't you apply for 3200 instead in the first place?
victorywp
post Sep 25 2014, 06:05 PM

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QUOTE(bee993 @ Sep 25 2014, 06:02 PM)
Rejected..after I call to make enquiry
Apply again.. put 60% this time.c how it goes
*
you really abuse it so much until they treat you like this ka? sweat.gif

This post has been edited by victorywp: Sep 25 2014, 06:05 PM
victorywp
post Sep 25 2014, 06:27 PM

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QUOTE(anarchy2cruo @ Sep 25 2014, 06:25 PM)
Guys, need suggestions here. My mom want to bt from her maybank cc. is it necessary to have other active bank account at first in order to bt? shes been surveying banks in langkawi. most of the banks stated need 6 months active account. any suggestion?
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at least need to have another cc to bt to.
victorywp
post Sep 25 2014, 06:29 PM

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QUOTE(bee993 @ Sep 25 2014, 06:20 PM)
Get the card june bt june

Then bt aug.

Juz 2 bt previously
*
wah, this 2 bt already used up 80% of your cl?! must be very big amount oh!! that's why being flagged as abuser? laugh.gif

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