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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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victorywp
post Sep 30 2014, 04:28 PM

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QUOTE(wan7075 @ Sep 30 2014, 04:14 PM)
i wish to settle early and cut my card before GST RM100 was charged on next year..
tongue.gif
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but you are not new mbb2cards user right? should be not affected by the rm100 gst.
victorywp
post Sep 30 2014, 04:30 PM

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QUOTE(carpathia @ Sep 30 2014, 04:30 PM)
i thought GST only rm50
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new applicants rm100 gst now... sweat.gif
victorywp
post Sep 30 2014, 04:54 PM

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QUOTE(carpathia @ Sep 30 2014, 04:40 PM)
horey sheeet.... how did i miss something so important. i didnt catch this in the news at all
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but something good now is that mbb also give cb of rm100 with just 3 swipes. which also means, the rm100 gst is waived with 3 swipes...
victorywp
post Sep 30 2014, 05:10 PM

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QUOTE(brotan @ Sep 30 2014, 05:01 PM)
is it mbb charge RM 100 gst because of there are 2x card?

or is it all credit card now is RM 100 per card?
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because 2x card
victorywp
post Sep 30 2014, 05:38 PM

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QUOTE(brotan @ Sep 30 2014, 05:20 PM)
i see. ok lah if they give back rm 100 with 3 swipes

better than now
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yeah, last time when rm50 gst, we still need to use our own hard earned points to redeem for the rm50 gst.
now increased to rm100 gst, but can get back the whole rm100 with 3 swipes, not only just get back rm50.
victorywp
post Sep 30 2014, 06:08 PM

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QUOTE(wan7075 @ Sep 30 2014, 05:58 PM)
1st year only have cash back. 2nd year is hard to get so many point to waive rm100.. sweat.gif
i'm using it for bt nia..
that's why i want to cut it when near 1 year..
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oh i see, i thought you are old user already. sweat.gif
victorywp
post Oct 1 2014, 02:46 AM

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QUOTE(Average-Joe @ Oct 1 2014, 01:24 AM)
I applied for the Maybank 2 Card Platinum on Sunday night (28/9) at One Utama Maybank Card Center. Was called to collect my cards on Monday night (29/9) but I only collected them on 30/9, Tuesday noon (quite impressed but RHB took only less than 20mins to issue me my card at Paradigm Mall).

After collecting my cards, I immediately applied for the BT. I decided to try 60% of my credit limit given. Sought for clarification and was told that indeed there is no other charges/fee for the BT 0% 12 months promo. Was also told that the BT application may take up to 5 working days...so let's wait and see.  tongue.gif
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don't worry, everything will be fine... biggrin.gif
victorywp
post Oct 1 2014, 11:42 AM

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QUOTE(alexwsk @ Oct 1 2014, 11:08 AM)
so BT to aeon will be rejected if no call?
i submitted via email yest, now waiting for the call

UPDATED:
They read this thread too, just gave me a call  laugh.gif
hopefully approve, as the account currently overpaid due to BT from MBB  sweat.gif
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lol, even they read your post also can't confirm is you la. biggrin.gif
victorywp
post Oct 4 2014, 11:52 AM

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QUOTE(silent_screamerz @ Oct 4 2014, 09:07 AM)
hi if i want apply new maybank card, then transfer my mbb 2card to that new maybank card is it possible?
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tabuli tabuli manabuli
victorywp
post Oct 7 2014, 10:34 AM

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QUOTE(yybryan @ Oct 7 2014, 10:02 AM)
I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10.
I thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit.

Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB.
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lol good idea to "borrow" money with free interest. brows.gif
victorywp
post Oct 8 2014, 04:25 PM

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QUOTE(DarReNz @ Oct 8 2014, 04:11 PM)
for aeon BT, aeon will round up the cents right ? so can't BT with cents ?
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can't bt with cents...
victorywp
post Oct 8 2014, 04:47 PM

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QUOTE(DarReNz @ Oct 8 2014, 04:30 PM)
ok i was thinking there is one card which i seldom use maybe won't use any longer after this so they will untung the cents if i terminate it later
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either you pay by cash with exact amount via ibg... or you bt to another bank but let them "untung" that few cents lor. you also "untung" from bt ma. tongue.gif
victorywp
post Oct 8 2014, 04:48 PM

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QUOTE(cocobin @ Oct 8 2014, 04:35 PM)
guys.. is that possible to bt from cimb (with cash lite program) to another bank?
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yes
victorywp
post Oct 8 2014, 06:10 PM

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QUOTE(cempedaklife @ Oct 8 2014, 06:05 PM)
which MBB email you are using please?
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mbbcardservices@maybank.com.my
victorywp
post Oct 9 2014, 02:53 PM

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QUOTE(cyang @ Oct 9 2014, 09:44 AM)
Just to let you guys know,
I purposely overpaid my Maybank CC by Rm10k from Public Bank CC.
Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account.

The whole process is free of charge BUT will take UP to 8 working days.
And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification.

Not sure about other bank. I will test on CIMB soon. Stay tune smile.gif
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rclxms.gif brows.gif thumbup.gif
victorywp
post Oct 10 2014, 03:13 PM

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QUOTE(tifosi @ Oct 10 2014, 03:11 PM)
I almost maxed out both my MBB and AEON CL. I need more limit. sad.gif
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apply for higher credit limit... nod.gif
victorywp
post Oct 10 2014, 05:18 PM

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QUOTE(cyang @ Oct 10 2014, 05:12 PM)
I just request permanent credit limit increase for my MBB..
I only got 33% increment. LOL
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ok ma... you not satisfied?
victorywp
post Oct 11 2014, 12:41 AM

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QUOTE(cfc @ Oct 10 2014, 11:05 PM)
for AEON BT, we can used till 80% CL available
for MBB, does it have this restriction too ?

jus fyi, if u request for early settlement for AEON
the balance sum will not lump up together and show up in next statement
instead , u have to call and confirm the payment with CS, then call again after u do payment.
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yeah
victorywp
post Oct 12 2014, 05:41 PM

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QUOTE(bee993 @ Oct 12 2014, 05:25 PM)
juz to comfirm b4 i submit mbb bt

can i combine ocbc 6xx and aeon 1xxx to for the application?

or the min for each bank shud 1k?

thx.
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combine is ok.
victorywp
post Oct 13 2014, 11:35 AM

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QUOTE(bee993 @ Oct 12 2014, 07:07 PM)
hehe...bt mbb to aeon d

now bt to mbb from aeon ocbc

next month repeat thumbup.gif
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finally, after being rejected so many times...
what's the changes you made on your recent submission?

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