BR has been asking me why I am transferring my money out for the past few months until ask me what is the rate I am getting at the other bank..

Some one has reported RHB not only extended but also the min is RM10k instead of 50k.

not sure anybody reported here, Ringgitplus Mach FD with rm200 petrol gift..

https://ringgitplus.com/en/fixed-deposit/Ma...CFUIpjgodf4wA6g

bank rakyat rates are slightly higher for 1/3/6/9 months than 1st page post

http://www.bankrakyat.com.my/term-deposit-account-i

i just park my money in bank rakyat for last 2 years. lazy move around. next maturity in july.....hope fd rates go up more then

At the moment and economy situation, it is unlikely for rate to go up further.

Commodties price falling, oil price falling, economy slowing down, effect of GST, slow down in household debt increment, property price cooling down a bit,  which are not supportive for rate to go up further.

OPR 3.25%, promotion rate 4.2%, there is still big gap to catch up, even if rate is heading to upside (which is not at the moment).

care to share how did you do the calculation?

And more importantly, since I had so much time to waste and with your permission, "re-branded" FD Thread V1 by starting FD Thread V2 in 2011, and for the first time compiled FD Promos in Page#1. And since then more and more members contributed/shared whatever FD Promos they come across PLUS now with Admiral BoomBoomCha freaking unbelievable compilation of FD promos,  LYN FD Thread is the best source for FD info in Malaysia 

Bro, looks like OCBC revised their FD Promo on 15 December 2014 and are valid until 31 December 2014.

The 12 months 4.2% is pure FD, i.e. no stupid CASA requirement.

I guess OCBC had to come out with the 12 months FD at 4.2% to compete with UOB. And because they did, UOB extended their Christmas FD Promo to year end. Competition is good for us, hahaha

My RHB 15 mths Step-up FD is currently in 2nd step and will be maturing next month, thought of switching to Affin 2 years 4.38 too but after calculation, the ER for the remaining 3-steps (9 months) 3.88%+4.08%+5.38% is higher at 4.45%. So tak jadi switch.
Actually, step up FD is a very effective marketing strategy to make the product sticky. Featuring no penalty withdrawal on each quarter to attract short and medium term deposits but it gets stickier as deposit tenure progress. A good tool to counter future FD rate competition like in the case of Affin and Ambank.

Ah Goat Sir, did you receive any news from BR that Coop card will charge RM 5.00 annual fee?
If we cancel the Coop card, can we still use the iRakyat account?

HAPPY NEW YEAR 2015 may FD rates keep on rising