okie....europe need wait end of the year....

Totally agree.... http://www.forbes.com/sites/geoffreymorris...-home-currency/
It's the Dynamic Currency Conversion (DCC) which makes it more expensive.

If you are using Malaysia issued UnionPay card, the cashier will still asking you for the PIN as well. Just simply press any 6 digits number will do.

It's time to get a UnionPay credit card..😍

Luckily when I was in Germany, never asked for pin. Even if they ask, I will say no pin.
Yes, always charge in their local currency.

Yes, my UnionPay debit card has pin no., so I'm like a Chinese there.

I plan too.

thinking to upgrade my VS to VI. anyone done before?

Most merchants allow you to choose, choose HKD instead of MYR. Let the bank convert later on. It's cheaper this way.

Charge in the particular country currency is better.
Tried to charge in RM in that shop and the exchange rate is 11.8++
But if charge in Baht and bank convert later on is only 11.4++.

Yes at Gardens walk in. Did not cancel vs just added VI for the extra ppl access. Later if no AF waiver can cancel. Got it in 2hours just nice watching minions

but tat time i choose MYR.... in the same day i choose both currency after came back check the bill...it cheaper than i pay HKD...

nowadays our currency like xXx..... better choose their currency and wait bank to convert....

Hi. Anyone able to waive the AF if yearly spending < 50k?

Wow, nice, thx for info

Did anyone receive the cash back for "Cashback RM5 for every 5 transaction using Visa Wave" beginning of this year till April if not mistaken.

Please refer to T&C and the campaign finish on 15 Apr 2015. We need to wait up to 16 weeks which is 02 Aug 2015.

Have to wait up to another 24 days.

Terms and Conditions – “Wave & Earn Cashback” Campaign

1. The “Wave & Earn Cashback Campaign” (“Campaign”) shall commence on 1 December 2014 at 12:00AM MYT until 15 April 2015 at 11:59PM MYT (both dates inclusive) unless notified otherwise (“Campaign Period”).

3.7 Announcement of the Eligible Cardmembers will be made on the Maybank’s website at www.maybank.com.my within sixteen (16) weeks after the end of the Campaign Period.

what about dining and insurance payments? entitled to 5% cash back too?


This post has been edited by andyfriends: Jul 8 2015, 12:56 PM

Thanks for the info.

dining and insurance not entitled for 5% cash back for Signature card. Only groceries and petrol.
if you are referring to maybank 2 cards during weekends then yes, if you are using amex but after 1 aug only dining app for 5% cash back.

finally receive the card today...... time to burst the card....

Congrats...can start to enjoy the benefits now while still available