What a joke you are talking about?

hey, they can do a better job than bnm,banks and even developer.
its DDD in 2018!!!

assuming you are right.. how about the klang valleys investors who were made out young workers?

a) you may change the facade of your units, the surrounding will still fail miserably
b) rental games has a limit, if it is so high, tenants will seize renting and park the same rental money to service loan i.e buying
c) of course you can, mark up also can if you cant get 80%.. well can you tell us whether newly vp property(the ones with problem now) whether valuation are up to 95% as you prescribed? 83.1% stretch, how to last for the remaining months? got extra income?
d) it is personal but reasonable, reasonable expenses such as cars, petrol, road tax, insurance, ur fancy i phone or Samsung, your food, money to home, income tax (if applicable) , EPF, and others i dun want to mention all) what is left after that? one may qualify to certain amounts of loan, ability to service is different. and for your info DSR was introduced last year July 2013, that means before that borrowers are based on 90% on gross earnings.. and holding properties or under constructions properties.. got holding power maa?
e) does not address the issue, the lock in period is 5 years from signing of S& P, there are holding cost involved i.e servicing loans for 3 years
f) hmm, it is not play play, it is called sell once VP, normal case of seloing upon VP landed 2 years and high rise 3 years or less, RPGT sure hit, many are willing to pay RPGT
g& h) of course, provided you can sell ur unit.. if you clock 5 years to evade RPGT, ur units old di, money serviced to bank.. and importantly 5 years ppl already bought new launched, finish complete and compete sub sales with you already..

Yes,  I rather believe people here(that luckily were not involved in medical field,  which otherwise will bring us all the horror story of people dying etc), who can predict market better than smart ppl working in bank negara, banks, developers etc.

hey, they can do a better job than bnm,banks and even developer.
its DDD in 2018!!!

I see yea sometimes they though they can predict better than upstream players. Let see what will happen in 2018.

Upstream players predict with 80m population,  strong demand will persist beyond 2040, price will double every 3 years and future average size will be 450ft2.

Upstream players predict with 80m population,  strong demand will persist beyond 2040, price will double every 3 years and future average size will be 450ft2.

Bear2, if ur kids one day see u ask for help to counter this, and they alrdy in can't pull out. Can u tell us what action u will take?

During bull run, every investors are hero, lks in the making. Few of defaulted loan in bad time were in distress during bull run. When time come to default,  sheeps could always blame on the market and said they are not the only one.

service the loan till you die (if you are workers) and settle the loans soonest as possible and sell to reduce loss (if doing business)

If i buying 1mil property, I will buy 1.1mil developer one because free legal fees. Imagine the saving lol.

Some more i will live among 1.1mil buyer. Subsale 1mil originally sell RM500k means i am living with poor 500k condo buyer. Very sad case.

How about buy subsale at rm800k where original developer price is rm1.1 mil? Then you are a middle class living among the rich. Don't say it's impossible. I used to buy properties below developers prices by 20%-30% during mid-2000s.

Ha ha ha... ! U are not mentally ready for property investment.
If me, I'll tell them why worry for things never/haven't .exist. Face it when come la. ;-)
This is about life. There is a will, there is a way! Just that simple.

Willing buyers , willing sellers.. before selling agents inform the buyers.. the owner selling 500k.. agents mark up 50k.. so we selling you 550k.. see got willing or not..

just because buyers has no knowledge to the mark up price.. that is not willing buyers.. must sell sellers with profit vs no option/mystified priced..

Ha ha ha... ! U are not mentally ready for property investment.
If me, I'll tell them why worry for things never/haven't .exist. Face it when come la. ;-)
This is about life. There is a will, there is a way! Just that simple.

there are winners, and there are whiners.