when there's mass-withdrawal by the customer, then only the management would do something about it. Typical malaysian mentality, something must happen 1st, then only action taken

hi guys, just to confirm, the SCB FD does not require to open a CASA, does it?

actually you need. For this 18mths promo, every 6 mths interest to SA.

the SA refers to the JustOne account talking in the previous post?

you can open other types too but Just One has no minimum deposit

At this moment, I think BR's management should have known that their FD rates are not as enticing as before. The issue is that up to now, they still act bodoh bodoh inappropriately

MBB has FD promo?
thx.

BSN 12 mths FD at 3.95%. Below website claimed
"1. Open only to those who register for a fixed deposit via RinggitPlus.com by providing their full name and answering the competition question."

http://savemoney.my/bsn-deposit-and-win-a-...th-october-2014

It seems that there are 2 types of FD acct:

Qualifying BSN Fixed Deposits:
1. BSN Fixed Deposit
2. BSN CM Deposit-i

The second one is NOT bundled with CASA. Anyone has opened FD acct there ? One forummer reported that BSN FD promo is tied with 15% CASA, is it BSN Fixed Deposit, as above ?

Thanks !

This post has been edited by bbgoat: Sep 28 2014, 09:04 AM

with no minimum deposit?
which mean we can put 100% into the FD while open a new Just One account with RM0 inside?

yup, correct

Hi , i am new to FD . just want to know once i open FD account can i every month deposit more into the account or need wait till maturity date only can add?

Nope, u cannot simply cannot add your FD amount. u need to understand that FD is a certificate where the amount & tenure are printed. once printed, u need to wait until maturity date before u can add. The FD interest are paid according to the bank & tenure of the FD

if u wanna add, then new FD certificate will be issued by the bank for the amount & new tenure will be printed on it.

thx for the advise

thx for your info!

According to SCB, usually they will put option 1 on FD; unless they receive special instruction from HQ for particular
FD promo.

I will let you know after I change to Renewal Instruction 3.

One more news about use stolen IC to borrow money case on the newspaper today...
This kind of stolen IC news is never ending, and I think this only can happen in Malaysia..

Ai.. now society changed already, years ago we did not have to look around first before we go in and go out from our cars...

The exact same case happened to me last time, but I forgot which bank


Option 3 is the best, unless if we want to roll-over to board rate.

Agree also..

This post has been edited by BoomChaCha: Sep 28 2014, 10:01 PM

Warrior, BR and MBSB are definitely losing their FD market shares to other major commercial banks lately.

I have a feeling that they will raise FD rates very soon, unless if they do not need anymore funds to
develop and expand their businesses.

I think this is impossible if they do not raise their FD rates when next OPR hike, you think they are very strong
like King Kong banks meh..?

Does Just One Saving acc comes with an ATM card & fees/annual fees involve?

for what i read, the first debit card is free
https://www.sc.com/my/cb/fees_and_charges.pdf

I support that statement very strongly.


I hope to see FD buzz from them too, but:

For BR's case, if the management keeps making blunder & false move, it will be pretty hard for them to garner resources to provide higher IR.

As for MBSB, since they have dump their acquisition plan, supposedly they have no issue with their capital. Perhaps want to have some financial flexibility when consolidate with CIMB & RHB, so refuse to increase the IR for the time being.


I think they have endurance. Maybe took lots of Tongkat Ali...so can hold up so long & tahan from releasing new seeds rates

sorry of topic a bit.

How to change my beneficiary name? All the FD i open, they (bank) didnt tell me to fill up any beneficiary form.

If anything happen to me then where the money goes?

Thanks