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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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cfa28
post Jul 18 2014, 02:07 PM

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Hmm, with OCBC Blue / Pink MasterCard also offering 1% unlimited Rebate but salary req only RM24K and also no Annual Fee, can someone tell me what is the point of the Titanium Card
cfa28
post Aug 29 2014, 03:28 PM

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OCBC gave me RM50 Annual Bonus for my Service Tax but unfortunately, the Mrs did not get it since she does not use the Card very much.

Anyone else got the Annual Bonus. Glad they did not scrap it.
cfa28
post Aug 31 2014, 12:52 AM

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QUOTE(,Aug 29 2014, 05:02 PM)
How much did you spent? I spent about RM 10K but was declined. According to CS, I do stand a chance if my spending is around RM 20K.
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Spend around RM40k, cos developer allows to use CC for down payment. OCBC is just by standby Card now. Used to be my main card, now transferred to other cards.
cfa28
post Aug 31 2014, 01:04 AM

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QUOTE(Devil4life @ Aug 29 2014, 05:55 PM)
Crap, called in to ask for waiver, rejected upfront. Then try to con myself to change to new card (mine was the curve card) and they say need to block my card n issue me new card instead.

Too much hassle as I had few autodebit tied to this card. So guess I live with my curve card for now. Most likely gonna live with it another year till I applied AEON Watami card.

But still thinking whether the card suits me or not with the requirement of spending min RM3K for 3 months.
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I was also using OCBC Titanium very much last time until the rebate was changed to 1%. I also applies for AEON Watami CC. Just transfer all your monthly auto debit especially your insurance premiums. Other than that, use your CC at AEON BIG, etc and it's very easy to hit RM3K every quarter.
cfa28
post Sep 3 2014, 09:53 AM

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QUOTE(DarReNz @ Sep 3 2014, 09:48 AM)
just to confirm that you got your annual bonus RM50 after the service tax was charged right ? or you called in earlier ?
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I did not call in to ask.

In my latest Statement, just shows GST RM50 and Annual Bonus RM50.
cfa28
post Sep 3 2014, 10:04 AM

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QUOTE(DarReNz @ Sep 3 2014, 09:56 AM)
u didn't call in for your wife's card as well ?
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My wife hardly used the Card. No justification to call
cfa28
post Sep 3 2014, 10:17 AM

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QUOTE(DarReNz @ Sep 3 2014, 10:13 AM)
both of you guys called in before it got charged ?
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Both post are from same person bro.
cfa28
post Sep 9 2014, 04:06 PM

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Just wanna ask anyone here using the World Master Card.

Do they waive the hefty Annual Fee of RM388 for second year.

Just thinking whether worthwhile to get this Card, of course, its only worth it if they do waive the Annual Fee compared to Basic Titanium Card of 1% rebate.

Else, have to spend close to RM200K just to gain back the Annual Fee.
cfa28
post Sep 24 2014, 01:38 PM

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QUOTE(cfc @ Sep 24 2014, 01:05 PM)
my ocbc titanium also kena
10+ sms paypal transaction in less than 10sec
seems like is ocbc system kena breached
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My wife also kena. Did not see the sms until 20 min later, transaction already went through. Called and card suspended pending 'investigation'

After that, another round of attempt to use the same card.
cfa28
post Sep 24 2014, 03:55 PM

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QUOTE(EternalC @ Sep 24 2014, 03:17 PM)
something definitely happened

most transaction are for paypal, gambling sites, even air tickets for god's sake
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My wife kena Car Rental, Travel Insurance and Air Tickets

Told her to tell OCBC, hey this one easy to catch

Car Rental - Catch at Car Company

Travel Insurance - must give full name / ID Details

Air Tickets - Same right, full details

All in USD and from USA
cfa28
post Sep 26 2014, 05:42 PM

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QUOTE(jack2 @ Sep 26 2014, 05:07 PM)
I forgot to pay my CC on due date and got charged RM100. After 1 week from due date and reliazed such late payment and made full payment. I asked for waiver of such late fee, not interest and they rejected.

I was thinking to cancel it since it is 1% rebate without point..wonder any other banks do have better offer or use points to offset rebate and the exchange point is greater than 1%?
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a bit suprised cos normally if u always pay on time and esp in full, if you miss one payment or late, they will waive all the penalty and interest charges

suggest that u either call or fax in your complaint that OCBC does not appreciate your business
cfa28
post Sep 29 2014, 11:31 AM

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QUOTE(Human Nature @ Sep 29 2014, 11:00 AM)
okla...60k..i wont feel so butthurt coz not getting the usage bonus haha.

but heck, they should then state 60k for the annual bonus!
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Shared previously that I spent around 40K++ only and I also got the Waiver
cfa28
post Sep 29 2014, 12:00 PM

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QUOTE(supersound @ Sep 29 2014, 11:40 AM)
It will be case by case basis.
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Actually in my case, I did not even apply for it so it really came as a suprise to see the Annual Usage Bonus of RM50.

These days, every RM1 counts for something.
cfa28
post Oct 10 2014, 06:58 PM

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QUOTE(sotong168 @ Oct 10 2014, 06:12 PM)
not much actually, could it be i always pay my cc in time
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in fact, they would prefer that u don't pay on time so they can charge u interest / late penalty
cfa28
post Oct 23 2014, 11:46 AM

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QUOTE(EternalC @ Oct 23 2014, 10:54 AM)
usually when they charge the annual fee? want to ask for waiver lol
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I thought OCBC Titanium has no Annual Fee, just the RM50 GST
cfa28
post Oct 23 2014, 01:47 PM

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QUOTE(EternalC @ Oct 23 2014, 11:49 AM)
oh ya, the RM50 GST lol
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Based on feedback from users, including myself, OCBC auto waived if u spend around RM30K to RM40K per year.
cfa28
post Oct 23 2014, 01:59 PM

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QUOTE(EternalC @ Oct 23 2014, 01:56 PM)
no need call?
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Mine and other member was Auto Waived.

But there is no harm in calling and asking for waiver.

Only cost a few sen, free if u use office phone.

Gain is RM50 - every sen counts
cfa28
post Oct 23 2014, 02:02 PM

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QUOTE(EternalC @ Oct 23 2014, 02:00 PM)
nod.gif  nod.gif

when they usually charge gst? valid thru date?
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GST normally charged on the month before your anniversary date right.

If your Card is issued in Jan 2014, the GST should be charged in Dec 2014 Or it could be it Jan 2015 latest.
cfa28
post Oct 23 2014, 02:08 PM

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QUOTE(EternalC @ Oct 23 2014, 02:05 PM)
fuuu then i should call in dec?
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some say its better to call in Nov before they charge but you can always call when u receive the Statement.
cfa28
post Nov 27 2014, 12:47 PM

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QUOTE(donpapachino @ Nov 27 2014, 11:45 AM)
coming from a frustrated titanium owner & thinking of closing this account & apply for new CC (have to re-work all the auto bill payment, insurance etc), which is the best card to own?

i already have the mbb2amex for weekend spending.
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Is it at least RM3K per Quarter - then use AEON Watami, 3% CB subject to min spend of RM3K per Quarter and Capped at RM5K per Quarter
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