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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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victorywp
post Sep 25 2014, 07:01 PM

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QUOTE(bee993 @ Sep 25 2014, 06:52 PM)
The 1st 1 70%

July clear up and august overpaid 1 month to bt again 80%

September clear till left 1/3 outstanding.
I am finding the reason for rejected

This time try lower % c how.
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so uptodate they rejected you how many times already actually?
victorywp
post Sep 26 2014, 09:27 AM

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QUOTE(goliath @ Sep 26 2014, 09:01 AM)
Thanks.

Did you attach the whole statement (few pages) or just the front page?
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up to you. first page or second page or both.
victorywp
post Sep 27 2014, 12:25 AM

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QUOTE(DarReNz @ Sep 26 2014, 08:54 PM)
just noticed that mbb BT doesn't eat into your CL
*
maybe they first divide into 12 and then only "eat" into your cl monthly. lol...
victorywp
post Sep 27 2014, 02:48 PM

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QUOTE(leo_kiatez @ Sep 27 2014, 02:40 PM)
So we have de-throne MBB from becoming king yet... tongue.gif
*
how about mbb co-kings with aeon? brows.gif

mbb 0% 12 months
aeon 0% 6 months (but with points)
victorywp
post Sep 27 2014, 09:00 PM

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QUOTE(guy3288 @ Sep 27 2014, 08:46 PM)
Sigh, last 2 Aeon BTs declined again.Total declined by Aeon 4 already.Successful Aeon BT =31.
Declined once by PBB- overpayment cannot be used for BT at all, unlike Aeon. Succesful PBB BT = 10.
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you are the champion of bt! combining all, i only 20+ but you already 40+...
victorywp
post Sep 28 2014, 12:11 AM

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QUOTE(Average-Joe @ Sep 27 2014, 10:44 PM)
Hi all,

Understand that MBB offers BT for 0% 12 months and the usual 3% upfront is waived during this promotional period.

Is there any "one time charge" fee or any fee involved at all?

Sounds a bit too good to be true. If it's true, I will immediately apply this Monday.

Thanks.
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the 3% upfront fee show as "one time charge" in your statement, and it will be waived after few days. other than that, no other fee involved. so you can freely try it any time. smile.gif
victorywp
post Sep 28 2014, 08:13 AM

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QUOTE(LostAndFound @ Sep 28 2014, 07:44 AM)
Can't find this info on their FAQ or T&C or website, could this be added to OP?

If I have one CC (HLB) with 1.4k bill and one more (OCBC) with RM300 only, can I combine both? The RM1k minimum applies for total right?
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yes, correct. the 1k minimum applied for total.
victorywp
post Sep 28 2014, 08:42 AM

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QUOTE(cybpsych @ Sep 28 2014, 08:18 AM)
Those who BT to MBB, is the 3% upfront fee = 3% waived amount?

Remember saw few gotten waiver not equal amount than charged.
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yes, that's the amount to be waived completely.

not equal amount may due to the users bt from more than 1 cc/bank, in which perhaps mbb takes longer time to process.

for those who bt from 1 cc no problem receive complete waiver.
for those who bt from more than 1 cc/bank, some receive complete while some partial, so it may be due to slower process from mbb to certain banks.
victorywp
post Sep 28 2014, 08:52 AM

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QUOTE(tbheng @ Sep 28 2014, 08:31 AM)
I have 25 todate.  blush.gif
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i have 26 lol... i think now monthly i will try to bt 5... brows.gif
victorywp
post Sep 28 2014, 01:20 PM

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QUOTE(sj0217 @ Sep 28 2014, 01:06 PM)
Do you mean you BT 26 within a year???  shocking.gif

I'm just curious why you guys BT so many times,
Example:
- Bank A to Bank B this month
- bank B to Bank C or back to bank A next month and continuously on next months...

I know BT to Aeon to get the point. But to MBB no point is earn, is it the amount you BT can invest to somewhere else or FD to be earn for some interested instead of one lum sum pay off your statement bill?
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aeon to mbb first, then all my other cc to aeon. total 5-7 bt monthly. but i think 5 still achievable, the other 2 can't.
victorywp
post Sep 28 2014, 06:04 PM

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QUOTE(jasontoh @ Sep 28 2014, 05:09 PM)
How to increase the limit from AEON? I don't see any form in the website.
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just email your latest 3 months salary slips to them and they will do the the rest.
victorywp
post Sep 28 2014, 11:26 PM

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QUOTE(leo_kiatez @ Sep 28 2014, 10:56 PM)
What about rm500(Bank A) +rm500(Bank B) in a BT form? Workable for MBB BT?
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for aeon yes.

for mbb, i think should be yes too.
but i never try before because i will only bt aeon to mbb. then all others to aeon. biggrin.gif
victorywp
post Sep 29 2014, 10:48 AM

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QUOTE(~Eveready~ @ Sep 29 2014, 10:44 AM)
Hi guys, I know that in the MBB BT promo TnC mentioned 3 methods to submit:
- call them
- fax them
- submit at their branch

Is there anyway to email them the BT application?
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mbbcardservices@maybank.com.my
victorywp
post Sep 29 2014, 10:57 AM

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QUOTE(~Eveready~ @ Sep 29 2014, 10:56 AM)
Many thanks!  rclxms.gif  rclxms.gif

Perhaps the submission methods can also be included in the first post?  blush.gif  smile.gif
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we let brotan decide... nod.gif
victorywp
post Sep 29 2014, 03:20 PM

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QUOTE(donpapachino @ Sep 29 2014, 02:20 PM)
just noticed about this MBB offer today, will submit the forms by tomorrow.

anybody knows up to how many % of the amount can we BT to Maybank? was it up to 80%? or now 100%?
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80-90% still possible.
but 100%? you not going to use it at all for any purchase besides bt? lol...
victorywp
post Sep 30 2014, 01:48 AM

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QUOTE(Coconut @ Sep 29 2014, 11:39 PM)
hi, first timer doing BT, few ques to ask :

1. I plan to bt from mbb to aeon watami, i read the application form says that the payment will be made in 15 biz day? It take so long?

2. What about bt from aeon to mbb? Also take that long?

3. The amount we can bt is only the statement amount, or the total outstanding amount up to date?
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1) 15 business days is the maximum. usually they only take few days.
2) same, only few days
3) statement amount (maybe outstanding amount can be approved too)
victorywp
post Sep 30 2014, 08:44 AM

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QUOTE(bee993 @ Sep 30 2014, 03:27 AM)
Lol rejected 3rd time ...

Next month bt aeon to mbb..haha
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wah, i wonder why... again, no reason given? not even a verification call before being rejected?

did you use your aeon cc besides bt?
victorywp
post Sep 30 2014, 11:11 AM

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QUOTE(yybryan @ Sep 29 2014, 09:29 PM)
Hi. Any different BT to mbb2 amex vs visa/master? My outstanding at bank A 34xx, i BT 3400 to mbb2 visa. Fax to mbb today still waiting their call
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if you actively using mbb2amex, then bt there.
if you actively using mbb2visa/mc, then bt there.
if you actively using both, then you may choose any, no difference.

the reason of choosing the active one is so that you may only pay once every month to one of the card, instead of having to separately pay to each of the card (just because the other card is attached to the monthly bt instalments).
victorywp
post Sep 30 2014, 01:29 PM

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QUOTE(city_bug @ Sep 30 2014, 01:27 PM)
No need to call ..if u read the T&C, they have rights not to give any reasons..this is the feedback I got from them when I call ..

well, mine get approved this month after all my BT got rejected for past 2 months.. smile.gif
29.09 Submit BT to AEON
30.09 Receive call from private number for BT verification..
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but at least yours has someone called for verification... hmm.gif
victorywp
post Sep 30 2014, 04:00 PM

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QUOTE(wan7075 @ Sep 30 2014, 03:52 PM)
maybank bt is 12 month.
if i settled it early, will i face any penalty or charges from maybank? icon_question.gif

thanks bro victorywp..
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are you going to do early settlement or are you going to do overpayment?

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