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 Are you guys ready for hike in interest rate?, Interest rate rising in July & September

Are you guys ready?
 
Yes, my loan percentage is low compared to my earning. [ 124 ] ** [63.59%]
No. (Explain why no?) [ 71 ] ** [36.41%]
Total Votes: 195
  
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Tigerr
post Jul 13 2014, 02:26 AM

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QUOTE(zuiko407 @ Jul 13 2014, 01:04 AM)
Aiyoh....u jahat lar...u macam buka all her cloths n exposing her naked body...no wonder she hantam u lar...


SUStikaram
post Jul 13 2014, 03:26 AM

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There you go again.

The uuu camp zuiko buzybody dug old post and using it to do attacking forumers.

Repeated seeing this from old version until now.

thumbup.gif

This post has been edited by tikaram: Jul 13 2014, 03:27 AM
Mathew86
post Jul 13 2014, 05:13 AM

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QUOTE(tikaram @ Jul 13 2014, 03:26 AM)
There you go again.

The uuu camp zuiko buzybody dug old post and using it to do attacking forumers.

Repeated seeing this from old version until now.

thumbup.gif
*
Say people , how about you? LOL

SUStikaram
post Jul 13 2014, 06:12 AM

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QUOTE(Mathew86 @ Jul 13 2014, 06:13 AM)
Say people , how about you? LOL
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Mathew86 supporting the attacker. thumbup.gif

We are not interested all those attacking.

Please go away.
Mathew86
post Jul 13 2014, 06:27 AM

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QUOTE(tikaram @ Jul 13 2014, 06:12 AM)
Mathew86 supporting the attacker. thumbup.gif

We are not interested all those attacking.

Please go away.
*
Support for what? Have money ? Have lucky ?
You also look at your own as well before you say others , my sincere advise.
You're funny , dude. This forum belongs to you ?
Okla sorry , I let you ... I just watch silently biggrin.gif
zuiko407
post Jul 13 2014, 09:04 AM

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Peace
Back to BLR discussion pls
ManutdGiggs
post Jul 13 2014, 09:17 AM

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QUOTE(Mathew86 @ Jul 13 2014, 06:27 AM)
Support for what? Have money ? Have lucky ?
You also look at your own as well before you say others , my sincere advise.
You're funny , dude. This forum belongs to you ?
Okla sorry , I let you ... I just watch silently biggrin.gif
*
Biasalah nana Alwiz ask ppl go away. Most of them duped la. When she is here, she and she and she 'll not b around. Take turn ma.


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ManutdGiggs
post Jul 13 2014, 09:32 AM

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QUOTE(zuiko407 @ Jul 13 2014, 09:04 AM)
Peace
Back to BLR discussion pls
*
Ok back to silios discussion.

I really dun c any issue on tis increment. Even if it's back to nett 6.6 it's norm as b4. No worries for me.

I personally oso dislike flippers taking charge of the market. But I oso won't ask flippers to go sell butt or go away. Everyone has the freedom to tok ma. cool2.gif
Mathew86
post Jul 13 2014, 09:55 AM

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QUOTE(ManutdGiggs @ Jul 13 2014, 09:32 AM)
Ok back to silios discussion.

I really dun c any issue on tis increment. Even if it's back to nett 6.6 it's norm as b4. No worries for me.

I personally oso dislike flippers taking charge of the market. But I oso won't ask flippers to go sell butt or go away. Everyone has the freedom to tok ma.  cool2.gif
*
Simple thing , if you not rush for having a house to stay . Keep renting & wait until best time to buy in future

But if you want to buy property for invest / stay , when is the right time ? Hong Kong people say - when you have money to deposit , that is the right time ! .... Very common thing

ManutdGiggs
post Jul 13 2014, 09:59 AM

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QUOTE(Mathew86 @ Jul 13 2014, 09:55 AM)
Simple thing , if you not rush for having a house to stay . Keep renting & wait until best time to buy in future

But if you want to buy property for invest / stay , when is the right time ? Hong Kong people say - when you have money to deposit , that is the right time ! .... Very common thing
*
Yup agreed to tat.


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Tigerr
post Jul 13 2014, 09:59 AM

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QUOTE(ManutdGiggs @ Jul 13 2014, 09:32 AM)
Ok back to silios discussion.

I really dun c any issue on tis increment. Even if it's back to nett 6.6 it's norm as b4. No worries for me.

I personally oso dislike flippers taking charge of the market. But I oso won't ask flippers to go sell butt or go away. Everyone has the freedom to tok ma.  cool2.gif
*
The market is opened. If one don't buy, one cannot blame the flippers as flippers can't flip also. One always can buy direct from developers without going thru the agents. Myself use agents only when I looking for tenants....without them, the tenants wont come to me direct n when I put up sign boards for rent, it attracts lots of phone calls n many are low salary earners n some even jobless n ask if I can rent to them. Collection of rental ll be big headache.
kradun
post Jul 13 2014, 10:15 AM

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QUOTE(ManutdGiggs @ Jul 13 2014, 09:32 AM)
Ok back to silios discussion.

I really dun c any issue on tis increment. Even if it's back to nett 6.6 it's norm as b4. No worries for me.

I personally oso dislike flippers taking charge of the market. But I oso won't ask flippers to go sell butt or go away. Everyone has the freedom to tok ma.  cool2.gif
*
as long main source of income not much affected then still okla... but under that environment many will wait and see and let the economy cycle slowdown.. bonus income might greatly affected..
graywilird
post Jul 13 2014, 10:16 AM

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QUOTE(Tigerr @ Jul 13 2014, 09:59 AM)
The market is opened. If one don't buy, one cannot blame the flippers as flippers can't flip also. One always can buy direct from developers without going thru the agents. Myself use agents only when I looking for tenants....without them, the tenants wont come to me direct n when I put up sign boards for rent, it attracts lots of phone calls n many are low salary earners n some even jobless n ask if I can rent to them. Collection of rental ll be big headache.
*
this is because the area.. do you mind to share where is the location?
bcpbeancounter
post Jul 13 2014, 10:17 AM

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QUOTE(beyond86 @ Jul 12 2014, 02:51 PM)
Placed RM3k as booking fees that time thinking for own stay.
But now location not suitable, resell value not there
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Mind to share the location?
Tigerr
post Jul 13 2014, 10:24 AM

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QUOTE(graywilird @ Jul 13 2014, 10:16 AM)
this is because the area.. do you mind to share where is the location?
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Klang
Tigerr
post Jul 13 2014, 10:26 AM

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QUOTE(kradun @ Jul 13 2014, 10:15 AM)
as long main source of income not much affected then still okla... but under that environment many will wait and see and let the economy cycle slowdown.. bonus income might greatly affected..
*
Retrenchment coming...my ex company recently just retrenched one batch of staffs...

one of my clients, even worse, factories shut down. About 1k workers no need to go to work....so, this people not just wait n see...they ll wait n wait....laugh.gif
ManutdGiggs
post Jul 13 2014, 10:33 AM

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QUOTE(Tigerr @ Jul 13 2014, 10:26 AM)
Retrenchment coming...my ex company recently just retrenched one batch of staffs...

one of my clients, even worse, factories shut down. About 1k workers no need to go to work....so, this people not just wait n see...they ll wait n wait....laugh.gif
*
Wah Chansi lai Liao. I need workers. Can help bring in some ???
kradun
post Jul 13 2014, 10:46 AM

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QUOTE(Mathew86 @ Jul 13 2014, 09:55 AM)
Simple thing , if you not rush for having a house to stay . Keep renting & wait until best time to buy in future

But if you want to buy property for invest / stay , when is the right time ? Hong Kong people say - when you have money to deposit , that is the right time ! .... Very common thing
*
Some with limit on affordability have no other choice got to rent. Many would like to have a safe and secure home, renovate their sweet home to their taste, but they will have drawback to invest so much for the landlord.

For such, they will prolong their happiness until they achieve that, cause them ineffective and underperform in their job, less increment, less bonus, no promotion, hop to other company also no people want, and that indirectly cause the saving nest grow like turtle, house price slow down still move faster than their saving for downpayment.

The circle will encourage them to downgrade their home expectation, discard their so many limitation like freehold, at least xxx s.f, only certain location, must have this and that.

Under current circumstances developer postpone launching and cause the primary supply shrinkage, subsales start picking up, old house price catch up with the surrounding newly vped. More move like interest gradually hike etc will only increase the total cost of ownership.

ps: my old house of 3years++ last year do valuation on jul just get 480k, my agent ask me for sales now and said some bare unit was transacted at 550k and have some ready buyers are queuing for such price.
Tigerr
post Jul 13 2014, 10:47 AM

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QUOTE(ManutdGiggs @ Jul 13 2014, 10:33 AM)
Wah Chansi lai Liao. I need workers. Can help bring in some ???
*
If u open mouth, many people ll step forward geh
kradun
post Jul 13 2014, 10:49 AM

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QUOTE(Tigerr @ Jul 13 2014, 10:26 AM)
Retrenchment coming...my ex company recently just retrenched one batch of staffs...

one of my clients, even worse, factories shut down. About 1k workers no need to go to work....so, this people not just wait n see...they ll wait n wait....laugh.gif
*
don't scare me leh, gradually interest hike i fine but this 1 make me sweating in such nice weather.

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