There was some discussion earlier on moving to UT where one can get higher returns @ 10+ % than ASX.

I mentioned about a report by EPF stating most people who used EPF money to invest in UT did not do well in UT. Thus, don't jump into UT blindly.

The link earlier is related to a study on UT performance which concurs with my belief that it is not all green grass in UT land.

OK now?

All which come to some research & observation when investing..

ASx give stable income while UT sometimes give 10+% return on "good" year & gives -ve return on "bad" year.

So the choice is yours.. Which one is you're comfortable with

Most of the UT did badly that year. I Remember someone mention He loss 36% tat year on UT..

In variable fund, when a Fund receive dividend it will b reflect in d Nav
Thus, when they declare div Nav will drop accordingly

Bjtoto @ rm3.75 which give DY of 7.07%

Maxis @ rm6.35 gives DY of 6.30%

Some Sifu mention it


Please note that ASNB fund don't invest in gambling & alcohol stocks Some people out there still think they invest in those "sin" stocks

This post has been edited by davinz18: Sep 14 2014, 11:29 PM

DY of 7.07%... that higher than any Amanah Saham dividend (non-ASB)

Well, in my humble opinion, I think people love steady and continuous income inflow..
there's why PNB fixed funds are very welcome by all

Yape, i believe that if they are to declare higher dividend, it would be only just 6.7% which is 0.1% higher than ASW2020..

It depends on individual investment portfolio n risk appetite

Well, yape, this applies to me..

In my monthly allocation, i will put 70-80% of my savings into the fixed price while the remaining 20-30% in variable price..

With higher allocation in fixed price unit trust, at least i feel more comfortable.. The predictable income could at least cover my loss(if happen) to my variable unit trust..

For variable unit trust, it would be better to be in monthly basis compared to one lump sum.. Only my belief..

wise decision I would say. Only problem is the availability of units which we cannot predict

Guys,today someone is selling ASM.go to try your luck

Thanks
Btw, did u manage to grab some?

Thanks for the praise..

As for the problem on the availability of the units, there is no method to tackle it unless the agents are just nearby. At least we can try easily if the agents are just near by..

who? your friend?

maybe later I go try luck

This post has been edited by Sarah Jessica: Sep 15 2014, 11:32 AM

Yes.a lot.not enough fund to take up all

Not my friend.the counter cashier told me.she said someone is selling more than RM100k

thanks for informing

Anything above 6% should be good given the low risk that comes with it

Based on my previous conversation with bank counter staff, 100k units can finish around 1 or 2 hours (depend on how many people "try" that time)