yep, lucky I held back, stayed in rm n sgd!

will monitor....

http://savemoney.my/bsn-deposit-and-win-a-...c41232-90057701

Promotion period:
11th September – 10th October 2014

Important Terms and Conditions:
1. Open only to those who register for a fixed deposit via RinggitPlus.com by providing their full name and answering the competition question.
2. Must open a BSN fixed deposit account with a minimum RM10,000 fixed deposit for 12 months at a BSN branch after entering the competition.
3. Eligible customers will be required to correctly answer the question: “What is the colour of the RM50 note?” to be in the running to win.
4. Existing BSN fixed deposit holders are not eligible.
5. Limited to one entry per person.
6. Prizes not exchangeable for cash or transferable.

Qualifying BSN Fixed Deposits:
1. BSN Fixed Deposit
2. BSN CM Deposit-i

Interest can be either cash credited straight into your Giro Account, or
fund transfer via IBG or Rentas.

Fixed deposit account not by PIDM but will be guaranteed by the Malaysian Government under the Development of Financial Institution Act.

This post has been edited by giko: Sep 11 2014, 02:44 PM

In RHB Bank today and talked to the branch manager. The 6 mths and 9 mths FD promo is until Dec end.

One more surprise ! The 15 mth step up FD promo with equivalent FD rate of about 4.05% is extended till end Sept !! The manager told me they just received email from HQ about the extension. This one is with 5% in CASA for 3 months.

Of course SC offer of 15 mths 4.25% is still the best deal so far.

RHB 15 months promo is 4.10% effective rate; while Affin 15 months was 4.05% (closed)..Right..?
Thanks for the efforts..

This post has been edited by BoomChaCha: Sep 11 2014, 04:54 PM

No, RHB Bank 4.10% is NOT counting the 5% into CASA. So I think bearbear or someone calculated that it is about 4.05% effective rate. Actually in RHB Bank to do some transaction not related to FD.

Affin's one already closed.

Depend on what you do with it, RHB deal can go up to 4.14%

RHB 15m step up - 4.14%

Normal standard calculation

((3.48/1.05) + 3.68 + 3.88 + 4.08 + 5.38))/5 = 4.067%

This post has been edited by bearbear: Sep 11 2014, 05:08 PM

RHB 15 Months FD Promo, this one..

Ya, the RHB manager showed me that brochure and said 4.1%. I corrected him on the CASA requirement.

I told him we have this forum where we discussed on effective rate. I have to thank bearbear for showing an easy way of calculating the rates.

This post has been edited by bbgoat: Sep 11 2014, 05:37 PM

So, you hurt the manager self-respect lah..

Actually RHB had extended their FD promo until 8 September; I only noticed this FD extension in the afternoon
on 8 September, so I did not mention about it..

So now, RHB extends one more time..

Ha ha !

The manager mentioned he just received the email. Yesterday when I called, the officer told me only on 6 mths and 9 mths promo.

Yes, best deal so far that can come across.

But one thing I dislike SC, is that everytime make a new deposit also need to photocopy IC.

This post has been edited by cherroy: Sep 11 2014, 09:43 PM

I got an Insider tip....

Interest Rates will not go up in September.... But will goes up in November meeting.....

Possibility of having more FD promos soon...

they typo 10th oct to 11th sep izzit?

or 11sep 2013 till now?

juz as I suspected as The first shot has been fired by Strd Chrtd Bank

huh?

per http://www.mybsn.com.my/content.xhtml?contentId=518, the holiday promotion period is 8th September 2014 to 31st December 2014 but per http://savemoney.my/bsn-deposit-and-win-a-...c41232-90057701 , the period is 11th September – 10th October 2014, plus a chance to win 1 of 10 gold bars ( https://ringgitplus.com/en/fixed-deposit/BS...campaign=BSN001 )

sorry.. i am really blur... i read it as november.. LMAO too steam.. time to bed

sep i read as nov

This post has been edited by eddie2020: Sep 12 2014, 12:15 AM

You are good ! Get the money to work for you !

So next week BNM meeting, there's no rate hike?

All are just guesses, final one wait for 18/9.

For minor savings account up to RM50K, PBB Wise SA can get effective 3.15%

Effective rate includes 5% bonus on interest earned if no withdrawal in a month
6 free withdrawal in 6 months, above it, pay RM2 each withdrawal.
Interest credited and compounded every month on 15th.

Best place to park high liquid cash for not more than RM50k.