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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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victorywp
post Jan 12 2016, 09:41 PM

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QUOTE(Human Nature @ Jan 12 2016, 07:57 PM)
7-Jan Submit BT request to PB
8-Jan Installment amount appear at PBe
11-Jan Received SMS that amount has been debited to PB cc
11-Jan Amount received by Aeon cc
12-Jan Amount posted at Aeon portal

rclxms.gif
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ok ma, within 3 business days gaotim. thumbup.gif
victorywp
post Jan 12 2016, 09:57 PM

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QUOTE(Human Nature @ Jan 12 2016, 09:45 PM)
ya..best part is can get cashback and reward points before BT  biggrin.gif
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yeah, in the olden days when aeon also offer points for bt at rm1=1point lagi syok. also when mbb also offer 0% bt. so can play bt from aeon to mbb to pbb to etc2 and back to aeon. delay your payment to the max. lol... rclxms.gif
victorywp
post Jan 15 2016, 07:20 PM

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QUOTE(wan7075 @ Jan 14 2016, 08:39 PM)
last month I have done the 5K BT to public bank.

and if my credit limit is 18k, and the currently my BT still have 5000.00, so my available limit is 13,000.00.
so if the BT max is 80% of my credit limit, is it mean I only can do max BT up to 14.4k only?

if now I would like to do BT 12k in this month again, so I need to deposit at least rm2.6k into my credit card correct?  hmm.gif

thanks!!! notworthy.gif
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yup, your max is rm14.4k combining all your bt together. but i don't think bank-in rm2.6k to your cc would help. it will just enlarge your 20% (total available amount to swipe) but not the 80% (total available amount for bt) supposed.

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victorywp
post Jan 18 2016, 12:41 AM

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QUOTE(hurtedheart @ Jan 16 2016, 10:40 PM)
Would Pbb approve request for Increase credit limit for the sake of us doing BT ? Anyone tried?
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the limit that is increased temporarily can't be utilised for bt.
victorywp
post Jan 18 2016, 10:38 AM

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QUOTE(intrepidity85 @ Jan 18 2016, 07:58 AM)
also cash advance.. haha..

have you experienced with temporarily credit limit increase before?
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yeah, last time i did that quite often.
victorywp
post Feb 27 2016, 04:06 AM

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QUOTE(ytan053 @ Feb 26 2016, 05:29 PM)
Just want to be sure of this. There is an existing BT for HSBC @ 0% interest rate p.a. for 6mths. I didnt see that there is any upfront fee/ management fee charged. Is it true that it is totally free (just like PBB and Aeon) to do the BT to HSBC?
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yes, i saw the info at hsbc counter last month but can't find the info anywhere else. to be sure, you may always call the cs to confirm.
victorywp
post Feb 28 2016, 07:00 AM

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QUOTE(opjust @ Feb 28 2016, 01:26 AM)
I applied BT with BSN, since i dont have any bsn cc, applied one also... What surprised me is that, i haven't collect my card yet but the BT has been transfered to my account.
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you mean your bsn card is approved but not yet received/activated and you applied for bt and yet they approved and transferred the amount to your account?
victorywp
post Feb 28 2016, 03:13 PM

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QUOTE(opjust @ Feb 28 2016, 03:03 PM)
Yup, is that normal?
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no, it's not normal. by right at least you have to activate your cc first.
victorywp
post Apr 4 2016, 10:19 PM

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time for a v4 biggrin.gif

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