Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions
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 Jan 22 2015, 12:57 PM
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All Stars
18,453 posts Joined: Oct 2010 
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QUOTE(alvinfks78 @ Jan 22 2015, 12:50 PM) Hi, WTA What do u think after using the phone for 1 year? May be can give them back the casing and keep the internal parts. https://www.pbebank.com/Personal-Banking/Pr...-apply-for.aspx If I apply for card then don't use for 1 year then terminate, can I keep the phone?   |
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Jan 22 2015, 12:59 PM
Show posts by this member only | IPv6 | Post
#1702
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All Stars
26,530 posts Joined: Jan 2003
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deleted
This post has been edited by Human Nature: Jan 22 2015, 03:54 PM |
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Jan 22 2015, 02:31 PM
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Senior Member
1,127 posts Joined: Feb 2008
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QUOTE(MGM @ Jan 22 2015, 01:57 PM) What do u think after using the phone for 1 year? May be can give them back the casing and keep the internal parts. But if I just keep the card in my drawer and do nothing with it?  How PBB get back their money for the phone?  |
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Jan 22 2015, 02:40 PM
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(alvinfks78 @ Jan 22 2015, 02:31 PM) But if I just keep the card in my drawer and do nothing with it? cost of doing business. How PBB get back their money for the phone? bank do not make money from every single card member, esp LYN forums, head over to the BT thread and u can see few taikor "earn" pocket money from banks.  |
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Jan 22 2015, 02:40 PM
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All Stars
18,453 posts Joined: Oct 2010
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QUOTE(alvinfks78 @ Jan 22 2015, 02:31 PM) But if I just keep the card in my drawer and do nothing with it? If u are the only customer, PBB already 'zuplab'/bankrupt. They are still making billion of RM whether economy in crisis or not, even with customers like u. How PBB get back their money for the phone? |
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Jan 22 2015, 03:02 PM
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Senior Member
1,127 posts Joined: Feb 2008
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The card offer looks Good. Almost too good.
New applicant only. but quite an investment from the bank. This post has been edited by alvinfks78: Jan 22 2015, 03:25 PM |
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Jan 22 2015, 03:52 PM
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Senior Member
528 posts Joined: Aug 2007 
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QUOTE(Human Nature @ Jan 22 2015, 12:59 PM) usually 2-3x your monthly income I thought PB Visa Signature min CL is 30k.if 2-3x monthly income, 100k borderline, salary per month only 8.4k, CL will be 16-25k. I think this is not correct. |
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Jan 22 2015, 03:54 PM
Show posts by this member only | IPv6 | Post
#1708
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All Stars
26,530 posts Joined: Jan 2003
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QUOTE(cyang @ Jan 22 2015, 03:52 PM) I thought PB Visa Signature min CL is 30k. you are right. so perhaps the 2-3x is not applicable for the minimum case.if 2-3x monthly income, 100k borderline, salary per month only 8.4k, CL will be 16-25k. I think this is not correct. |
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Jan 22 2015, 08:41 PM
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Senior Member
2,429 posts Joined: Jul 2007
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i guess this could be the first serious attempt by PBB to have some market share in the credit card market.
QUOTE(alvinfks78 @ Jan 22 2015, 03:02 PM) The card offer looks Good. Almost too good. New applicant only. but quite an investment from the bank. |
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Jan 22 2015, 08:42 PM
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Senior Member
2,429 posts Joined: Jul 2007
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how to search within this thread ah?
QUOTE(Human Nature @ Jan 21 2015, 07:53 PM) search this topic for keyword 'approved'. some of us have reported the timeline |
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Jan 22 2015, 08:43 PM
Show posts by this member only | IPv6 | Post
#1711
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All Stars
26,530 posts Joined: Jan 2003
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QUOTE(jutamind @ Jan 22 2015, 08:42 PM) how to search within this thread ah? bottom left corner, there is a space to enter keyword. near to the page numbering |
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Jan 22 2015, 09:00 PM
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Senior Member
2,429 posts Joined: Jul 2007
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ah got it. thanks. first time using this feature
QUOTE(Human Nature @ Jan 22 2015, 08:43 PM) bottom left corner, there is a space to enter keyword. near to the page numbering |
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Jan 23 2015, 04:09 PM
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Junior Member
88 posts Joined: Aug 2011
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QUOTE(jutamind @ Jan 21 2015, 07:39 PM) how long does it take for pbb to approve application for this card based on the feedback on this thread? I just applied last Fri I have been applied on 9/1/15 until now no feedback at all yet.I hope that application is approved as this is my first VS.  |
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Jan 23 2015, 05:38 PM
Show posts by this member only | IPv6 | Post
#1714
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All Stars
26,530 posts Joined: Jan 2003
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QUOTE(HellDevil @ Jan 23 2015, 04:09 PM) I have been applied on 9/1/15 until now no feedback at all yet. check the status from IVRI hope that application is approved as this is my first VS. |
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Jan 24 2015, 11:59 AM
Show posts by this member only | IPv6 | Post
#1715
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All Stars
26,530 posts Joined: Jan 2003
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Anyone else having their VIP points missing? My statement shows there are some points redeemed but I never do to
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Jan 24 2015, 01:48 PM
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Junior Member
187 posts Joined: Sep 2008
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samsung galaxy 5 - which model is that - doesn't show in gsmarena
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Jan 25 2015, 12:03 PM
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All Stars
21,314 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(adraxx @ Jan 24 2015, 01:48 PM) samsung galaxy 5 - which model is that - doesn't show in gsmarena Maybe the Samsung Galaxy S5 ... you won something ? |
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Jan 25 2015, 01:11 PM
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Junior Member
187 posts Joined: Sep 2008
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no its the phone pb is giving with successful application
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Jan 25 2015, 07:45 PM
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Senior Member
1,702 posts Joined: Jan 2003 From: Farmer River
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22 JAN 22 JAN BONANZA CASH BACK - WEEK 20 20.00 CR
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Jan 25 2015, 08:37 PM
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Senior Member
2,429 posts Joined: Jul 2007
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Or is it galaxy V?
QUOTE(adraxx @ Jan 24 2015, 01:48 PM) samsung galaxy 5 - which model is that - doesn't show in gsmarena |
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