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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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Jason
post Jul 8 2014, 11:30 PM

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QUOTE(propusers @ Jul 8 2014, 09:36 PM)
Hi Jason,

Good job.

Appreciate if you include which websites we can pay our utilities bill online and earn 6% CB.
*
Good point. Post updated.

For Maxis, I prefer to use Maxis Pay at pay.maxis.com.my
Just register once...thereafter I can pay on my phone by dialling *100*9*1*1#, select 1 to pay, enter my PIN ..confirm and done.

Super convenient, with 6% cash back! Don't even need to open browser.
iamWill
post Jul 8 2014, 11:47 PM

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QUOTE(Jason @ Jul 7 2014, 11:07 PM)
My review for those who have questions about this card. Think I covered most of it.

http://www.duasen.com/public-bank-visa-signature-review/
*
At the end of the blog, you mentioned balance transfer for 6 monts 0%. For new card applicant, you can apply for balance transfer 12 months 0% provided that you spent >rm1k. I bought a laptop, converted it to flexipay 12 months 0% and did balance transfer 12 months 0% thumbup.gif

New card application
Jason
post Jul 9 2014, 12:02 AM

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QUOTE(iamWill @ Jul 8 2014, 11:47 PM)
At the end of the blog, you mentioned balance transfer for 6 monts 0%. For new card applicant, you can apply for balance transfer 12 months 0% provided that you spent >rm1k. I bought a laptop, converted it to flexipay 12 months 0% and did balance transfer 12 months 0%  thumbup.gif

New card application
*
Hi bro. Did not want to mention that because it is not applicable for new card applicant who apply online (MYSELF) cry.gif , as per their T&C here: https://www.pbebank.com/pdf/Promotions/tc_acti.aspx

QUOTE
The following persons are excluded from participating in this Promotion :-
(i) existing Public Bank principal credit cardmembers and Co-Branded
cardmembers;
(ii) new Public Bank principal credit cardmembers who have applied online
via www.pbebank.com for any Public Bank credit card;


Whereas the 6 month 0% BT is applicable for all PBB Card Holder, regardless if you are new/existing, applied online or offline.

Due to the nature of offers which is time limited, gave advise to check for latest promos
QUOTE
You can apply online, or visit a Public Bank branch. Before deciding to apply online or in person, check out Public Bank’s latest promotions.


Review focuses more on the card and its features/benefits, rather than what are the latest offers about it. thumbup.gif
EDIT: I understand the 0% 6 month also time limited, but so far PBB always extend it..fingers crossed.

This post has been edited by Jason: Jul 9 2014, 12:05 AM
ytan053
post Jul 9 2014, 08:55 PM

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Hi guys,

I am gladly/proud to inform that all the transactions that I performed below (confirmed by cs) is eligible for the 6% rebate:-

Dining:
RESTAURANT SEOUL KOREA (Taman Desa)
SAKAE SUSHI-THE CURVE
CHICAGO RIB HOUSE-1 UTAMA
SUKI-YA PETALING JAYA MY (Paradigm Mall)

Groceries (as most of you would have already know):
AEON BIG-TROPICANA MALL PETALING JAYA MY
AEON SMKT-MID VALLEY KUALA LUMPUR MY
AEON SMKT-BDR UTAMA PETALING JAYA MY
VILLAGE GROCER GIZA PETALING JAYA MY

Online:
PP*8123CODE 4029357733 SG (Paypal verification)
E-RAMA SDN BHD KUALA LUMPUR MY (SSM searches)
MAXIS PAY - WEB PETALING JAYA MY (Using Maxis portal)
PAYONLINE (I think all transactions using payonline is eligible for the cash rebate)



Human Nature
post Jul 9 2014, 09:53 PM

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QUOTE(ytan053 @ Jul 9 2014, 08:55 PM)
Hi guys,

I am gladly/proud to inform that all the transactions that I performed below (confirmed by cs) is eligible for the 6% rebate:-

Dining:
RESTAURANT SEOUL KOREA (Taman Desa)
SAKAE SUSHI-THE CURVE
CHICAGO RIB HOUSE-1 UTAMA
SUKI-YA PETALING JAYA MY (Paradigm Mall)

Groceries (as most of you would have already know):
AEON BIG-TROPICANA MALL PETALING JAYA MY
AEON SMKT-MID VALLEY KUALA LUMPUR MY
AEON SMKT-BDR UTAMA PETALING JAYA MY
VILLAGE GROCER GIZA PETALING JAYA MY

Online:
PP*8123CODE 4029357733 SG (Paypal verification)
E-RAMA SDN BHD KUALA LUMPUR MY (SSM searches)
MAXIS PAY - WEB PETALING JAYA MY (Using Maxis portal)
PAYONLINE (I think all transactions using payonline is eligible for the cash rebate)
*
thank you. good info there thumbup.gif
ytan053
post Jul 9 2014, 10:18 PM

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QUOTE(Human Nature @ Jul 9 2014, 09:53 PM)
thank you. good info there  thumbup.gif
*
biggrin.gif been wanting to give the confirmation, now finally got it 2 days after my stmt date. waiting for ronnie to update front pg. finally can contribute useful info here! rclxms.gif
joylay83
post Jul 9 2014, 11:13 PM

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wonder if the RM150 cash back promotion is still on? those who apply online are not eligible right?
HeHeHunter
post Jul 9 2014, 11:54 PM

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QUOTE(ytan053 @ Jul 9 2014, 08:55 PM)

PAYONLINE (I think all transactions using payonline is eligible for the cash rebate)
*
UOB Payonline?? drool.gif
If yes then I shall push all my bills there.
Jason
post Jul 10 2014, 12:05 AM

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QUOTE(joylay83 @ Jul 9 2014, 11:13 PM)
wonder if the RM150 cash back promotion is still on? those who apply online are not eligible right?
*
On, they extended it to end of the year.
https://www.pbebank.com/pdf/Promotions/tc_388.aspx

T&C there.


QUOTE(HeHeHunter @ Jul 9 2014, 11:54 PM)
UOB Payonline??  drool.gif
If yes then I shall push all my bills there.
*
Yes. Eligible, do not use pbebank.com to pay, that is not eligible.
millenniummonkey
post Jul 10 2014, 07:47 AM

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anyone knows how long does it take for pbb to credit the rm150 for the “RM388 Online Cash Back Campaign” into our account?

hit the amount last 2 weeks ago and my first statement (1st of each month) already out last week.

QUOTE
The Cash Back payment will be credited into the Qualified Cardmember credit card
account within 4-8 weeks after the end of each subsequent month.
from the t&c, i'll most probably get it during the 2nd or 3rd statement.
can anyone confirm?
thx.
HeHeHunter
post Jul 10 2014, 10:46 AM

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QUOTE(Jason @ Jul 10 2014, 12:05 AM)
Yes. Eligible, do not use pbebank.com to pay, that is not eligible.
*
Thank you Jason!! rclxm9.gif Offloading my bills from OCBC!
Jason
post Jul 10 2014, 10:59 AM

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QUOTE(millenniummonkey @ Jul 10 2014, 07:47 AM)
anyone knows how long does it take for pbb to credit the rm150 for the “RM388 Online Cash Back Campaign” into our account?

hit the amount last 2 weeks ago and my first statement (1st of each month) already out last week.
from the t&c, i'll most probably get it during the 2nd or 3rd statement.
can anyone confirm?
thx.
*
You can see here.
http://www.duasen.com/public-bank-visa-signature-review/

Statement is at the bottom of page showing the RM150 for the RM388 online c/b campaign.
Hit 800 in May, accumulative 1k by 1st week of June.

Statement is end June

This post has been edited by Jason: Jul 10 2014, 11:00 AM
joylay83
post Jul 10 2014, 02:29 PM

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Info for non-new-to-bank members (means you currently hold a good-for-nothing PBB cc because you want to BT and last time no PBB VS):
(from PBB Visa Signature CS this morning)

1. NOT eligible for RM388 and RM150 cashback
2. RM50 gst for PBB VS will be offset after ?3 swipes in 2 months
3. Eligible for 6 months BT 0% / Flexipay
4. Might have credit limit increase
5. Can go to any PBB and fill up a CC upgrade form, approval usually 1 week or so. (that means your old card will be cancelled)
laymank
post Jul 10 2014, 02:43 PM

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New card activated in 4 Jun.

Haven't received statement till today. Called up CS, was told that my statement date is 28 JUL.
That's more than 2 months grace period.

Down side is, using the card any further this month, gets me nothing, until the bill drops on 28JUL.

This post has been edited by laymank: Jul 10 2014, 03:04 PM
Jason
post Jul 10 2014, 03:20 PM

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QUOTE(laymank @ Jul 10 2014, 02:43 PM)
New card activated in 4 Jun.

Haven't received statement till today. Called up CS, was told that my statement date is 28 JUL.
That's more than 2 months grace period.

Down side is, using the card any further this month, gets me nothing, until the bill drops on 28JUL.
*
Yup. It is by bill cycle. So you effectively lost 1 month's RM60 worth of cash back. Public Bank is very sneaky this way.

If you didn't ask CS, read FAQ on first page of this post you will masuk their trap.
iamWill
post Jul 10 2014, 10:13 PM

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has anyone tried paying using digi website? does it have any rebate?
millenniummonkey
post Jul 11 2014, 06:46 AM

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QUOTE(iamWill @ Jul 10 2014, 10:13 PM)
has anyone tried paying using digi website? does it have any rebate?
*
Any online payment which require visa 3d secure (sms pin) should be under e-commerce. Never use digi portal to pay before though.
laymank
post Jul 11 2014, 02:04 PM

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QUOTE(Jason @ Jul 10 2014, 03:20 PM)
Yup. It is by bill cycle. So you effectively lost 1 month's RM60 worth of cash back. Public Bank is very sneaky this way.

If you didn't ask CS, read FAQ on first page of this post you will masuk their trap.
*
OK. Cold Storage it for July.
nxtpg
post Jul 12 2014, 09:06 AM

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really lousy this PB bank .. as usual

wanted to pay about 7 bills online... and cannot select the option to choose payment from cc. (only savings can)

Called cs and they ask to go to the branch to link the cc to account for payment.

but i can already view the account @ online banking.

really wasting time.

have to revert back payment using ocbc


iamWill
post Jul 12 2014, 10:14 AM

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QUOTE(nxtpg @ Jul 12 2014, 09:06 AM)
really lousy this PB bank .. as usual

wanted to pay about 7 bills online... and cannot select the option to choose payment from cc. (only savings can)

Called cs and they ask to go to the branch to link the cc to account for payment.

but i can already view the account @ online banking.

really wasting time.

have to revert back payment using ocbc
*
I experienced the same thing too. Can't make payment to credit card from my account because it's not "linked". Have to go to the branch and fill up a form sweat.gif

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